Brenda Marshall is a Series 66-registered advisor with J.P. Morgan Securities, based in Brooksville, FL, and has four years of industry experience. She has worked at J.P. Morgan Securities and Jpmorgan Chase Bank since 2021, and previously spent ten years with Onemain General Services. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the larger J.P. Morgan organization and offers access to a diverse range of products and strategies through its Institutional Consulting Services program.

Javier Pascual Imbert is a financial advisor with Cetera based in Springhill, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Cetera and affiliated entities since 2018 and previously worked at Aegis Capital Corp from 2013 to 2017. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and consulting services, supported by a large network of independent advisors and over $256 billion in assets under management.

Amy May Richards is a financial advisor with UBS Financial Services in Weeki Wachee, Florida. She holds Series 63 and Series 65 designations and has 25 years of industry experience. Prior to joining UBS in 2018, she worked at Ameriprise Financial Services from 2016 to 2018. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans according to clients’ goals and risk tolerances.

Dana Stegman is a financial advisor at Edward Jones with 31 years of industry experience. He has held Series 63 and Series 66 licenses and has been with Edward Jones since 1993. Based in Weeki Wachee, FL, his long tenure at the firm reflects a stable career in wealth management. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Matthew Fernandez is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 14 years of industry experience. He has been with Raymond James & Associates in various roles since 2011. Fernandez serves as Treasurer and a board member of Lighthouse for the Blind and Low Vision, where he participates in financial and investment discussions. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and charitable organizations. The firm offers financial planning, investment consulting, and institutional fiduciary services, employing a range of portfolio management styles and proprietary research.

John Legner Sr. is a financial advisor with Osaic Wealth, Inc. holding Series 63 and Series 66 licenses and has 37 years of industry experience. Before joining Osaic in 2025, he worked for Lincoln Financial Securities Corporation for 17 years and has operated Legner Financial Group since 2001. He is also involved in tax preparation through his ownership of Legner Financial Group and holds roles as a notary public and annuities agent. OSAIC serves a wide range of clients including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers brokerage and advisory services with a focus on integrated financial planning and managed accounts using diverse investment strategies and tools.

Brian Karahalios is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 19 years of industry experience. His career includes roles at Florida Premier FC, PNC Investments, and BBVA Securities. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal clients, offering financial planning, investment consulting, and municipal advisory services through a broad national adviser network.

Steve Silver is a financial advisor at Fidelity with 31 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Morgan Stanley, Charles Schwab, and Wells Fargo. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary research with quantitative analysis and systematic portfolio construction, offering discretionary and non-discretionary services as well as model portfolios built from mutual funds, ETFs, and ETPs.

Giovanni Ramirez Congiusto is a financial advisor at LPL Financial with eight years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2022. His prior experience includes roles at CUNA Brokerage Services and Suncoast Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing multiple portfolio strategies and advisor support tools.

Shannon Sipes is a CFP® professional with 19 years of experience, currently serving as a financial advisor at Ameriprise since 2020, following 13 years at Ameriprise Financial Services, Inc. She holds a Series 66 license and is based in Hudson, FL. Outside of her advisory role, she is employed by Certainty of the Uncertainty, LLC, an advisor-owned entity established to manage her practice. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement-income planning, utilizing proprietary research and algorithmic tools within a defined investment framework.

Scott Pugan is a financial advisor at Raymond James & Associates with 39 years of industry experience. He holds the CFP®, Series 63, and Series 65 designations. Prior to joining Raymond James in 2023, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, and A. G. Edwards & Sons, Inc. Raymond James & Associates, Inc. is a dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Charles Hickman is a Client Experience Advisor at Merrill Lynch Wealth Management. In his role, he works directly with clients to understand their current financial situations and presents solutions offered through Merrill and Bank of America. His approach involves helping clients identify what matters to them and their families, assisting in the creation of strategies to pursue their financial goals. He holds the designation of Personal Investment Advisor (PIA). Charles completed his high school education at Sandalwood High School.

Lori Abbazia is a financial advisor at Raymond James Financial with 31 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at JPMorgan Securities, JPMorgan Chase Bank, and David Lerner Associates. Outside of her advisory work, she owns a small craft business on Etsy called Color Pop by Loribop!. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored non-discretionary planning and analytical tools to support client goals and offers specialized services such as municipal advisory and SIMPLE IRA employer consulting programs.

Nicole Law is a Series 66-licensed financial advisor at Ameriprise with 13 years of industry experience. She has worked at Ameriprise since 2018 and previously spent five years at Federated investment Counseling and its affiliated firms. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Brian Webb is a financial advisor with Cetera, holding Series 63, 65, and 66 licenses and 29 years of industry experience. His prior work includes roles at Edward Jones, LPL Financial, and Infinex Investments. He is based in Spring Hill, FL. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

John McCullough is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients primarily in Citrus County, Hernando County, Pasco County, Polk County, Hillsborough County, and Pinellas County in Florida. He has been in the financial services industry since 1995 and joined Merrill Lynch in 2006. John holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). John earned a Bachelor of Science degree in Finance from Florida State University in 1990 and a High School Diploma from Northeast High School in St. Petersburg, Florida. His areas of expertise include retirement income planning strategies, 401(k), Defined Benefit Pension and Cash Balance Retirement Plans for corporations, business owners, corporate executives, retirees, and their families. He provides personalized financial strategies based on clients' risk tolerance, time horizon, liquidity needs, and investment goals, and offers services such as wealth outlook strategies, investment advice, estate coordination, legacy implementation, and personalized income strategies. Residing on the Nature Coast of Florida, John is a parent of two grown daughters. Outside of his professional work, he enjoys outdoor activities including biking, boating, camping, fishing, hiking, hunting, swimming, and traveling. He also has an interest in cooking and values spending time with his family.

Natalia Davis is a financial advisor at Fidelity with seven years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Merrill, Equitable Advisors, and AXA Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, manages fund advisory relationships, and is noted for its use of AI-driven research and its role as a commodity pool operator.

Katie King is a Financial Advisor on the Brander Team at Merrill Lynch Wealth Management, where she collaborates closely with a senior advisor who holds a CFP® certification. In her role, she utilizes the combined expertise and resources of Merrill Lynch and Bank of America to provide personalized financial strategies tailored to each client's specific goals. Her practice focuses on empowering individuals, families, and businesses to make informed financial decisions, with a particular emphasis on supporting women in finance. Katie's areas of expertise include family wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, and retirement income. Katie holds a Bachelor's Degree from the University of South Florida and is a Personal Investment Advisor (PIA). She communicates in both English and American Sign Language (ASL). She is involved in the Greater Pasco Chamber of Commerce and contributes to community efforts through the Messengers of Hope Food Pantry. Her personal interests include billiards, camping, chess, cooking, hiking, music, pickleball, spending time with family, traveling, and watching movies.

Kelly Beier is a financial advisor at Raymond James & Associates with three years of industry experience. Prior to joining Raymond James, Beier worked for ten years at Ardagh Group. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Leah Hall is a financial advisor at Vanguard Advisers with six years of industry experience. She holds the Series 66 designation and has worked at firms including Fisher Investments and Morgan Stanley. Outside of finance, her background includes roles in performing arts and marketing. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs.