Cody Clayson is a financial advisor with Valic Financial Advisors in Gainesville, FL, holding a Series 66 designation and seven years of industry experience. He has worked at Valic Financial Advisors since 2018 and is also associated with Agia, where he serves as an agent offering non-securities insurance products. Outside of financial advising, he is a member and capital provider of A&C Business Ventures, LLC, an event equipment rental business. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Geoffrey Southwell is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 credentials and 27 years of industry experience. His career includes prior roles at LPL Financial and Fross and Fross Wealth Management. TIAA-CREF’s Advice & Planning Services division provides financial planning, discretionary managed account programs, and separate broker-dealer services primarily to individuals linked to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers both point-in-time planning and ongoing discretionary management through model portfolios and customized portfolios managed under client-approved investment policies.

Ralph Robbins III is a financial advisor with Valic Financial Advisors in Gainesville, FL, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Valic Financial Advisors since 1999 and also serves as an agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Brittney Franklin is a financial advisor with Sequoia Financial Group, L.L.C., holding a Series 66 credential and six years of industry experience. Her prior experience includes roles at ValMark Securities Inc., Koss Olinger & Company, Koss Olinger Consulting, LLC, BNP Paribas, and the University of Oxford. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base, including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm employs a combination of model and custom portfolio management strategies, utilizing a range of investment vehicles and drawing on fundamental, technical, and cyclical analysis supplemented by third-party research.

Liam Buchanan is a financial advisor with LPL Financial in Gainesville, FL. He holds a Series 66 designation and has begun his advisory career in 2026, previously working at Gateway Financial Partners and VyStar Credit Union. His background also includes experience outside finance, such as roles at Salumeria 104 and educational institutions including the University of North Florida and Buchholz High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools for operational and research purposes.

Shaun Files is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Prior to joining Merrill and Bank of America in 2019, he worked at Verizon Wireless for five years. Outside of his advisory role, he sells secondhand items on eBay. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Roney Dos Santos Ramos is a Series 66-licensed financial advisor at Thrivent Investment Management with five years of industry experience. He has worked at Thrivent and its affiliates since 2020 and previously held positions at ABS Global Inc and Ourofino Saude Animal. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing written recommendations on a broad range of financial planning topics without discretionary trading authority. The firm’s approach integrates holistic, goal-based analyses and allows clients to combine planning with managed accounts under a consolidated billing option called WealthPlan.

Michele Dubois is a Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management, serving clients in Gainesville, Florida. She has been providing wealth management guidance and services since 1994. Michele holds a Bachelor of Science degree in Finance from the University of Florida and professional designations including Chartered Retirement Planning Counselor (CRPC), Accredited Estate Planner (AEP), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). Michele specializes in family wealth management strategies, legacy planning, LGBT wealth planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, women and wealth, and tax minimization. She utilizes multiple disciplined financial strategies tailored to meet the unique goals of her clients. She is qualified as a Senior Portfolio Advisor and manages custom investment strategies on a discretionary basis, selecting from a wide range of Merrill model portfolios and third-party investment strategies. In addition to her professional work, Michele is involved with civic and charitable organizations including the Alachua Conservation Trust and Girls Place, Inc. She balances her professional commitments with personal interests such as boating, cooking, football, gardening, hiking, interior decorating, music, spending time with family, traveling, and yoga.

Jonathan Graber is a financial advisor at Edward Jones in Gainesville, FL, holding a Series 66 designation with five years at the firm and a prior nine-year tenure at the Texas A&M Transportation Institute. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by approximately $1.01 trillion in assets under management and a large nationwide network of advisors and branch offices.

Jeffrey Hogue is a CFP® professional with 27 years of industry experience, currently advising clients at UBS Financial Services since 2015. He is based in Gainesville, FL, and holds Series 63 and Series 65 licenses. Outside of his advisory role, Mr. Hogue serves on advisory committees for the Community Foundation of North Central Florida and Anthem Community Church, providing guidance on budgeting and community outreach. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management, offering a broad range of products and services including discretionary portfolio management and alternative investments.

