John Carmody is the principal of John N. Carmody D.D.S. CFP, Inc., an independent financial advisory firm based in Seattle, WA. He holds the CFP® designation and Series 65 license, with 30 years of industry experience. Before founding his advisory firm in 1996, Carmody had a career in dentistry. The firm provides personalized, fee-only financial planning and discretionary investment management to individual investors as well as pension and profit-sharing plans. It employs a strategic asset-allocation, core-and-satellite approach that favors passive index funds and ETFs while selectively using active funds. The firm maintains a small client base and is notable for its work with pension and profit-sharing plans, which is uncommon for firms of its size.

Maria Travieso is a financial advisor at Veltra Capital with seven years of industry experience. She holds a Series 65 designation and has worked at Veltra Capital since 2021, following roles at Blue Chip Finance LLC, Blue Chip Capital, and Banesco Banco Universal. Veltra Capital is an independent investment adviser serving high-net-worth individuals, corporations, and institutions. The firm focuses on publicly traded equity and debt securities, combining fundamental and technical analysis with macroeconomic research to create customized portfolios tailored to each client's objectives and risk tolerance.

Rui Ma is the sole advisor at RMA Capital Management, LLC in Seattle, WA, holding the CFA® designation with four years of industry experience. Prior to founding RMA Capital Management in 2024, Rui Ma established Invest Rethink, LLC, an AI software development company focused on investment research, where he serves as a partner. He is also the head of Data, West Coast, at RIMES Technologies, a data management firm. RMA Capital Management provides discretionary portfolio management services primarily to individuals, high net worth clients, trusts, estates, and small businesses. The firm employs a value-investing approach with concentrated portfolios and may use options, short sales, leverage, and derivatives within separately managed accounts, offering a performance-based fee option for qualified clients.

Steven Toepel is the principal of Toepel Investment Counsel, Inc., an independent advisory firm he founded in 1995. He holds a Series 65 designation and has 31 years of industry experience. Prior to establishing his firm, his background includes broker-dealer and principal-level registrations. Toepel Investment Counsel, Inc. provides portfolio advisory and management services to individuals, trusts, qualified retirement plans, pension and profit-sharing plans, and corporations. The firm offers discretionary and nondiscretionary account management, focusing on after-tax, after-inflation returns across broad asset classes, and uses both active management and market index funds or ETFs where appropriate.

Charles Johnson is a CFA® charterholder and Series 65 licensee with four years of industry experience. He is the sole advisor at Differential Planning LLC, where he has worked since 2021. Prior to that, he spent seven years at Great West Investments. Differential Planning LLC is a state-registered, single-advisor firm offering hourly financial planning and investment services to individuals, high-net-worth clients, trusts, and businesses. The firm employs a buy-and-hold passive indexing strategy based on Modern Portfolio Theory, primarily using Vanguard mutual funds and ETFs, and links investment management access to an ongoing planning relationship rather than asset-based fees.

Scott Poepping is the sole advisor at Meridan Capital, LLC, an independent firm based in Seattle, WA. He holds a Series 65 designation and has 19 years of industry experience. Poepping has been with Meridan Capital in various capacities since 1999. Meridan Capital, LLC serves individual and high-net-worth investors as well as pooled investment vehicles. The firm offers portfolio management, financial consulting, and acts as general partner and investment adviser to a private investment fund that uses a proprietary quantitative model to capture short-term directional movements in U.S. equity indexes.

Krisanne Heinze is a financial advisor at AyurAsset LLC with a Series 65 designation and no prior industry experience. Her background includes roles at Ayur Impact LLC and the Association for Spiritual Integrity, as well as long-term involvement with Ace Concrete Finishing, Inc. She has been self-employed for over two decades. AyurAsset LLC is a fee-only registered investment adviser serving individuals and high-net-worth clients with a focused discretionary investment management strategy. The firm specializes in a single, concentrated portfolio approach targeting undervalued, capital-efficient small- and micro-capitalization companies with long holding periods.

Bruce Rinne is a financial advisor with Kunath Karren Rinne & Atkin LLC in Seattle, WA, holding 42 years of industry experience. He has been with Kunath Karren Rinne & Atkin since 1983. Kunath Karren Rinne & Atkin LLC provides discretionary investment management to individuals, families, institutions, and offers family office services for very large clients. The firm focuses on building diversified portfolios using a combination of individual securities, ETFs, mutual funds, and third-party managers, with strategies tailored to both equity and fixed income markets.

Eric Turloff is a CFA® charterholder with 25 years of industry experience. He is the principal of Turloff Financial Consulting, where he has worked since 1998. In addition to his advisory role, he is involved in tax preparation services. He is a part of Eagle Harbor Asset Management, Inc., a firm that provides discretionary portfolio management to individuals, high net worth clients, and trusts. The firm focuses on tailored asset allocation and primarily uses individual stocks and bonds, combining fundamental and technical analysis in its investment approach.

Andrew Loechl is a CFA® charterholder with 25 years of industry experience. He has been with Eagle Harbor Asset Management, Inc. in Seattle, WA since 2000. Eagle Harbor Asset Management provides discretionary portfolio management to individuals, high net worth clients, and trusts, focusing on tailored asset allocation and security selection. The firm combines fundamental and technical analysis, primarily using individual stocks and bonds, and maintains affiliations with other financial practices to support service capacity.

William Reece is a financial advisor at Madison Park Capital Advisors, LLC with 23 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Purshe Kaplan Sterling Investments and Madison Park Capital Advisors since 2016. Madison Park Capital Advisors provides financial planning, consulting, and portfolio management services to individuals, trusts, estates, charitable entities, and small businesses. The firm manages approximately $295 million using a two-level asset allocation process that combines strategic allocation with a tactical overlay applied across mutual funds, ETFs, and individual securities.

Stephen Kunath is a financial advisor with Kunath Karren Rinne & Atkin LLC in Seattle, WA, holding 41 years of industry experience. He has been with Kunath Karren Rinne & Atkin since 1983. Kunath Karren Rinne & Atkin LLC provides discretionary investment management and family office services to individuals, high-net-worth families, institutions, and corporations. The firm employs a research-based approach to construct diversified portfolios using individual securities, ETFs, mutual funds, and third-party managers across equity and fixed income, with a focus on tailored strategies and in-state tax-exempt issues.

Mackenzie Wamble is a financial advisor with PNW Asset Management in Seattle, WA, holding a Series 65 designation and starting their advisory career in 2024. Prior to joining PNW Asset Management, Mackenzie worked at Brooklyn Legal Services Corp. A, Nordstrom, and the U.S. State Department. PNW Asset Management provides discretionary portfolio management and financial planning services to individuals, trusts, estates, and charitable organizations. The firm emphasizes strategic asset allocation using mutual funds and ETFs, with a focus on tax efficiency and employs a proprietary Cashflow Fingerprint model to assist in setting portfolio risk exposures.

Kristopher Kohtz is a CFP® certificant and holds a Series 66 license with 12 years of industry experience. He is currently with Two Firs Financial and has previously worked at firms including Nestle and H.D. Vest Advisory Services. Outside of his advisory role, he is involved with Thirty9 Twenty9 LLC, a real estate rental business. Two Firs Financial serves individual and high-net-worth clients, as well as trusts, estates, business entities, charitable organizations, and retirement plans, offering discretionary and non-discretionary investment management alongside financial planning and consulting. The firm’s investment approach emphasizes asset allocation informed by Modern Portfolio Theory and includes the use of options strategies, such as covered calls, to manage risk and generate income.

Qing Lu is a financial advisor at Kavout Algo Financial LLC with seven years of industry experience. He holds a Series 65 credential and has worked with affiliated entities including Kavout Asset Management, LLC and Kavout Corporation, where he serves as CEO of the technology company. Outside advisory roles, he dedicates part of his time to overseeing technology operations at Kavout Corporation. Kavout Algo Financial provides continuous asset management services primarily on a non-discretionary basis to individual and high-net-worth clients. The firm integrates quantitative and traditional investment methods with a value-oriented, long-only focus while employing tactical allocation and trading strategies as appropriate.

Baltej Kochar is a financial advisor at Cedar River Capital, LLC in Seattle, WA, holding a Series 65 designation with nine years of industry experience. He previously operated Kochar Capital for two years before joining Cedar River Capital in 2017. Kochar is also a limited partner and minority shareholder in a private equity fund, TOC Equity Partners Alpha, LLC. Cedar River Capital provides discretionary portfolio management and consulting services primarily to individual and high-net-worth clients, while also serving institutions and other advisers through subadvisory and model-portfolio offerings. The firm employs multiple equity-focused investment strategies that integrate fundamental research with macroeconomic, technical, and quantitative analyses.

Erik Schei is a CFA® charterholder with 19 years of industry experience. He is a financial advisor at Gates Pass Advisors, LLC, where he has worked since 2019. His prior experience includes roles at Aria Wealth Management, Sowell Management Services, Omniscient Holdings, and Concert Wealth Management. Outside of his advisory work, he owns a consulting business, SVGRP, LLC, based in Bainbridge Island, Washington. Gates Pass Advisors provides comprehensive financial planning and wealth management services to individual and high-net-worth clients. The firm emphasizes asset allocation, diversification, and tax-aware portfolio construction, often implementing client portfolios through third-party independent managers and pooled investment vehicles accessed via a turn-key asset management platform.

Donald Foy is a financial advisor at Columbia River Advisors with 22 years of industry experience. He holds a Series 66 designation and has worked at Columbia River Advisors since 2010. Outside of his advisory role, he owns Summit Tax Services and is the sole member of a personal LLC holding interests in Columbia River and other entities. Columbia River Advisors manages investment portfolios and provides financial planning and retirement consulting primarily for individual clients, including high-net-worth households, as well as pension/profit-sharing plans and certain pooled investment vehicles. The firm uses internally developed model portfolios supplemented by third-party managers and serves clients primarily through discretionary portfolio management.

Jeffrey Atkin is a financial advisor at Kunath Karren Rinne & Atkin LLC in Seattle, WA, with 38 years of industry experience. He has been with Kunath Karren Rinne & Atkin since 1986. Kunath Karren Rinne & Atkin LLC provides discretionary investment management and family office services to individuals, high-net-worth families, institutions, and corporations. The firm constructs diversified portfolios based on academic research and emphasizes strategies across equity and fixed income, managing approximately $345.6 million with a small client base and a low advisor-to-client ratio.

Paul Latta is a CFA® charterholder with eight years of industry experience currently serving at Cedar River Capital, LLC since 2017. Prior to this, he worked at PL Consulting and Glacier Peak Capital. He is an advisory board member of GMJ Technologies and holds stock options in the company. Cedar River Capital provides discretionary portfolio management and advisory services to individuals, institutional investors, and other advisers through separately managed accounts and model-portfolio arrangements. The firm employs four equity-focused strategies and operates multiple offices while managing approximately $51 million in assets.