Joel Mellor is a financial advisor at Mellor & Associates LLC in Bellevue, WA, with 17 years of industry experience. He holds a Series 63 designation and has been with Mellor & Associates since 1996. Outside of his advisory role, Mellor provides tax preparation services and sells life and disability insurance. Mellor & Associates offers discretionary investment management to individuals, trusts, and businesses, focusing on retirement planning, wealth maintenance, and intergenerational transfers. The firm employs a fundamental, long-term investment approach and uses cash-flow modeling and asset allocation to align portfolios with clients’ liquidity needs and risk tolerance.

Jason Williams is a CFP® with 11 years of industry experience. He is the principal advisor at Williams 360 Financial Advisory, LLC, an independent firm he has led since 2015. His prior work includes a position at CGN Advisors, LLC. Williams 360 Financial Advisory serves individuals, couples, and families with fee-only financial planning and discretionary investment management, focusing on retirement, tax, estate, cash-flow, and risk-management needs. The firm employs a Modern Portfolio Theory-based approach using diversified, low-cost passive investments, and incorporates employer retirement plan holdings into overall asset allocations.

Christopher Niemela is a financial advisor at Foresee Wealth Advisors in Bellevue, WA, with 21 years of industry experience. He holds a Series 66 designation and has worked at Foresee Wealth Advisors since 2010, including a current role at FC Wealth, Inc. Niemela also offers life insurance and fixed annuity products as an independent producer. Foresee Wealth Advisors serves individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans. The firm manages approximately $146 million in assets, providing portfolio management, financial planning, and pension consulting with a focus on diversified investment strategies and plan-level services.

Adam Zimmerman is a ChFC® with 22 years of experience in the financial industry. He has been with Columbia River Advisors LLC since 2016. Columbia River Advisors manages portfolios and provides financial planning and retirement consulting primarily for individual clients, including high-net-worth households, as well as pension and profit-sharing plans. The firm uses a discretionary, asset-based management approach, employing internally developed model portfolios supplemented with third-party managers and a broad range of securities.

Michael Emery is a CFA® charterholder with eight years of industry experience. He is an advisor at Leeward Financial Partners, LLC, where he has worked since 2017. Emery also serves as Co-Head of US Equity Portfolio Management and a senior portfolio manager at Rainier Investment Management, LLC, focusing on domestic growth equity strategies for institutional investors. Leeward Financial Partners serves high-net-worth and ultra-high-net-worth individuals, as well as select foundations, endowments, and corporate clients. The firm offers customized portfolio management, financial planning, and consulting services with an institutional investment approach emphasizing long-term asset allocation, risk management, and cost control.

Leland Jeppesen is a financial advisor at Waterrock Global Asset Management in Bellevue, WA, holding a Series 65 designation with one year of industry experience. He has managed Jeppesen Financial Services LLC since 2019 and previously worked at Jeppesen Financial Services from 2009 to 2019. Waterrock Global Asset Management provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, offering tailored model portfolios that incorporate stocks, bonds, options, mutual funds, and ETFs. The firm uses a combination of fundamental, technical, quantitative, and qualitative analysis across passive and active strategies, with the option for performance-based fees on selected models.

John Robertson is a CFP® with eight years of industry experience, currently serving as an advisor at Greystone Financial & Estate Services, Inc. He previously worked at Securities America Advisors, Inc. and KMS Financial Services Inc. In addition to his advisory role, Robertson operates as an independent insurance agent, providing sales and consulting services related to life insurance and annuities. Greystone Financial & Estate Services serves individual and high-net-worth clients and offers retirement plan consulting to plan sponsors and fiduciaries. The firm provides discretionary portfolio management and tailored financial consulting, managing approximately $103.6 million across about 196 clients.

Perry Sikes Jr. is a financial advisor with Investor Resources Inc. in Bothell, WA, holding the CFP® designation and Series 63 and 65 licenses, with 19 years of industry experience. He has been with Investor Resources Inc. since 2007. Investor Resources Inc. provides discretionary investment advisory services to individuals, high-net-worth clients, related trusts, and retirement plans, focusing on momentum-based investment strategies using mutual funds, ETFs, equities, and bond funds. The firm also offers Qualified Retirement Plan Trustee support and manages portfolios ranging from concentrated to sector-focused strategies.

Nicoletta Schaff is a CFP® professional with eight years of experience in financial planning. She is currently with FAP, LLC and has previously worked at Commonwealth Financial Network and KMS Financial Services, Inc. Schaff's background includes roles focused on financial advisory and bookkeeping. FAP, LLC is a small firm that provides financial planning services such as retirement, tax, estate, business planning, risk analysis, and rollover guidance. The firm focuses on hourly planning engagements without discretionary portfolio management and typically refers clients to licensed representatives for implementation.

Daniel De Whitt is a financial advisor at Waystone Advisors LLC with two years of industry experience. He holds a Series 65 designation. Outside of advising, he serves as president of Continents for Christ, a nonprofit missions organization. Waystone Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm employs a customized fiduciary approach focusing on fundamental analysis and long-term asset allocation, utilizing ETFs, mutual funds, individual securities, and alternative investments.

