Edward Guanill is a Series 65-licensed financial advisor with 12 years of industry experience. He is the owner of Guanill Wealth Management and also operates Guanill Insurance Brokers, Inc., a life insurance and annuity agency. Additionally, he owns CA Coast Tax Services LLC, a seasonal tax preparation business, and EG2 Holdings LLC, which runs a wellness and fitness company. Guanill Wealth Management serves individual clients with financial planning and investment advisory services, primarily by referring clients to third-party money managers under solicitor arrangements. The firm combines fundamental, technical, and cyclical analysis to create tailored investment strategies and provides educational seminars alongside regular account reviews.

Mark Gillam is a financial advisor with Mark Gillam Enterprises in Fair Oaks, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been self-employed since 2001 and has previous experience with Transamerica Financial Advisors, Inc. since 1997. In addition to his advisory work, Gillam is a licensed independent insurance agent. Mark Gillam Enterprises serves individuals, including high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm employs a long-term, fundamentals-based investment approach, primarily managing assets on a non-discretionary basis, and offers additional services such as insurance placement, mortgage referrals, and bill-pay/bookkeeping with limited custody features.

Anthony Wright is a CFP® with nine years of experience in financial advising. He is currently affiliated with Twin Rivers Wealth Management and has prior experience at Cambridge Investment Research and Fountainhead Wealth. Wright also operates Wright Tax Services, where he provides tax preparation services. Twin Rivers Wealth Management offers wealth management, retirement plan management, and tax services primarily to individual and high-net-worth clients, as well as pension and profit-sharing plans and corporations. The firm focuses on asset allocation and long-term investing using a range of securities and may recommend private alternative investments for qualifying clients, coordinating strategies with clients’ tax teams.

Joseph Nix is a financial advisor with NIX Wealth Management in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He previously worked at Securities Service Network, Inc. for 15 years and has operated his own advisory practice since 1995. Nix Wealth Management advises individuals and trusts, managing approximately $82 million in assets for about 115 clients. The fee-only firm emphasizes non-discretionary asset management with tailored portfolios that include individual stocks, mutual funds, ETFs, bonds, and money market funds, focusing on long-term investing and asset allocation.

Gary Frontiera is a financial advisor with Sterling Retirement Group of Sacramento, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked at Purshe Kaplan Sterling Investments and Sterling Retirement Group since 2013. Frontiera is also a managing partner of Jacko Law Group, a private fund investment business. Sterling Retirement Group of Sacramento provides comprehensive financial planning, portfolio management, and business consulting services to individuals, retirement accounts, trusts, corporations, and closely held businesses. The firm employs a value- and risk-focused investment philosophy, manages approximately $177 million in discretionary assets, and serves about 400 clients with a small team of advisers.

Trevor Kern is a financial advisor with Zeller Kern Business Advisors in Gold River, CA, holding Series 63 and Series 66 designations and 25 years of industry experience. He has worked at Zeller Kern Wealth Advisors since 2007 and joined Equitable Advisors in 2025. Outside of advising, he serves as a trustee of a living trust and is involved with Zeller Kern Private Wealth Management, Inc. as an owner principal and trustee administrator. Zeller Kern Business Advisors provides consulting and planning services primarily to business owners and high-net-worth families, focusing on business exit and succession planning, business valuation, continuity planning, and legacy planning. The firm does not manage client assets but delivers written plans and refers clients to Equitable Advisors for implementation.

Steven Zeller is a CFP® professional with 30 years of industry experience. He is a principal at Zeller Kern Business Advisors and has worked previously with Commonwealth Financial Network and Equitable Advisors. He is also the founder of the Sacramento Business Advisors Network, a local networking group. Zeller Kern Business Advisors serves business owners with services including business continuity planning, business valuation, exit planning, and legacy planning through family retreats and leadership experiences. The firm focuses on advisory and implementation-based engagements rather than discretionary portfolio management, relying on engagement fees and referrals to outside specialists.

