Adam Powell is a financial advisor at Private Advisory in Redmond, WA, holding a Series 65 designation with five years of industry experience. Prior to joining Private Advisory, he worked at The Retirement Solution Inc. from 2020 to 2025. Private Advisory serves individual clients, trusts, estates, charitable organizations, and small businesses with investment management and comprehensive financial planning. The firm uses discretionary, model-driven portfolios with equity, fixed income, and alternative exposures, offering tailored allocations and performance-based fee options for qualified clients.

David Rowe is a financial advisor at Highland Capital Advisors, LLC with 13 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Highland Capital Advisors since 2012. Outside of his advisory role, he is associated with the Stevens Pass Ski School and the Professional Ski Instructors of America – Northwest Division. Highland Capital Advisors primarily serves institutional clients such as retirement plan sponsors, foundations, and endowments, offering non-discretionary investment consulting supplemented by an optional Implemented Solutions service. The firm focuses on institutional analytic techniques and restricts advice to non-covered securities, providing periodic reviews rather than ongoing portfolio management.

Matthew Perrone is a financial advisor with The Retirement Solution LLC, holding a Series 65 credential and bringing 10 years of industry experience. He has been with The Retirement Solution since 2015, including its predecessor entities. Outside of his advisory role, Perrone co-owns Change Brothers LLC, a business developing online courses and podcasts aimed at supporting young fathers. The Retirement Solution LLC provides comprehensive financial planning, investment management, and insurance assessments to a diverse client base including individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm utilizes model-based portfolio allocations with mutual funds and ETFs, focusing on both fundamental and technical analysis to balance growth potential and risk.

Randall Kim is a financial advisor at Merit Financial Advisors with 48 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His prior work includes positions at LPL Financial, Path Wealth Management LLC, Triad Financial Strategies, and Purshe Kaplan Sterling Investments. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and institutional clients. The firm offers asset management, financial planning, and retirement plan consulting, utilizing a long-term, diversified investment approach with centrally managed portfolios overseen by an internal investment team and committee.

Christopher Reedy is a CFP® professional with 18 years of industry experience. He is currently with Pure Financial Advisors, LLC and previously worked at Personal Investment Management Inc., FAC Wealth Management, Charles Schwab, and Securian Financial Services. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing approximately $11 billion in assets for individual and high-net-worth clients. The firm offers comprehensive financial planning and discretionary portfolio management, employing a financial-planning-centered approach based on academic frameworks and continuous planning processes.

Christopher Simon Wallace is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with Forefront Wealth Partners, LLC and previously worked at Robinswood Financial among other firms. Wallace operates a personal holding company, Fridley LLC, through which he provides independent advisory services. Forefront Wealth Partners is a team-based SEC-registered adviser serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management and comprehensive financial planning, including estate and business planning, using customized portfolios and third-party managers.

Rodney Coyan is a financial advisor at Pure Financial Advisors, LLC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Personal Investment Management, Inc. for 14 years, where he served as Board Secretary. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing approximately $11.05 billion in assets for individual and high-net-worth clients. The firm emphasizes a financial-planning-centered approach based on academic frameworks and offers a range of services including discretionary portfolio management, pension consulting, and donor-advised fund solutions.

Richard Graham is a financial advisor at Wedbush Securities Inc. with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wedbush since 2006, following prior roles at UBS Financial Services and Piper Sandler & Co. He is also managing member of an LLC related to inherited real estate. Wedbush Securities offers investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients, providing a range of wealth management, fixed income, commodities, and capital markets solutions. The firm supports both discretionary and non-discretionary portfolio management and offers custodial, clearing, and prime services.

Daron Estrada is a CFP® professional at Pure Financial Advisors, LLC with 14 years of industry experience. He previously worked at Charles Schwab and Charles Schwab Bank from 2011 to 2026. He holds Series 63 and Series 66 licenses. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing approximately $11 billion in assets for individual and high-net-worth clients. The firm offers comprehensive financial planning and discretionary portfolio management using academic investment frameworks and provides services including pension consulting, variable annuity management, and donor-advised fund solutions.

Christopher Loutsis is a financial advisor at Merit Financial Advisors with 20 years of industry experience. He holds a Series 66 designation and has worked with firms including PKS Investments, LPL Financial, and Wells Fargo Advisors. Outside of his advisory role, he serves as president of two nonprofit organizations, Civil Liberty Training and Affordable Housing Services, focused on public benefits. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and institutional clients. The firm offers asset management, financial planning, retirement plan consulting, and financial wellness programs, with an investment approach centered on long-term diversified asset allocation through centrally managed portfolios.

Logan Olsen is a CFP® and Series 65-licensed financial advisor with eight years of experience at Plante Moran Financial Advisors. He has been with the firm since 2013, working in their Monroe, Washington office. Plante Moran Financial Advisors, LLC provides investment advisory, financial planning, and estate planning services to both private and institutional clients, including high-net-worth individuals, banks, insurance companies, not-for-profits, and sovereign wealth funds. The firm employs a combination of fundamental, technical, and cyclical analysis alongside proprietary valuation models, using both discretionary and non-discretionary portfolio management strategies.

