Diane Whitt is a financial advisor with LPL Financial in Palm Coast, FL, holding a Series 66 credential and 27 years of industry experience. She has worked at LPL Financial since 2016 and previously spent two years with VOYA Financial Advisors. Additionally, she is involved with Alliance Financial Partners, an investment-related business where she also serves as a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools and oversight of substantial discretionary assets.

David Duncan is a CFP®-credentialed financial advisor with 43 years of industry experience. He is currently affiliated with Cambridge Investment Research Advisors, where he has worked for 15 years. His background includes extensive experience in insurance and wealth preservation, with leadership roles such as CEO of Duncan Financial Group LLC and board memberships at Point Park University, LifeMark Reinsurance Co, and Integrated Health 21. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent financial professionals, employing a range of portfolio management approaches and proprietary as well as third-party strategies.

David Nash is a financial advisor with LPL Financial in Flagler Beach, FL, holding a Series 66 designation and 13 years of industry experience. He previously worked at Edward Jones from 2013 to 2016 before joining LPL Financial in 2016. Outside of his advisory role, Nash is also an author and photographer, having written "The Sheriff, A Pete And Charley Adventure." LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.

Samuel Van Allen is a financial advisor at Cambridge Investment Research Advisors with 24 years of industry experience. He holds a Series 66 designation and has worked previously at Westport Resources Investment Services and Wachovia Securities, LLC. Outside of advising, he has served as a teacher for Fairfield Public Schools and held a leadership role as branch president of the Holland Society of New York. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services delivered through a network of independent financial professionals, utilizing a range of portfolio management strategies and platform arrangements.

Edward Herrera is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 10 years of industry experience. He has worked at LPL Financial since 2016 and previously was with Voya Financial Advisors, Inc. Herrera is also involved in real estate through his ownership of Exclusive Properties of Flagler County, Inc., and serves as a substitute drummer at Parkview Church. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of investment solutions, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by various advisor tools and extensive operational resources.

William Berezansky is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and bringing two years of industry experience. He previously worked at KPMG for nine years. Berezansky serves as a board member of the Rotary Club of Flagler Beach and volunteers as a mentor for SCORE, assisting small business owners and entrepreneurs. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning without discretionary trading authority and supports combining planning with managed-account programs under a consolidated billing option.

Andrew Guzak is a financial advisor with Edward Jones in Palm Coast, Florida, holding Series 63 and Series 66 designations and over 20 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and maintains a large nationwide network of financial advisors and branch offices.

Delroy Pearson is a Series 66 registered advisor with Merrill in Palm Coast, FL, where he has worked since 2016. He has 10 years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Morelli is a financial advisor with Equitable Advisors, holding a Series 66 designation and four years of industry experience. He previously worked at The Prudential Insurance Company of America, Pruco Securities LLC, Spectrum, and Prime Communications. In addition to his advisory role, he is active as a health insurance agent, enrolling clients in Medicare and ACA contracts. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party program sponsors.

Jason Morgan is a CFP® professional with 11 years of industry experience, currently serving as an advisor at Edward Jones in Ormond Beach, FL. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory services through a large network of financial advisors and branch offices nationwide.

Timothy Cawley is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He previously worked at Lincoln Financial Advisors from 2008 to 2025. Outside of advisory services, he offers fixed and indexed annuities and traditional life insurance products. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to various managed account solutions. The firm employs asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Matthew Morell is a CFP® and ChFC® with 12 years of experience in financial advisory roles. He has worked at Ameriprise since 2022 and previously held positions at SIMON Markets LLC, Accelerated Wealth Advisors LLC, and Northwestern Mutual, among others. His experience spans a range of wealth management and investment advisory firms. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through a detailed Recommendation Report and ongoing advice, using a combination of investment research, third-party data, and algorithmic tools.

Jonathan Baety is a financial advisor with Ameriprise in Palm Coast, FL, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 30 years of industry experience, including over a decade at Ameriprise and its affiliated entities. Outside of his advisory role, Baety serves on the boards of All Saints Episcopal Church Vestry and the Financial Planning Association of Central Florida, and coaches middle school boys basketball at St. Charles Borromeo Catholic School. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement with substantial investable assets, delivering tailored recommendation reports that incorporate tax-efficient withdrawal strategies and Social Security options. The firm combines algorithm-driven analysis with advisor collaboration and offers a broad range of advisory, brokerage, and insurance solutions.

Kami Zonin is a CFP®-credentialed financial advisor with 25 years of industry experience, currently affiliated with Cetera. Prior to joining Cetera in 2025, she spent over two decades at Avantax in various advisory and insurance roles. She also operates a financial planning practice specializing in assisting clients and attorneys with divorce-related asset division and facilitates a program aimed at financial education for women. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services across multiple program structures and custodians, leveraging affiliated and third-party investment managers.

Gregory Duncan Peters is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. Prior to joining Raymond James in 2024, he worked at Wells Fargo Clearing and Wells Fargo Advisors from 2015 to 2024. Outside of his advisory role, he is co-owner of Minotaur, LLC, a business he operates with his spouse, and serves as acting trustee of a family irrevocable trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and consulting services, supported by a broad range of portfolio management options and affiliated research.

Robert Mastrosimone is a CFP® and ChFC® with 44 years of experience in the financial services industry. He is currently affiliated with Osaic Wealth, Inc. and has previously worked at Securities America Advisors, Inc. and operated Mastro Financial Services. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset allocation tools and supports multiple advisory platforms, including third-party managed account solutions.

Kay Smith is a financial advisor at LPL Financial with 16 years of industry experience. She holds the Series 66 designation and has worked at firms including Merrill, Citigroup Global Markets, Raymond James & Associates, and American Portfolios Advisors. Outside of her advisory role, she is involved in a direct sales business unrelated to investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions, offering a range of advisory and brokerage services supported by a large network of investment adviser representatives.

Archie Sullivan is a financial advisor at Raymond James Financial Services Advisors, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James in various capacities since 1999. Prior to and during his tenure at Raymond James, he was also affiliated with Alpha Investors LLC for 17 years. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting utilizing risk profiling and analytical tools, and maintains unique affiliations supporting municipal and public finance work.

Paul Santos is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and over 20 years of industry experience. He has held roles at several firms, including State Farm and Joseph Stone Capital, and currently serves as president of Santos Wealth Management LLC and Santos Group FL LLC. Outside of advisory work, Santos is involved in managing several insurance agencies and holds part-ownership in multiple real estate businesses. Cetera Investment Advisers LLC is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a broad range of investment management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Ken Mazzie is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 38 years of industry experience. He has been with Cetera and its affiliated entities since 2025 and previously worked with Avantax Advisory Services and Avantax Insurance Agency for over 20 years. In addition to his advisory role, Mazzie is involved in tax preparation and accounting through his ownership of Mazzie & Co LLC and serves as a trustee for family trusts. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management strategies and program structures, managing over $256 billion in assets across more than 10,000 advisors.