Ivan Tidwell is a CFP® professional with eight years of industry experience. He is the principal at Tidwell Wealth Management LLC, where he has worked since 2020, following prior roles at Peak Investment Solutions, LLC and Tidwell & Associates, LLP. Outside of financial advising, he is a member of SROP II, LLC, involved in building ownership and management. Tidwell Wealth Management provides discretionary investment management and retirement-plan advisory services to individuals, trusts, charitable organizations, businesses, and participant-directed employee retirement plans. The firm emphasizes long-term, asset-allocation driven strategies using primarily passively managed mutual funds and offers comprehensive financial planning that includes tax, estate, insurance, college, and cash-flow matters.

Marc Bacsafra is a CFP® certificant with 17 years of industry experience, currently serving at Twin Rivers Wealth Management in Sacramento, CA. His prior experience includes roles at Cambridge Investment Research and Wright Tax Services, where he also works as an enrolled agent providing tax preparation services. Outside of his advisory work, Bacsafra is active as a youth soccer referee. Twin Rivers Wealth Management offers wealth management, retirement plan management, and tax services primarily to individual and high-net-worth clients, as well as pension and profit-sharing plans and corporations. The firm employs an investment approach focused on appropriate asset allocation and long-term investing, utilizing a range of assets from individual stocks to private alternative investments, while providing comprehensive financial planning and retirement-plan consulting.

Marc Anselme is a financial advisor at Anselme Capital, Inc. in Sacramento, CA, holding Series 63 and Series 65 designations with 22 years of industry experience. He has been with Anselme Capital since 1998. Anselme Capital provides discretionary and non-discretionary portfolio management and retirement-account advice to individuals, corporations, trusts, and estates. The firm uses proprietary model portfolios focused on mutual funds, ETFs, and selected individual equities, and manages pooled investment vehicles, a service that is uncommon among similar advisers.

Leigh Beaman is a financial advisor at Wheels Up Wealth, Inc. with one year of industry experience. Prior to joining Wheels Up Wealth, Leigh worked at Pure Financial Advisors, Symphony Financial Planning, H&R Block, and spent over a decade at E. & J. Gallo Winery. Wheels Up Wealth serves individual and high-net-worth clients, offering comprehensive financial planning and discretionary investment management alongside project-based planning and consulting. The firm employs a passive investment approach grounded in Modern Portfolio Theory, using diversified portfolios of index mutual funds and ETFs with a long-term focus.

Nina Adams is a financial advisor at Adams Ashby Financial Advisors in Sacramento, CA, holding Series 63 and Series 65 licenses with 24 years of industry experience. She has been with Adams Ashby Financial Advisors since 2010. Adams Ashby Financial Advisors provides comprehensive portfolio management and financial planning to individuals, high-net-worth clients, trusts, estates, pension and profit-sharing plans, and corporate clients. The firm manages approximately $737 million in assets and employs a range of investment strategies, including the use of derivatives and margin transactions, with individualized, discretionary advice and regular account reviews.

Dillon Miles is a Certified Financial Planner (CFP®) based in Sacramento, CA, with experience in accounting and financial services dating back to 2016. He has worked at Daniel D. Ross CPA APC and operates Miles CPA PC, alongside his role at Integrated Advisors Wealth Management LLC since 2026. Integrated Advisors Wealth Management LLC offers advisory services to individuals, high-net-worth clients, pension plans, and corporations, focusing on discretionary investment management, financial planning, and retirement plan consulting. The firm employs a blend of passive and active investment strategies, including ESG options, and provides both individual portfolio management and pension consulting.

Kali Grant is a financial advisor with Dimensions Wealth Management, LLC in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. Prior to joining Dimensions Wealth Management, she worked at Morgan Stanley Smith Barney for nine years. Outside of her advisory role, she serves as a notary public and signing agent and is involved in her local community as the Snack Bar Director for the Placer Hillmen Football Booster Club. Dimensions Wealth Management is a small SEC-registered advisory firm serving individual and high-net-worth clients as well as employer retirement plan sponsors. The firm offers comprehensive portfolio management and retirement plan consulting with an emphasis on asset allocation and a range of investment strategies.

