Paul Warmerdam is a financial advisor with Raymond James Financial in Truckee, CA, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. His career includes roles at Raymond James Financial since 2005 and a four-year tenure at Truckee Donner Public Utility District. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals, while also maintaining specialized municipal and public-finance advisory capabilities.

Catherine Galgano is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 39 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Peter Trummer is a financial advisor with LPL Financial, holding a Series 66 designation and 28 years of industry experience. He previously worked at Western International Securities, Inc. for 19 years and has owned an insurance agency specializing in health insurance since 1997. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting a broad array of investment strategies.

Kelly Mcmurray is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee, serving clients through both direct and corporate financial planning agreements.

Phillip Hurner is a financial advisor at Wells Fargo Clearing with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Outside of his advisory role, he owns and operates the Hurner Ranch Club, an outdoor recreational hospitality service in Livermore, California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Robert Revet is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley and Morgan Stanley Private Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary investment management options. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Brett Malamet is a Wealth Management Advisor and the founder and leader of The Malamet Group at Merrill Lynch Wealth Management. Since 2002, he has delivered customized wealth management advice, focusing on translating complex financial strategies into understandable concepts for his clients. Brett directs asset allocation, sector diversification, and security and fund selection, addressing the investment needs of ultra-affluent clients with attention to their risk parameters, timelines, lifestyle needs, and long-term goals. He is skilled across diverse markets and asset classes, including domestic and international markets and alternative instruments, and utilizes economic forecasts and third-party research to inform his market outlook. Brett also serves as the lead advisor for select families, providing a holistic and personalized approach consistent with their overall wealth management strategies. Brett earned his Bachelor's degree in finance from the University of Nevada Reno and holds the Certified Portfolio Manager designation from the Academy of Certified Portfolio Managers at the Columbia University School of Finance. He is also a qualified Senior Portfolio Manager capable of managing discretionary Personalized or Defined Strategies incorporating various investment kinds. Brett's professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Portfolio Manager (CPM), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Originally from San Francisco, Brett has lived in Northern Nevada for over 30 years and works primarily out of the North Lake Tahoe area. His personal interests include biking, golfing, hiking, music, photography, and traveling.

James Palleschi is a financial advisor with Morgan Stanley, holding a Series 66 license and bringing 26 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities Inc. He is also the managing member of Elevation Properties, a real estate business based in Incline Village, Nevada. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a broad range of retail and institutional investment services.

Andrew Mc Mullen is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America, N.A., and part-time employment at Northstar California, a ski resort. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Lee is a financial advisor at Stifel with 45 years of industry experience. He has held his current position at Stifel since 2007 and holds the Series 63 designation. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing both brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling.

Diane Morrison is a financial advisor with Equitable Advisors, holding a Series 66 designation and 20 years of industry experience. She previously worked at Stifel Independent Advisors, LLC for 17 years and Wells Fargo Clearing for one year. Outside of her advisory role, she is the owner and principal of Morrison Capital LLC, an entity established for tax purposes with no active business functions. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset-management programs. The firm utilizes a variety of third-party advisory models and discretionary management tools, providing access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Rebecca Rothstein is a financial advisor at Merrill with Series 63 and Series 65 credentials and 39 years of industry experience. She has been with Merrill and Bank of America since 2012. Outside of her advisory role, Rothstein serves as Chair of No Labels Nevada and is an advisory board member at Teen Cancer America and the UCLA Medical Center Board of Advisors. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brandon Strong is a financial advisor with Equitable Advisors in Truckee, CA, holding a Series 66 designation and 23 years of industry experience. He has worked at Equitable Advisors since 2011 and previously held roles at Axa Advisors, Valic Financial Advisors, MetLife Investment Fund Services LLC, and Morgan Stanley DW Inc. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and asset-management programs. The firm uses a variety of advisory models implemented through third-party managers and affiliates, offering mutual funds, ETFs, separately managed accounts, and alternative investments.

Rachel Ludke is a Series 66 licensed financial advisor with Charles Schwab & Co., Inc., where she has worked since 2018. She has four years of industry experience and is based in Truckee, California. Outside of her advisory role, she serves as secretary and treasurer for Deerfield Community Church, a nonprofit organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management via multi-asset model portfolios and affiliated managed accounts.

Kelly Jay is a financial advisor with UBS Financial Services in Incline Village, NV, holding Series 63 and Series 65 licenses and with 49 years of industry experience. He has been with UBS Financial Services since 2008. Outside of his advisory role, he serves on the board of directors for the California Liver Institute, contributing to financial and corporate governance. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm offers fee-based financial planning and portfolio management supported by proprietary research and a broad platform of capital markets services.

Edward Scheingold is a financial advisor at UBS Financial Services with 32 years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, serving clients for a combined 20 years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to proprietary research and institutional trading capabilities.

Howard Colgan is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo entities since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Nathan Farnell is a Series 66-licensed financial advisor with 17 years of industry experience, currently with Charles Schwab since 2017. Prior to Schwab, he worked at Questar Asset Management and Questar Capital Corporation from 2012 to 2017. Outside of his advisory role, he serves as president of Cowboy Holdings, a corporation that manages administrative functions for his independent Schwab office. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment options supported by centralized custody and operational infrastructure.

Andrew Visci is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Charles Schwab since 2001 and Charles Schwab Bank SSB since 2005. Outside of his advisory role, he owns land in Ohio that is rented for hunting season. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by centralized custody and operational resources.

Tim Moore is a financial advisor at Edward Jones with 37 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1988. Outside of his advisory role, he is a joint owner of a commercial office building in Sebastopol, California. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.