Kathryn Young is a CERTIFIED FINANCIAL PLANNER™ with 18 years of industry experience. She has worked at Financial Forum, Inc. since 2005 and previously spent 13 years at LPL Financial, LLC. Financial Forum serves individual and high-net-worth clients, businesses, and not-for-profit organizations with services including investment management, financial planning, retirement and estate planning, tax and risk management, and employee/executive benefits coordination. The firm employs a portfolio management approach based on Modern Portfolio Theory, emphasizing tailored portfolios and regular account reviews.

Jeffrey Comstock is a financial advisor at Financial Forum, Inc. in Spokane, WA, with 14 years of industry experience. He holds the Series 66 designation and previously worked at LPL Financial, LLC from 2011 to 2020. Outside of advisory services, he is involved in non-variable insurance sales, including health, life, long-term care, and disability insurance. Financial Forum serves individual and high-net-worth clients, businesses, and not-for-profit organizations by providing investment management, financial planning, retirement and estate planning, tax and risk management, and benefits coordination. The firm’s approach is based on Modern Portfolio Theory and offers tailored portfolios managed mainly on a discretionary basis.

Christie Rooney is a financial advisor at DW Investment Solutions, Inc. in Spokane Valley, WA, holding a Series 65 credential with four years of industry experience. She has been with DW Investment Solutions since 2020. DW Investment Solutions serves individual and high-net-worth clients, trusts, estates, charitable organizations, and business entities, managing approximately $106 million across about 117 client relationships. The firm offers discretionary investment supervisory services and financial planning, using both fundamental and technical analysis with a variety of investment strategies and products.

Benjamin Chase is a CFP® with 13 years of experience in the financial services industry. He is currently with Fortitude Financial LLC and has previously worked at LPL Financial, Financial Advocates Investment Management, Hoyt, Lewis & Associates, LLC, and The Power Outlet. Fortitude Financial serves individual investors, including high-net-worth clients, through discretionary portfolio management, financial planning, and tax preparation services via its affiliate FF-CS Tax. The firm employs proprietary model portfolios combining top-down asset allocation with bottom-up security selection and offers a range of investment options including ESG/SRI models.

Cole Thompson is a financial advisor at Karel Capital, Inc. with a Series 65 designation and three years of industry experience. His prior work includes roles outside finance, such as at Solgen Power, St. Aloysius Gonzaga Catholic School, and the University of Idaho. Karel Capital provides discretionary portfolio management and separately managed accounts to individuals, families, trusts, pension and profit-sharing plans, and business entities. The firm follows a conservative, capital-preservation focused investment approach that combines top-down macro analysis with bottom-up security selection.

Debra Bell is a financial advisor with Selkirk Wealth Advisors, LLC and holds Series 63 and Series 65 credentials. She has 33 years of industry experience and has been with Selkirk Wealth Advisors since 2022. Prior to this, she has been affiliated with Mutual Advisors, LLC and Mutual Securities, Inc. since 2016. In addition to her advisory role, she operates as an independent insurance agent specializing in long-term care and disability insurance. Selkirk Wealth Advisors provides comprehensive financial planning and discretionary investment management to individuals, trusts, pension plans, charitable organizations, and small businesses. The firm customizes portfolios using both in-house analysis and third-party money managers, with a focus on transparent operational and reporting practices.

Daniel Murphy is a financial advisor at Lodestone Wealth Management LLC in Spokane, WA, holding a Series 66 designation with 26 years of industry experience. He has been with Lodestone Wealth Management since 2009 and also has a concurrent affiliation with Northwest Investment Advisors, Inc. Outside of advisory work, Mr. Murphy personally owns and manages two rental properties. Lodestone Wealth Management serves individual clients, trusts, pension plans, charitable organizations, and business entities. The firm offers discretionary portfolio management and financial planning, utilizing customized portfolios that include exchange-traded funds, mutual funds, individual equities, fixed-income securities, and allocations to third-party Separate Managers and private placements for accredited investors.

Matthew Greve is a financial advisor at Fortitude Financial LLC in Spokane, WA, holding a Series 66 designation and bringing six years of industry experience. He previously worked at Financial Advocates Investment Management and LPL Financial. Outside of advising, he has been employed at Black Angus Steak House since 2017. Fortitude Financial is an SEC-registered advisory team managing approximately $281.5 million for around 400 individual and high-net-worth clients. The firm employs a model-based investment process combining top-down asset allocation with bottom-up security selection and offers discretionary portfolio management, financial planning, and tax consulting through an affiliated entity.

Todd Koyama is a CFP® and holds a Series 66 license with 16 years of industry experience. He is currently with Stewardship Concepts Financial Services LLC, joining the firm in 2025 after eight years at Selkirk Wealth Advisors, LLC and five years at LPL Financial LLC. Stewardship Concepts Financial Services, LLC provides personal financial planning and discretionary investment management to individuals, families, trusts, estates, family businesses, corporations, and charitable organizations. The firm operates as a fee-only fiduciary with an investment approach that emphasizes global diversification, strategic asset allocation, and tactical adjustments based on fundamental and technical analysis.

Bruce Billeter is affiliated with Twenty Twenty Investment Advisors, LLC and holds Series 63 and Series 65 credentials. He has 29 years of industry experience, including 19 years at Billeter Wealth Management Inc. and over 7 years at Twenty Twenty Investment Advisors. Twenty Twenty Investment Advisors provides wealth management, financial consulting, and retirement plan advisory services to individual and institutional clients. The firm’s investment approach is based on Modern Portfolio Theory, using a variety of securities guided by client risk profiles and incorporates participant education within its retirement plan services.

