Becky Austin is a financial advisor with Integrated Wealth Concepts LLC in Modesto, CA, holding one year of industry experience. She is also a partner at Grimbleby Coleman, a CPA firm where she has worked since 2019. Prior to her advisory roles, she was involved with Crosspoint Community Church for seven years. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach with customized portfolios primarily using mutual funds, ETFs, equities, and fixed income.

William Robinson is a financial advisor with Principal Financial Services in Modesto, CA, holding Series 63, 65, and 66 licenses and possessing 10 years of industry experience. He has been with Principal Securities Inc. and Principal Life Insurance Company since 2015. Outside of his advisory role, Robinson serves in leadership and board positions with the Modesto and Riverbank Chambers of Commerce and is involved in local farming operations as a member of an LLC. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs through advisory and promoter arrangements.

Edward Santos is a financial advisor with PlanMember Securities Corporation who holds a Series 63 designation and has 20 years of industry experience. He has worked with Northern California Planners and PlanMember Securities Corporation since 2006. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through its PlanMember Asset Allocation Portfolios. The firm’s investment approach is based on a top-down strategic asset allocation framework with risk-based mutual fund portfolios ranging from conservative to aggressive.

Michele Valdez is a financial advisor at Principal Financial Services with four years of industry experience. She holds Series 65 and Series 63 licenses and has previous experience at LPL Financial and Silicon Valley Benefits, Inc. In addition to her advisory role, Michele serves as a bookkeeper for a construction business and assists in offering employee benefits such as medical, dental, and Medicare supplement plans. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Jeff Berg is a financial advisor with Eagle Strategies (New York Life) based in Stockton, California. He holds a Series 66 designation and has 25 years of industry experience. Berg has worked with Eagle Strategies since 2009 and has been associated with New York Life entities since 2006. Outside of advising, he is involved in insurance brokering for non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and delivers advice through multiple program types, operating primarily on a non-discretionary asset management basis within an integrated New York Life affiliate structure.

Richard Cutler is a financial advisor with Transamerica Financial Advisors in Stockton, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His work history includes roles at Champion Health, Inc., WealthWave, American Gateway Mortgage & Realty, and World Financial Group, alongside his tenure at Transamerica Financial Advisors. Outside of traditional advisory work, he is involved in health insurance supplement sales and mortgage loan origination. Transamerica Financial Advisors serves a diverse client base including individual investors, retirement plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers for investment management and offers an integrated retirement plan ecosystem supported by multiple advisory platforms.

Chad Van Houten is a financial advisor with Integrated Wealth Concepts LLC and holds a principal role at Grimbleby Coleman CPAs. He has two years of industry experience and has worked at Grimbleby Coleman CPAs since 2013. Integrated Wealth Concepts serves a diverse client base including individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios with a long-term investment approach while utilizing shorter-term trades for rebalancing or cash flow needs.

Cory Kelly is a financial advisor with Principal Financial Services in Modesto, CA, holding a Series 66 designation and 11 years of industry experience. He has worked with Principal Securities Inc. and Principal Life Insurance Company since 2015 and 2016, respectively, and spent three years with Kleiderlein Wealth Advisory Group. Outside of advising, he manages a fixed insurance practice and occasionally rents his personal residence on Airbnb when on vacation. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager asset allocation and separately managed accounts.

Angelo Giannosa is a financial advisor at Principal Financial Services with 29 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses. He has worked at Almond Valley Wealth Management since 2020 and has been with Principal Life Insurance Co and Principal Securities Inc since 2004. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Tambra Davis is a financial advisor at Integrated Wealth Concepts LLC in Modesto, CA, with two years of industry experience. She is also a CPA partner at Grimbleby Coleman CPAs, where she has worked for over 20 years. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office services, and sponsors wrap-fee programs, employing a long-term approach combined with customized portfolios and oversight of third-party asset managers.

Brian Ullrich is a financial advisor with Commonwealth Financial Network, holding the CFP® designation and Series 66 license. He has 26 years of industry experience, including prior roles at Principal Securities Inc. and co-ownership of Epiq Risk Management & Insurance Services and Alternative Insurance Solutions. Ullrich is involved in fixed insurance sales as part of his business activities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and their clients. The firm offers a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Ian Grimbleby is a financial advisor with Integrated Wealth Concepts LLC, holding 2 years of industry experience. He is also a principal at Grimbleby Coleman CPAs, a role he has maintained since 2010. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office services, and retirement plan advisory, utilizing a mix of mutual funds, ETFs, equities, and fixed income with both long-term and shorter-term strategies.

Richard Holmes is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and has held roles at several other firms, including American Pacific Mortgage Corporation and WealthWave. Holmes is involved in several business ventures outside traditional advisory work, such as estate planning education with InheritGuard, LLC, and college loan reduction services through College Loan Freedom. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension plans, trusts, and corporations. The firm provides a combination of advisory and broker-dealer services, offering proprietary and third-party model portfolios with discretionary and non-discretionary program options.

Ashley Call is a CFP® with five years of industry experience, currently affiliated with Principal Financial Services in Modesto, CA. Prior to joining Principal Securities Inc., Ashley worked at Johnson Carpenter Wealth Management and Vicky Johnson. Ashley also engages in the sales and service of fixed life insurance products, including annuities, disability insurance, long-term care, and group benefits. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions through both adviser and promoter arrangements.

Preston Osbourn II is a financial advisor with Integrated Wealth Concepts LLC and holds two years of industry experience. He also serves as a principal at Grimbley Coleman CPAs, a role he has held since 2016. Prior to joining Integrated Wealth Concepts, he worked at Atherton & Associates LLP from 2012 to 2016. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing primarily long-term customized portfolios with a range of investment options and oversight of third-party asset managers.

Rajpreet Sangha is a financial advisor with Principal Financial Services in Tracy, CA, holding Series 63 and Series 65 licenses and 10 years of industry experience. His career includes roles at Wells Fargo Advisors, University of the Pacific, and ICMA Retirement Corporation before joining Principal in 2023. He also serves as a bank/trust officer at Principal Bank and Principal Trust Company, supporting retirement plan account relationships across multiple Principal divisions. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory approach includes direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

David Benavides is a financial advisor at PNC Wealth Management with seven years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, Lowes, and Mutual of Omaha. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution that uses algorithmic risk assessment and third-party strategists to manage investments primarily via mutual funds and ETFs.

Gregory Rhodes is a financial advisor with Money Concepts Capital Corp in Modesto, CA, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Money Concepts Capital Corp since 2012. Money Concepts Advisory Service (MCAS) provides portfolio management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm employs a range of managed programs and investment strategies, combining model portfolios, adviser-designed portfolios, and third-party sub-advisers.

Donna Bradley is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and 35 years of industry experience. Her prior roles include more than two decades at Principal Life Insurance Company and Princor Financial Services Corporation. She also engages in fixed insurance sales as a minor part of her business activities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm provides a broad adviser-support platform, including managed-account programs, access to third-party asset managers, and custody services.

Max Paulsen is a financial advisor with Eagle Strategies (New York Life) based in Stockton, California. He holds Series 63 and Series 65 licenses and has four years of industry experience. Paulsen has worked at Eagle Strategies since 2025 and is also associated with Richard R. Paulsen Insurance Services. He founded the Good Guys Open Golf Tournament, an event aimed at community engagement through golf. Eagle Strategies serves a diverse client base including individual investors, defined contribution and benefit plans, and charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services with an emphasis on tailored solutions, managing the majority of its assets on a non-discretionary basis.