Ryan Masterson is a CFA® charterholder and holds a Series 66 license with 13 years of industry experience. He has worked at NorthRock Partners since 2023 and previously held roles at Ameriprise and First Allied Advisory Services. Outside of his advisory work, he owns a non-investment-related business in Issaquah, WA. NorthRock Partners provides comprehensive wealth management and advisory services to individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a tailored, holistic investment approach using broad asset allocation, diversification, periodic rebalancing, and integrates private market allocations, supported by AI tools and human oversight.

Michael Baer is a CFP® professional with 10 years of experience in the financial services industry. He is currently with Merit Financial Advisors and has previously worked at Purshe Kaplan Sterling Investments, LPL Financial, Triad Investment Management, and Charles Schwab. Outside of his advisory role, Baer serves as the mascot for the Seattle Sounders Football Club and consults on trends in the RIA industry. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, retirement plans, ESOPs, and institutional clients. The firm employs a long-term, diversified asset allocation strategy overseen by an internal investment management team and offers a range of account options supported by a network of investment adviser representatives.

Robert Seibel Jr. is a financial advisor at Merit Financial Advisors in Issaquah, WA, holding a Series 66 designation with eight years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments, Fidelity Investments, Edward Jones, and other financial firms, as well as work outside finance at Union Pacific Railroad and in the food service industry. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and institutional clients. The firm focuses on long-term, diversified asset allocation with centrally managed model portfolios, supported by both in-house and third-party investment management, and offers a range of advisory and financial wellness services.

David Goren is a financial advisor at MissionSquare Retirement with 28 years of industry experience. He holds the Series 65 and Series 66 designations and has worked at ICMA Retirement Corporation for 26 years. Outside of his advisory role, he serves as a committee member for the Sahalee Country Club, a nonprofit golf club, where he contributes to member strategy and tournament planning. MissionSquare Retirement serves state and local government employers, their employees, and select nonprofit entities by administering retirement and deferred compensation plans. The firm offers plan administration, education, and advisory services including discretionary Managed Accounts and nondiscretionary Fund Advice, with investment advice developed by Morningstar Investment Management.

Wayne Demeester is a financial advisor at Soltis Investment Advisors, LLC with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Definitive Advisors LLC and Wells Fargo Clearing. He serves on the BYU Marriott School of Business Entrepreneur Advisory Board and is involved as a partner or board member in several private ventures, including a medical device company. Soltis Investment Advisors provides discretionary investment management, financial planning, and pension/401(k) consulting to individuals, institutions, trusts, endowments, and retirement plans. The firm manages approximately $13 billion in client assets and employs a Modern Portfolio Theory-based approach that combines quantitative screening with qualitative manager due diligence across a broad range of investment vehicles.

Spencer Graham serves as Vice President Private Wealth Management Advisor at Fidelity Investments, a role he has held since 2022. He works closely with clients and their families to develop and maintain customized financial plans, aiming to provide clarity and peace of mind as they pursue their financial goals. His professional background includes various positions at Fidelity Investments, such as Financial Consultant, Planning Consultant, Audit Manager, and Senior Audit Analyst, spanning from 2018 to the present. Prior to this, he worked as a Financial Institution Specialist at the Federal Deposit Insurance Corporation from 2014 to 2017. Spencer holds a California Insurance License. Outside of his professional life, Spencer has interests that include board games, golf, outdoor adventures, skiing, traveling, and volunteering.

Bijan Ramirez is a CFP® and Series 65 credentialed advisor with nine years of industry experience. He is currently with Merit Financial Advisors and has previously worked at Real Talk Capital, Facet Wealth, Wealth Enhancement Group, and Sva Wealth Management. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm employs a long-term, diversified asset allocation strategy with customizable model portfolios, supported by an internal investment management team and external sub-advisers.

Tait Lane is a financial advisor with Merit Financial Advisors in Issaquah, WA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has previously worked at Triad Financial Strategies, Financial Advocates Investment Management, and LPL Financial. Lane serves as a board member of the Pearl Professional Condominium Association in Tacoma, WA. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, retirement plans, ESOPs, and institutional clients. The firm focuses on long-term, diversified asset allocation strategies managed by an internal investment team and committee, offering both discretionary and non-discretionary account options.

Kathleen O’dell is a financial advisor at Merit Financial Advisors with five years of industry experience. She holds a Series 66 designation and has previously worked at Purshe Kaplan Sterling Investments, Ameriprise, and SG Long Financial. Prior to her financial career, she held retail positions at Bath & Body Works and Maurices. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm emphasizes long-term, diversified asset allocation through centrally managed portfolios and supports both discretionary and non-discretionary accounts.