Joshua Mastel is a CFP® professional with 11 years of industry experience and has been with Twenty Twenty Investment Advisors, LLC since 2016. He is also an owner and part-time supporter of a small farm, Seek No Further Farms, LLC, which has a truffle orchard. Twenty Twenty Investment Advisors serves individual and institutional clients, including high-net-worth individuals and employer-sponsored retirement plans, providing wealth management, financial consulting, and retirement plan advisory services. The firm’s investment approach uses Modern Portfolio Theory with a focus on ETFs, individual stocks, and other instruments as appropriate, incorporating client inputs and various analytical methods in portfolio construction.

Pamela Dobson is a financial advisor at Moulton Wealth Management, Inc. with 11 years of industry experience. She holds a Series 66 designation and has previously worked at Cetera Advisors and D.A. Davidson & Co. in addition to her current role. Moulton Wealth Management, Inc. provides discretionary asset management and financial planning services to individuals, high-net-worth clients, and trusts. The firm manages approximately $159.7 million for about 477 clients, offering tailored investment strategies and retirement cash-flow planning, along with free public seminars and workshops.

Richard Tiffany is a financial advisor with APEX Advisory Group, Inc. in Spokane, WA. He holds the ChFC® designation and securities licenses Series 63 and Series 65, and has eight years of industry experience. He has worked at Capital Financial Services, Inc. since 2014 and with Guardian Life Insurance Co. of America since 2011. He is also involved in fixed insurance through various insurance companies. APEX Advisory Group provides investment advisory and financial consultation services to individuals, retirement plans, trusts, estates, charitable organizations, and corporations. The firm follows a valuation-driven, fundamental, and long-term investment approach, primarily using third-party discretionary managers for portfolio implementation and management, while offering services that include retirement planning, estate planning, and insurance planning.

Colby Ivey is a financial advisor at Simpli-FI Alpha LLC with one year of industry experience. He holds a Series 65 designation and has worked at Simpli-FI Alpha LLC since 2024. Outside of his advisory role, he has served with the Coeur d'Alene Fire Department since 2013. Simpli-FI Alpha LLC provides portfolio management and investment advice to individuals, high-net-worth clients, charitable organizations, and business entities. The firm uses a combination of charting, fundamental, quantitative, and technical analysis within a modern portfolio theory framework, offering both discretionary and non-discretionary services.

Linda Walker is a Series 65-credentialed financial advisor with 19 years of industry experience. She has been with DW Investment Solutions, Inc. since 2009. DW Investment Solutions serves individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and business entities, managing approximately $106 million across about 117 client relationships. The firm provides discretionary investment supervisory services and financial planning, employing both fundamental and technical analysis with a range of investment products and maintaining quarterly account reviews.

James Simmons is a financial advisor at Long Bridge Capital Management with 33 years of industry experience. He holds a Series 65 designation and has previously worked at Harmonic Investment Advisors, Pend Oreille Capital, Raven Ventures, Koyah Ventures, and ICM Asset Management. Long Bridge Capital Management provides discretionary portfolio management primarily to individual and high-net-worth clients, using a combination of fundamental and technical analysis. The firm manages diversified portfolios across multiple asset classes and employs both long-term and short-term trading strategies tailored to client risk tolerances.

Jeremy Lewis is a financial advisor with Fortitude Financial LLC in Spokane, WA, holding a Series 66 designation and bringing 24 years of industry experience. His prior roles include positions at LPL Financial, Financial Advocates Investment Management, Holden Ray, LLC, and Hoyt, Lewis and Associates. Outside of his advisory work, he oversees EQ Records Collective, a nonprofit organization that helps disabled individuals engage in playing and recording music. Fortitude Financial serves individual and high-net-worth clients through discretionary portfolio management, financial planning, and tax consulting via its affiliate FF-CS Tax. The firm utilizes proprietary model portfolios combining top-down asset allocation and bottom-up security selection, and sponsors the Fortitude Wrap Program, an asset-based platform that consolidates execution costs.

Donald Moulton is a CFP® with 24 years of industry experience and is a principal at Moulton Wealth Management, Inc. He has worked at the firm since 2008 and previously at Cetera Advisors LLC. In addition to his advisory role, he is involved in tax preparation through RTPS Income Tax Preparation, Inc. and reviews estate planning documents at Moulton Law Office. Moulton Wealth Management, Inc. provides discretionary asset management and financial planning services to individuals, high-net-worth clients, and trusts. The firm employs a range of investment strategies tailored to client objectives and risk tolerances, manages accounts on a discretionary basis with periodic reviews, and offers retirement cash-flow planning and public educational seminars at no charge.

Rial Moulton is a CFP® and PFS™ with 29 years of industry experience. He is the principal at Moulton Wealth Management, Inc., where he has worked since 2008. His prior experience includes roles at Cetera ADVISORS LLC and ownership of a law practice. In addition to financial advising, he is involved in tax preparation through RTPS Income Tax Preparation and has experience as an insurance agent. Moulton Wealth Management, Inc. provides discretionary asset management and financial planning services to individuals, high-net-worth clients, and trusts. The firm incorporates retirement cash-flow planning, uses a combination of fundamental and technical analysis, and manages accounts on a discretionary basis with periodic reviews. It also offers free public seminars and sponsors a wrap fee program, which is uncommon among peer supported firms.

John Schram is a CFP® professional with 33 years of experience in the financial services industry. He has worked at LPL Financial for 28 years before joining 917 Advisory Services LLC, where he has been since 2024. In addition to his advisory role, he is a licensed insurance agent and provides tax preparation and accounting services. 917 Advisory Services LLC offers investment advisory services to individuals, trusts, estates, and retirement plans, focusing on long-term portfolio management using fundamental analysis. The firm manages discretionary portfolios primarily composed of low-cost mutual funds and ETFs, supplemented with individual securities as appropriate, and provides personalized ongoing contact and periodic reviews.