Tommy Roy is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 licenses and having 10 years of industry experience. His work history includes roles at Agia, Transamerica Financial Advisors, Le Tote, World Financial Group, and CVS Caremark. Outside of finance, he owns a wood fencing company, Out of Sight Fencing Inc., which operates primarily in Tracy, CA. Valic Financial Advisors serves individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

Linda Ruby Aguayo is a financial advisor with Valic Financial Advisors in Modesto, CA, holding a Series 66 designation and six years of industry experience. She has worked at Valic Financial Advisors since 2019 and is also an agent with AGIA, where she is involved with non-securities insurance products. Prior to her financial services career, she worked at Amor y Tacos Mexican Restaurant. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker‑dealer serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning services through a large network of advisors and uses centralized technology and model solutions to manage roughly $29.2 billion across nearly 300,000 clients.

Leotha Thurman is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 credentials and bringing 41 years of industry experience. He has been with Valic Financial Advisors since 2003 and also works with Agia. Outside of his advisory role, he serves as a volunteer trustee and board member for Trinity Baptist Church in San Mateo, where he participates in overseeing the church’s financial status and facilities. Valic Financial Advisors primarily serves individual investors in the U.S., including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, consulting, and brokerage services, with client portfolios constructed using Envestnet-developed models and supported by discretionary management and overlay services.

Mark Gentry is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and has prior experience with Core Value Investors LLC and World Financial Group. Outside of his advisory role, he owns and manages rental property and operates a sole proprietorship providing handyman services. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses. The firm delivers services through a large advisor network using model portfolios and third-party managers across multiple platforms such as Transamerica ONE and TFA365.

Jane Johnson Simmons is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. She also serves as a principal at Grimbleby Coleman CPAs, a role she has held since 2004. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, focusing on customized portfolios using mutual funds, ETFs, equities, and fixed income with a primarily long-term investment approach.

Robert Forney is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has worked with multiple firms, including WealthWave and the Heartland Institute of Financial Education, where he provides financial literacy education. Forney is also engaged in sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors, LLC serves a broad client base including individual investors, retirement plans, trusts, and businesses. The firm employs a model portfolio and third-party manager approach to investment advisory services, supported by a large advisor network and multiple program platforms.

Spencer Seidler is a financial advisor with Valic Financial Advisors, Inc. based in Modesto, CA, holding Series 63 and Series 66 credentials and possessing 14 years of industry experience. He has been with Valic Financial Advisors since 2016 and is also involved with Agia in a non-securities insurance capacity. Valic Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth clients, as well as employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors and a centralized technology platform.

Vicky Johnson is a CFP® professional with 20 years of industry experience, currently affiliated with Principal Financial Services and Johnson Carpenter Wealth Management. Her career includes long-term roles at Principal Securities Inc. and Principal Life Insurance Company since 2006. She serves as a board member for Reins of Hope, an organization providing therapy time with horses for sick and needy children. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel. The firm offers financial planning, retirement plan consulting, and access to third‑party money manager programs under various advisory and promoter arrangements.

David Nicholas is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has served on the board of Covenant Community Services Inc., a nonprofit organization, and refers clients to estate planning services through Net Law Inc. He also performs limited tax preparation and accounting work. Transamerica Financial Advisors serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services featuring proprietary and third-party model portfolios with discretionary and non-discretionary management options.

Gregory Dellis is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked with Transamerica Financial Advisors since 2012 and has additional experience with World Financial Group and his own firm, Greg Dellis Insurance Services. Outside of his advisory role, he is involved in estate planning services through LSPN Pro LLC and health insurance supplement sales with Champion Health, Inc. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, and charitable organizations. The firm delivers services primarily through model portfolios and third-party managers, supported by a large advisor network and multiple program platforms.

Tammy Littlefield is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. She has worked with multiple firms including WealthWave and WFG and currently serves on the board of the Turlock Pregnancy and Health Center, a medical clinic. Additionally, she is involved with InheritGuard, LLC, providing education on estate planning. Transamerica Financial Advisors offers investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers through platforms such as Transamerica ONE and TFA365. The firm supports individual investors, retirement plans, trusts, and charitable organizations with an advisory model that emphasizes integrated retirement plan services and proprietary as well as external model portfolios.

Kubilay Isbilen is a financial advisor with Valic Financial Advisors in Modesto, California, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has worked at Valic Financial Advisors and its predecessor entities since 2014, and also holds an agent position with Agia. Outside of his advisory role, he owns and manages several rental properties. Valic Financial Advisors primarily serves U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors, utilizing discretionary unified managed accounts and technology-driven model solutions.

Rodney Smith is a CFP® professional with 25 years of experience in financial advising. He has been with Valic Financial Advisors since 2001 and also serves as an agent for AGIA, selling non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Becky Austin is a financial advisor with Integrated Wealth Concepts LLC in Modesto, CA, holding one year of industry experience. She is also a partner at Grimbleby Coleman, a CPA firm where she has worked since 2019. Prior to her advisory roles, she was involved with Crosspoint Community Church for seven years. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach with customized portfolios primarily using mutual funds, ETFs, equities, and fixed income.

William Robinson is a financial advisor with Principal Financial Services in Modesto, CA, holding Series 63, 65, and 66 licenses and possessing 10 years of industry experience. He has been with Principal Securities Inc. and Principal Life Insurance Company since 2015. Outside of his advisory role, Robinson serves in leadership and board positions with the Modesto and Riverbank Chambers of Commerce and is involved in local farming operations as a member of an LLC. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs through advisory and promoter arrangements.

Michele Valdez is a financial advisor at Principal Financial Services with four years of industry experience. She holds Series 65 and Series 63 licenses and has previous experience at LPL Financial and Silicon Valley Benefits, Inc. In addition to her advisory role, Michele serves as a bookkeeper for a construction business and assists in offering employee benefits such as medical, dental, and Medicare supplement plans. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Chad Van Houten is a financial advisor with Integrated Wealth Concepts LLC and holds a principal role at Grimbleby Coleman CPAs. He has two years of industry experience and has worked at Grimbleby Coleman CPAs since 2013. Integrated Wealth Concepts serves a diverse client base including individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios with a long-term investment approach while utilizing shorter-term trades for rebalancing or cash flow needs.

Ryan Wilson is a financial advisor with Valic Financial Advisors in Modesto, CA, holding a Series 66 designation and eight years of industry experience. His prior work includes positions at Merrill Lynch Wealth Management and Northwestern Mutual. Outside of his advisory role, he is also an insurance agent with AGIA. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Cory Kelly is a financial advisor with Principal Financial Services in Modesto, CA, holding a Series 66 designation and 11 years of industry experience. He has worked with Principal Securities Inc. and Principal Life Insurance Company since 2015 and 2016, respectively, and spent three years with Kleiderlein Wealth Advisory Group. Outside of advising, he manages a fixed insurance practice and occasionally rents his personal residence on Airbnb when on vacation. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager asset allocation and separately managed accounts.

Angelo Giannosa is a financial advisor at Principal Financial Services with 29 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses. He has worked at Almond Valley Wealth Management since 2020 and has been with Principal Life Insurance Co and Principal Securities Inc since 2004. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.