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Michael H

Series 63, Series 65

Kahului, HI

OSAIC

Michael Hecker is a financial advisor at Osaic Wealth, Inc. with 44 years of experience in the industry. He holds Series 63 and Series 65 credentials and has been associated with Maui Financial Group and Principal Life Insurance Co. for over two decades. In addition to his advisory role, Hecker is involved in managing a retail business through Spotted Bugs LLC. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to multiple investment platforms and third-party managers.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Aric G

Series 66

Wailuku, HI

Edward Jones

Aric Gattie is a Series 66-licensed financial advisor at Edward Jones with six years of industry experience. Prior to joining Edward Jones, he held positions at The Vanguard Group and Merrill. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, tax-efficient strategies, and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Carey R

Series 66

Kahului, HI

Edward Jones

Carey Reddick II is a financial advisor at Edward Jones with a Series 66 credential and one year of industry experience. Prior to joining Edward Jones, he worked at Edelman Financial Engines and held roles at PennyMac, Homepoint, Diamond Resorts, and Wyndham Vacation Ownership. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households and organizations. The firm manages approximately $1.01 trillion in assets under management and offers a variety of advisory programs and investment solutions through a nationwide network of financial advisors and branch offices.

Retirement income strategy Business ownership considerations Wealth management Real estate investing Founder/Business Owner Military & Veterans
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Ryon F

Series 66

Paia, HI

LPL Financial

Ryon Frisch is a financial advisor with LPL Financial, holding a Series 66 license and 20 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and METLIFE Securities Inc. He is also involved in a non-variable insurance business. LPL Financial serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management, model portfolios, and utilizes technology such as machine learning in its investment processes.

College savings (529s, UTMA, etc.)
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Timothy J

Series 66

Kihei, HI

Morgan Stanley

Timothy Jernigan is a financial advisor with Morgan Stanley in Kihei, HI, holding a Series 66 designation and possessing 26 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he serves as a manager for Jernigan Family Holdings LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

General estate planning guidance
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Lisbeth A

Series 65, Series 63

Kihei, HI

Mass Mutual Investors Services

Lisbeth Arcienega is a financial advisor with Mass Mutual Investors Services, holding Series 65 and Series 63 licenses and four years of industry experience. She has worked at Mass Mutual Investors Services since 2021 and has prior experience with Accessories Wizz LLC and Sol Connection. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software for goal analysis and delivers written recommendations, offering a range of programs including estate settlement and employer-sponsored planning.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
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William S

Series 63, Series 65

Lahaina, HI

UBS Financial Services

William Sullivan is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and having 58 years of industry experience. He has been with UBS since 2008. Outside of his advisory work, he oversees agricultural operations through Double S Ranch and Orchards LLC and Creekside Farm in Arizona. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, leveraging proprietary research and a range of capital markets services.

General retirement planning Cash flow / budgeting Equity compensation tax strategy Executive Founder/Business Owner Mid-Career Professionals Approaching retirement
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Edward H

Series 63, Series 65

Lahaina, HI

Merrill

Edward Hogan is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he focuses on developing personalized financial strategies that align with clients' individual goals and adapting to changing market conditions. He provides clients with access to Merrill’s investment insights as well as Bank of America's banking and lending solutions. Edward’s areas of expertise include college education planning, retirement income, personal retirement planning, investment consulting for defined contribution and benefit plans, liquidity management, portfolio management, tax minimization, and managing new wealth for both individuals and corporations. He holds the Personal Investment Advisor (PIA) designation. Edward earned a Bachelor's Degree from the University of Southern California and holds two Master’s Degrees from Indiana University and the University of Michigan. He is active in his community, volunteering with local organizations in line with Merrill’s tradition of community involvement. Outside of his professional life, Edward enjoys baseball, basketball, biking, football, golfing, hiking, music, photography, traveling, and watching movies.

Wealth management Retirement income strategy General retirement planning College savings (529s, UTMA, etc.) General tax planning
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