Roberto Ruiz is a financial advisor with UBS Financial Services in McAllen, TX, holding a Series 66 designation and 24 years of industry experience. He has worked at UBS since 2014 and also owns RR Platinum Investments LLC, a separate real estate business. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management offerings tailored using proprietary research and model-based asset allocations.

Ivan Pena is a Series 66-licensed financial advisor with Merrill in McAllen, Texas, where he has worked since 2015. He has 18 years of industry experience. Outside of his advisory role, Pena owns ScaleHi Goods, LLC, a company facilitating online retail sales, and is the managing member of ScaleHi Digital Marketing LLC, which offers digital marketing education through an online course. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Antonio Correa Jr. is a financial advisor with UBS Financial Services in McAllen, TX, holding a Series 66 designation and 12 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment solutions.

Matthew Kelly is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He previously worked at Morgan Stanley and its affiliated entities for over a decade before joining Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipalities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Sergio Rojas is a financial advisor with LPL Financial, holding the CFP® designation along with Series 63 and Series 66 licenses. He has 18 years of industry experience, including 16 years at Equitable Advisors and 12 years at AXA Advisors, LLC. Rojas is based in McAllen, TX. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on operational support through advanced technology and a broad suite of financial products.

Jorge Madero is a financial advisor with LPL Financial in McAllen, TX, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. Prior to joining LPL Financial in 2019, he was affiliated with Farmers Insurance and operated the Jorge Madero Insurance Agency Inc. He is also an author of a book published on Amazon.com. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party model portfolios and strategies.

Alvaro Gonzalez is a financial advisor at Merrill with Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with Merrill since 1985 and is also associated with Bank of America since 2009. Outside of his advisory role, Gonzalez is involved in several business ventures including general partnerships in hospitality and land ownership, and he serves on advisory boards for educational and community organizations in the McAllen, TX area. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Olivares is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their unique financial goals and priorities, assisting them in developing strategies for short-, mid-, and long-term objectives. His approach includes providing guidance on a range of areas such as college education planning, family wealth management, personal retirement planning, portfolio management, and special needs planning strategies. Daniel holds a Bachelor's Degree from the University of Texas System and has earned the Personal Investment Advisor (PIA) designation. Fluent in English and Spanish, he serves as a resource for clients seeking advice on investing, retirement planning, and financial solutions, also connecting them with Bank of America specialists for banking, credit, home financing, and small business needs. He emphasizes transparency and integrity in his client relationships to support their financial success.

Valery Capuchino is a financial advisor with LPL Financial in McAllen, TX, holding a Series 66 designation and three years of industry experience. She has been with LPL Financial since 2016 and also has a background working at IBC Bank since 2013. Outside of advising, she operates a small home-based balloon decoration business and is a Farmasi beauty and personal care products influencer. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, and institutional platforms, supporting over $819 billion in discretionary assets through a large network of advisors.

Alexis Villarreal is a financial advisor with LPL Financial in McAllen, TX, holding a Series 66 credential and 14 years of industry experience. Prior to joining LPL Financial in 2024, Alexis worked at Ameriprise and Edward Jones. Outside of advisory work, Alexis is involved in independent insurance brokering. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing diverse strategies and technology tools across advisory and brokerage platforms.

Sarahly Ramos is a financial advisor at UBS Financial Services with 13 years of industry experience. She has been with UBS since 2014 and holds the Series 66 designation. Outside of her advisory work, she manages administrative responsibilities for The Wash Crew Exterior Cleaning, a business she has been involved with since 2014. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and a broad range of capital markets services.

Veronica De La Rosa is a financial advisor at LPL Financial with 17 years of industry experience. She holds a Series 63 designation and has worked at Frost Bank and its affiliated firms from 2006 to 2018 before joining LPL Financial in 2018. She is also a notary and involved with iBursa, LLC, a non-investment related business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and participant-level retirement advice, supported by a large network of investment adviser representatives.

Saul Navarro is a financial advisor with Edward Jones in Mission, TX, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at JPMorgan Chase Bank for 10 years and Bank of America for 5 years before joining Edward Jones in 2024. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies and is notable for its extensive network of financial advisors and affiliated financial services.

Jose Cruz is a financial advisor with LPL Financial in McAllen, Texas, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has been with LPL Financial since 2008 and concurrently works with IBC Bank since 2007. Outside of his advisory work, he is involved in managing personal business entities for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment solutions through a network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies.

Manuel Heredia is a financial advisor with UBS Financial Services in McAllen, TX, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked with UBS since 2014 and previously with Chase Investment Services Corp. from 2004 to 2012. Outside of his advisory role, he is involved in real estate through several entities that manage property sales and rentals. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory products, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and supports its advisors with proprietary research and capital market insights.

Cecilia Martinez is a Series 66-licensed financial advisor at Edward Jones with seven years of industry experience. She has worked at Edward Jones since 2018 and previously spent 13 years at Doctor's Hospital at Renaissance. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm offers a range of advisory services and investment solutions supported by a large national network of financial advisors and branch offices.

Mario Gonzalez is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and totaling 27 years of industry experience. He has worked with several firms, including First Allied Securities and Arcus Wealth Advisors, and is involved in insurance sales covering life, health, and disability products. Gonzalez is also a financial professional and owner at Arcus Wealth Advisors, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, from individuals to institutional accounts, through a nationwide network of independent advisors. The firm offers various portfolio management and retirement services, utilizing a multi-manager platform that includes affiliated and third-party investment models.

Mauro Gonzalez III is a financial advisor with Mass Mutual Investors Services in McAllen, TX, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His career includes roles at MassMutual Life Insurance Company, Nylife Securities LLC, and New York Life Insurance Company. He also works as an insurance broker specializing in life and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative annual planning processes.

Gerardo Mendez Flores is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services and Vantage Bank Texas. Outside of finance, he is a passive owner of a Bucks Pizza franchise. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver a broad range of services.

George Garza is a Financial Advisor at Merrill Lynch Wealth Management. He provides financial services to individuals, families, and business owners, focusing on creating personalized financial strategies that address investment, retirement, and wealth management goals. He has been serving clients in the financial services industry since 2008, with experience at Chase, Allstate, and Merrill. As a CERTIFIED FINANCIAL PLANNER® professional and Personal Investment Advisor (PIA), George emphasizes thoughtful guidance and clear communication in his financial planning approach. He is fluent in both English and Spanish, enabling him to work closely with a diverse client base to help them make informed financial decisions and pursue their long-term objectives. George holds a Bachelor's Degree from the University of Texas Rio Grande Valley and completed an Accredited Certificate Program at The American College of Financial Services.