Denton Olde is a CFP® professional at Olde Wealth Management, LLC with 31 years of industry experience. He has worked at multiple firms including Financial Network Wealth Management, LLC and Cetera Advisor Networks LLC, and operated as a sole proprietor for over two decades. Outside of advisory services, he has experience as a licensed insurance agent selling life, disability, annuities, and long-term care products. Olde Wealth Management provides discretionary and non-discretionary asset management and financial consulting to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm follows a Modern Portfolio Theory-based investment approach, utilizing a broad array of securities and option strategies, supported by third-party research and Schwab’s institutional custody and trading services.

Richard Philipovich is a Series 65-licensed advisor with Adair Wealth Management in Bellevue, WA, where he has worked since 2022. He has four years of industry experience and previously worked at BNBuilders and Cornerstone General Contractors. Adair Wealth Management serves individual and high-net-worth clients, trusts, estates, retirement plans, and other entities with discretionary and non-discretionary investment management, financial planning, and consulting services. The firm emphasizes customized plans and ongoing oversight, using asset allocation, periodic rebalancing, ETFs, mutual funds, and selective individual securities or third-party sub-advisors.

Kelsey Gray is a financial advisor at WLFB Inc with 16 years of industry experience. She holds a Series 65 designation and has been the owner and operator of Spectrum, LLC since 2008, providing labor relations and efficiency consulting services. WLFB Inc. is a supported registered investment adviser serving individuals, trusts, closely held businesses, and pension plans. The firm offers financial and retirement planning and refers clients to third-party investment managers, focusing on diversified, non-discretionary manager allocation plans rather than direct portfolio management.

Matthew Mckellar is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has worked with Private Advisor Group since 2013 and has been affiliated with MyICON and LPL Financial since 2005. Outside of his advisory roles, he is involved in non-variable insurance activities and manages a commercial rental property. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering portfolio management, financial planning, retirement consulting, and access to third-party asset management programs.

Austin Collins is a financial advisor at Integrated Wealth Advisors, LLC in Bellevue, WA, with 20 years of industry experience. He holds a Series 66 designation and has worked at firms including Ameriprise Financial and Commonwealth Financial Network. Collins is also involved in fixed insurance sales. Integrated Wealth Advisors is an SEC-registered investment adviser serving individual and high-net-worth clients with financial planning, retirement-plan consulting, and discretionary portfolio management. The firm uses a combination of in-house management and third-party platforms to deliver customized investment strategies tailored to client objectives and risk tolerance.

John Carruthers is a financial advisor at A5 Financial LLC with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Fidelity Personal and Workplace Advisors and Wells Fargo Clearing Services. Carruthers is also involved in affiliated businesses, serving as an insurance agent with A5 Assurance LLC and an accountant with A5 Accounting LLC. A5 Financial provides discretionary asset management and portfolio oversight primarily for individual and high-net-worth clients, employing a combination of fundamental, technical, charting, and cyclical analysis. The firm also offers financial planning and consulting services, with a notable integration of affiliated accounting and insurance businesses and public educational seminars.

Graham Williams is a CFP® professional with 30 years of experience in the financial industry. He currently works at Optimist Retirement Group, LLC and has held roles at M. S. Howells & Co., Cetera Advisors LLC, and Williams Palmer, where he is a managing member. Outside of his advisory work, he is an author with self-published books available on Amazon. Optimist Retirement Group provides discretionary portfolio management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm uses a combination of fundamental, technical, charting, and cyclical analysis with Modern Portfolio Theory to build customized portfolios and manages approximately $243 million in client assets.

Marat Mor is a financial advisor at Asymmetric Advantage Capital Management, LLC with 14 years of industry experience. He holds a Series 65 designation and has been with the firm since 2011. In addition to his advisory role, Mor serves as an affiliate associate professor at the University of Washington’s Department of Aeronautics and Astronautics, where he teaches and conducts research. Asymmetric Advantage Capital Management is a small registered investment adviser providing discretionary portfolio management and financial planning to individuals, high-net-worth households, and select institutions and non-profits. The firm combines fundamental and technical analysis with a proprietary quantitative risk-management system to manage diversified and focused portfolios, offering clients documented risk-tolerance profiling and options for leverage and enhanced hedging in eligible accounts.

Michael Rose is a financial advisor with Fulcrum Wealth Advisors, LLC in Bellevue, WA, holding Series 63 and Series 66 credentials and possessing 50 years of industry experience. He has been with Fulcrum Wealth Advisors since 2013. Outside of his advisory role, he serves as a consultant to Castle Builders, a construction business. Fulcrum Wealth Advisors serves individual and institutional clients, offering discretionary investment management, financial planning, and consulting services. The firm employs a combination of quantitative and qualitative analysis and utilizes a diverse range of investment instruments, managing approximately $208 million in discretionary assets.

Noah Hernandez is a financial advisor at Soundpath Retirement Strategies, LLC in Bellevue, WA. He holds a Series 65 credential and has been with the firm since 2025. Prior to his advisory role, he was a full-time student from 2016 to 2025. Soundpath Retirement Strategies provides financial consulting and planning services to individual and high-net-worth clients, offering discretionary and non-discretionary portfolio management as well as retirement-focused advice. The firm serves approximately 181 clients with a team of four advisors and employs an annual flat fee structure based on the complexity and scope of engagements.