Miguel Lopez is a financial advisor with Principal Financial Services based in Elk Grove, CA. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. His career includes roles at Principal Securities Inc. since 2016 and Principal Mutual Life Insurance Co. since 1995. Outside of his advisory work, he is involved in the sale of health, fixed life insurance, fixed annuities, long term care insurance, and disability products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through various adviser and promoter arrangements.

David Barse is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and bringing 16 years of industry experience. He has been with Commonwealth since 2015. Barse is also the owner of Your Dedicated Fiduciary, LLC, a private entity that facilitates securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, including investment management, trading, compliance, and practice-management services.

Marco Rodriguez is a financial advisor with Principal Financial Services and holds Series 63 and Series 65 credentials. He has 34 years of experience, including long-term roles at Principal Life Insurance Co. and Principal Securities Inc. Rodriguez serves as president of the Mexican Cultural Center of Northern California and is a board member for multiple nonprofit organizations, including Pride Industries Inc. and University Enterprise Inc. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering financial planning, retirement plan consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Bryan Hickingbottom is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and over 25 years of industry experience. He has been with Raymond James since 2009 and operates Hickingbottom Financial Services as a branch owner since 2021. Outside of advising, he is involved in the non-variable insurance business, including handling renewal commissions on long-term care policies and writing fixed annuity business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm delivers tailored non-discretionary planning using risk profiling and modeling tools and supports municipal and public finance work through a municipal advisor affiliation.

Alexander Glaros is a financial advisor at Edward Jones in Lodi, CA, with six years of industry experience. He has held positions at Edward Jones since 2019 and previously worked at Lincoln High School, Cisco Air Systems, and Penske Truck Leasing. He holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices across the country.

Markelle Luke is a financial advisor with Edward Jones in Lodi, CA, holding a Series 66 designation and 10 years of industry experience. Prior to joining Edward Jones in 2023, Markelle worked at Cetera Advisor Networks LLC, Girard Securities, and United Capital Financial Advisers, LLC / Goldman Sachs. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, operating under a fiduciary standard and supporting approximately $1.01 trillion in assets under management.

Sam Bellestri is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with Raymond James since 2009. Outside of his advisory role, he serves as an independent contractor at Hickingbottom Financial Services, Inc., providing financial services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Zachary Vail is a financial advisor at Ameriprise with 18 years of industry experience. He holds a Series 66 designation and has worked with Ameriprise Financial Services since 2008. Outside of his advisory role, he has a non-investment-related interest in single-family real estate ownership. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing planning advice focused on retirement income and tax-aware withdrawal strategies.

Matthew Lenser is a CFP®-designated financial advisor with Edward Jones, where he has worked since 2014. He has 11 years of industry experience and holds a Series 66 license. Based in Lodi, CA, Lenser has been serving clients through the firm's branch network for over a decade. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. It offers a wide range of advisory services and investment strategies, supported by a large national network of financial advisors and branch offices.

James Hayes is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 29 years of industry experience. He has operated Hayes Tax & Investment Network since 2011 and has been affiliated with Cetera and Cetera Financial Specialists LLC since 2003. Hayes serves as a committee member for the Salvation Army, assisting with fundraising for youth sports programs. Cetera Investment Advisers LLC is an SEC-registered adviser that provides a range of portfolio management, financial planning, and retirement services to individuals, retirement plans, corporate and charitable clients, and institutions. The firm operates a multi-manager platform offering a variety of program options and manages over $256 billion in assets through a network of more than 10,000 advisors.

Katie Gilbeau is a financial advisor with Edward Jones in Elk Grove, CA, holding a Series 66 designation and 14 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment options, operating under a fiduciary standard.

Lawrence Lonski is a financial advisor at Osaic with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Woodbury Financial Services and Independent Financial Group. Outside of his advisory role, he serves as president of Lonski Pet Rescue, a nonprofit focused on rescuing and rehoming animals. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, institutions, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, employing asset-allocation tools, risk tolerance assessments, and automated rebalancing in portfolio construction.

Jason Crowell is a financial advisor with LPL Financial in Elk Grove, CA, holding a Series 66 designation and 15 years of industry experience. He has been with LPL Financial since 2011 and also has ties to Golden 1 Credit Union since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Thomas Decristofaro is a financial advisor at Fidelity with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including TD Ameritrade and Scottrade. He is currently based in Lodi, California. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to create and manage diversified model portfolios.

Trevor Glenn II is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 20 years of industry experience. Prior to joining LPL Financial, he worked at Crown Capital Security LP and Quest Securities, Inc. He is also involved with Paradigm Mortgage Corporation, a mortgage and real estate services business he has been associated with since 1993. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management programs, supported by extensive operational and research tools.

Michael De Philippis is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He worked at Edward Jones for 18 years before joining Raymond James Financial Services Advisors in 2022. Outside of his advisory role, he is president of Barrier Reef Investments, a financial planning firm. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Kyle Harlow is a financial advisor with Raymond James Financial who holds Series 63 and Series 66 licenses and has 10 years of industry experience. His prior experience includes roles at Edward Jones, Legg Mason Investor Services, and Franklin Templeton Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using advanced analytical tools and supports a broad network of advisors and affiliated firms.

Joshua Steinfeld is a financial advisor with Mass Mutual Investors Services in Lodi, California, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with Mass Mutual and its affiliated life insurance company since 2016. Outside of his advisory role, he is co-owner of a luxury restroom trailer rental business serving special event venues. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and investment services to individuals, business owners, trusts, and charitable organizations. The firm offers asset management, wrap and money-manager programs, and educational seminars with an emphasis on collaborative, annual financial planning engagements.

Philip Waelbrock is a financial advisor at Edward Jones in Elk Grove, CA, holding a Series 66 designation with six years of industry experience. Prior to joining Edward Jones in 2020, he worked at Medtronic and has been involved with the Cal North Referee Association since 2015. Outside of his advisory role, Waelbrock coaches junior varsity women's soccer and serves as a soccer referee for recreational and competitive games. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated investment products. The firm operates under a fiduciary standard and supports a nationwide network of over 23,000 financial advisors.

Manuel Provedor is a financial advisor at Fidelity with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Principal Securities from 2016 to 2022 before joining Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various asset classes.