Vicky Johnson is a CFP® professional with 20 years of industry experience, currently affiliated with Principal Financial Services and Johnson Carpenter Wealth Management. Her career includes long-term roles at Principal Securities Inc. and Principal Life Insurance Company since 2006. She serves as a board member for Reins of Hope, an organization providing therapy time with horses for sick and needy children. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel. The firm offers financial planning, retirement plan consulting, and access to third‑party money manager programs under various advisory and promoter arrangements.

David Nicholas is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has served on the board of Covenant Community Services Inc., a nonprofit organization, and refers clients to estate planning services through Net Law Inc. He also performs limited tax preparation and accounting work. Transamerica Financial Advisors serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services featuring proprietary and third-party model portfolios with discretionary and non-discretionary management options.

Gregory Dellis is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked with Transamerica Financial Advisors since 2012 and has additional experience with World Financial Group and his own firm, Greg Dellis Insurance Services. Outside of his advisory role, he is involved in estate planning services through LSPN Pro LLC and health insurance supplement sales with Champion Health, Inc. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, and charitable organizations. The firm delivers services primarily through model portfolios and third-party managers, supported by a large advisor network and multiple program platforms.

Tammy Littlefield is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. She has worked with multiple firms including WealthWave and WFG and currently serves on the board of the Turlock Pregnancy and Health Center, a medical clinic. Additionally, she is involved with InheritGuard, LLC, providing education on estate planning. Transamerica Financial Advisors offers investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers through platforms such as Transamerica ONE and TFA365. The firm supports individual investors, retirement plans, trusts, and charitable organizations with an advisory model that emphasizes integrated retirement plan services and proprietary as well as external model portfolios.

Kubilay Isbilen is a financial advisor with Valic Financial Advisors in Modesto, California, holding Series 63 and Series 65 licenses and 20 years of industry experience. His prior work includes 15 years at AIG Capital Services, Inc. He is also involved in managing several rental properties in multiple states. Valic Financial Advisors serves primarily U.S.-domiciled individual investors, including high-net-worth clients, and offers discretionary managed-account programs, financial planning, and brokerage services. The firm utilizes Envestnet-developed UMA models to construct client portfolios and manages approximately $26.4 billion in discretionary assets.

Rodney Smith is a CFP® professional with 25 years of experience in financial advising. He has been with Valic Financial Advisors since 2001 and also serves as an agent for AGIA, selling non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Becky Austin is a financial advisor with Integrated Wealth Concepts LLC in Modesto, CA, holding one year of industry experience. She is also a partner at Grimbleby Coleman, a CPA firm where she has worked since 2019. Prior to her advisory roles, she was involved with Crosspoint Community Church for seven years. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach with customized portfolios primarily using mutual funds, ETFs, equities, and fixed income.

William Robinson is a financial advisor with Principal Financial Services in Modesto, CA, holding Series 63, 65, and 66 licenses and possessing 10 years of industry experience. He has been with Principal Securities Inc. and Principal Life Insurance Company since 2015. Outside of his advisory role, Robinson serves in leadership and board positions with the Modesto and Riverbank Chambers of Commerce and is involved in local farming operations as a member of an LLC. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs through advisory and promoter arrangements.

Michele Valdez is a financial advisor at Principal Financial Services with four years of industry experience. She holds Series 65 and Series 63 licenses and has previous experience at LPL Financial and Silicon Valley Benefits, Inc. In addition to her advisory role, Michele serves as a bookkeeper for a construction business and assists in offering employee benefits such as medical, dental, and Medicare supplement plans. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Chad Van Houten is a financial advisor with Integrated Wealth Concepts LLC and holds a principal role at Grimbleby Coleman CPAs. He has two years of industry experience and has worked at Grimbleby Coleman CPAs since 2013. Integrated Wealth Concepts serves a diverse client base including individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios with a long-term investment approach while utilizing shorter-term trades for rebalancing or cash flow needs.

Ryan Wilson is a financial advisor with Valic Financial Advisors in Modesto, CA, holding a Series 66 designation and eight years of industry experience. His prior work includes positions at Merrill Lynch Wealth Management and Northwestern Mutual. Outside of his advisory role, he is also an insurance agent with AGIA. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Cory Kelly is a financial advisor with Principal Financial Services in Modesto, CA, holding a Series 66 designation and 11 years of industry experience. He has worked with Principal Securities Inc. and Principal Life Insurance Company since 2015 and 2016, respectively, and spent three years with Kleiderlein Wealth Advisory Group. Outside of advising, he manages a fixed insurance practice and occasionally rents his personal residence on Airbnb when on vacation. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager asset allocation and separately managed accounts.

Angelo Giannosa is a financial advisor at Principal Financial Services with 29 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses. He has worked at Almond Valley Wealth Management since 2020 and has been with Principal Life Insurance Co and Principal Securities Inc since 2004. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Chris Lantin is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Valic Financial Advisors since 1998 and also serves as an agent for AGIA, selling non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high‑net‑worth and ultra‑high‑net‑worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Tambra Davis is a financial advisor at Integrated Wealth Concepts LLC in Modesto, CA, with two years of industry experience. She is also a CPA partner at Grimbleby Coleman CPAs, where she has worked for over 20 years. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office services, and sponsors wrap-fee programs, employing a long-term approach combined with customized portfolios and oversight of third-party asset managers.

Jeffrey Isley is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 registrations. He has 16 years of industry experience, including prior roles at J.P. Morgan Securities and JPMorgan Chase bank. In addition to his advisory work, he is an agent involved in non-securities insurance products through Agia. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, utilizing centralized technology and model solutions to manage assets at scale.

Brian Ullrich is a financial advisor with Commonwealth Financial Network, holding the CFP® designation and Series 66 license. He has 26 years of industry experience, including prior roles at Principal Securities Inc. and co-ownership of Epiq Risk Management & Insurance Services and Alternative Insurance Solutions. Ullrich is involved in fixed insurance sales as part of his business activities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and their clients. The firm offers a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Ian Grimbleby is a financial advisor with Integrated Wealth Concepts LLC, holding 2 years of industry experience. He is also a principal at Grimbleby Coleman CPAs, a role he has maintained since 2010. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office services, and retirement plan advisory, utilizing a mix of mutual funds, ETFs, equities, and fixed income with both long-term and shorter-term strategies.

Nathaniel Vieira is a financial advisor with Transamerica Financial Advisors who holds a Series 66 designation and has 11 years of industry experience. His career includes roles at Northwestern Mutual Investment Services and Waddell & Reed, as well as ongoing service in the United States Army National Guard. Outside of advising, he operates NV Cattle Company, a cow-calf beef cattle operation. Transamerica Financial Advisors serves a diverse client base, offering advisory and broker-dealer services that include proprietary and third-party model portfolios, fee-based wrap programs, and commission-based products. The firm operates as both a registered broker-dealer and registered investment adviser, supporting individual investors, retirement plans, trusts, and institutional clients.

Steven Bloom is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Valic Financial Advisors since 1997 and also serves as an agent for Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants, offering managed-account programs, financial planning, and brokerage services.