Michael Relyea is a Wealth Management Advisor with Merrill Lynch Wealth Management and a member of Relyea, Barcelona, Sperrazza & Associates. He has worked in the financial services industry since 1997, gaining experience in various positions across three different firms. This diverse background contributes to his approach to providing financial advice. Michael is part of a team that includes partners Mylene Barcelona and Charles Sperrazza, along with assistants Chelsea Pagoaga and Teresa Proulx. The team combines different skill sets to deliver comprehensive resources and perspectives to clients, enhancing the likelihood of achieving their financial goals. He holds the professional designations Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Personal Investment Advisor (PIA). Michael earned a Bachelor's Degree from the University of Richmond and completed an Accredited Certificate Program at the American College.

Neil Palka is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on providing personalized financial strategies tailored to his clients' unique goals and changing market conditions. Neil collaborates closely with clients throughout different life stages to create, track, and adjust wealth management plans. His expertise includes divorce transition planning, employee benefits planning, executive compensation, services for endowments, foundations, non-profits, defined benefit plans, employee financial health, personal retirement planning, portfolio management, small business strategies, and retirement income. He holds multiple professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Neil earned a Bachelor's Degree from the University of Florida and a High School Diploma from Cocoa Beach High School. He is a member of the Gator Family Giving Council and is involved in his community as a mentor for first-generation college students and by providing financial literacy training for University of Florida student athletes. Outside of work, Neil enjoys boating, fishing, running, swimming, volleyball, traveling, and spending time with his family.

Richard Fabiani is a financial advisor with LPL Financial in Gainesville, FL, holding a Series 63 designation and bringing 34 years of industry experience. He worked at Lincoln Financial Advisors Corporation for 32 years before joining LPL Financial in 2022. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Matthew Gold is a financial advisor with Cetera in Gainesville, FL, holding a Series 66 designation and 13 years of industry experience. He has worked at several firms, including multiple roles within Cetera and Summit Financial Group. Outside of his advisory duties, he serves as treasurer for a Florida political committee and participates in arts and home improvement ventures, including managing social media for a home improvement business and supporting a crafts business. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, and institutional accounts, offering a multi-manager platform with a variety of portfolio management and consulting services.

Steven Summers is a financial advisor with Stifel in Gainesville, FL, holding a Series 66 designation and 23 years of industry experience. He has been with Stifel since 2009. Summers is also a commissioned notary public. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies.

Jacob Kozmic is a financial advisor with Cambridge Investment Research Advisors in Gainesville, FL, holding a Series 63 designation and 28 years of industry experience. He previously worked at Merrill for seven years and UBS Financial Services for nine years. He is the founder and CEO of Kozmic1 Global Wealth Management LLC. Cambridge Investment Research Advisors serves a diverse client base, including individual, pension, and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management through multiple platforms and provides access to third-party advisers and proprietary model strategies.

Douglas Bulger is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with Raymond James & Associates since 2010 and concurrently serves with affiliated Raymond James entities since 2018. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base including individuals, institutions, pension plans, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, utilizing various portfolio management styles and affiliated research resources.

Lane Abraben is a financial advisor with Charles Schwab in Gainesville, FL, holding a Series 66 designation and eight years of industry experience. His prior work includes two separate periods at First Magnitude Brewing Co. from 2015 to 2019. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by multi-asset model portfolios and a centralized operational structure.

Toika Lankenau is a financial advisor at Merrill with 29 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Parag Adhyaru is a financial advisor at Merrill with 23 years of industry experience. He holds Series 66 and Series 63 designations. His career includes prior roles at Bank of America, N.A., Merrill, Adhyaru Asset Management, LLC, and Alliance Global Partners. Outside of his advisory work, he and his wife operate a sole proprietorship that rents their primary residence as a temporary filming location. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.