Susan Soesbe is the principal advisor at Soesbe Financial in Sacramento, CA, holding the CFP® designation and Series 65 license with 18 years of industry experience. Prior to founding Soesbe Financial in 2020, she worked at Soesbe Tax Services and Symphony Financial Planning LLC from 2006 to 2020. She also offers occasional educational seminars and speaking engagements. Soesbe Financial serves individual and high-net-worth clients by providing portfolio management, financial planning, and an Integrated Management Service that combines advisory and tax-preparation services for qualifying clients. The firm employs discretionary investment management using model allocations based on Modern Portfolio Theory, emphasizing passive strategies with index mutual funds and ETFs.

Daniel Ross is a CFP® and PFS™ credentialed advisor with 27 years of experience in financial services. He is the president of Dan Ross CPA APC, a CPA firm providing tax advice and accounting services to individuals and businesses. Ross joined Integrated Advisors Wealth Management LLC in 2026, following prior roles at several firms including Liberty Wealth Management and AE Financial Services. Integrated Advisors Wealth Management LLC offers advisory services to individuals, high-net-worth clients, pension plans, and corporations, combining passive and active investment strategies with modern portfolio allocation principles. The firm provides discretionary investment management, financial planning, and retirement plan consulting, including acting as an ERISA investment manager.

Charles Tracy is a CFA® charterholder with seven years of industry experience. He is currently an advisor at Bellwether Capital Management LLC and has held previous positions at Intuit, Workday, and UCLA Anderson School of Management. His background includes work in both financial services and corporate environments. Bellwether Capital Management provides wealth management and financial advisory services to private clients such as individuals, families, trusts, small businesses, and select pension or profit-sharing plans. The firm employs proprietary model portfolios with strategies including global macro tactical allocation and enhanced U.S. equity selection, offering discretionary management and flexible financial planning options.

John Raftery is a Series 65-licensed advisor at Sterling Retirement Group of Sacramento with one year of industry experience. He has worked at Sterling Retirement Group since 2025 and concurrently at Stewart Valuation Intelligence since 2015. Sterling Retirement Group of Sacramento provides comprehensive financial planning, consulting, and portfolio management services to individuals, retirement accounts, trusts, corporations, and closely held businesses. The firm employs a value- and risk-focused investment approach and offers discretionary management as well as co-adviser arrangements, serving approximately 400 clients with $177 million in assets under management.

Kurt Schrader is a CFP® professional with eight years of experience in the financial services industry. He has worked at Carbahal Olsen Financial Services Group LLC since 2017 and previously spent seven years at Purves & Associates. Schrader holds a Series 65 license and is based in Davis, CA. Carbahal Olsen Financial Services Group LLC provides financial planning, consultation, and discretionary portfolio management primarily to individual clients, including high-net-worth households, as well as small businesses and retirement plan clients. The firm employs a core/satellite investment approach using low-cost ETFs and select actively managed mutual funds, with tactical satellite allocations tailored for tax or client-specific constraints.

Manuel Carbahal is a financial advisor with Carbahal Olsen Financial Services Group LLC, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been associated with Carbahal Olsen Financial Services Group since 2010 and also serves as Vice President at Carbahal & Company, an accounting practice where he devotes a significant portion of his time. Additionally, he is a managing member of Final Ledger, LLC, a tax preparation business. Carbahal Olsen Financial Services Group LLC provides financial planning, consultation, and discretionary portfolio management primarily to individual clients, including high-net-worth households, as well as small businesses and retirement plan clients. The firm employs a core/satellite investment approach using low-cost ETFs and select actively managed mutual funds, maintaining a notable scale with over $212 million in assets under management and more than 230 client relationships.