James Link is a financial advisor with Stifel, holding Series 63 and Series 66 credentials and 32 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Outside of his advisory role, he is involved in managing real estate and vacation rental activities through Sunset View 503 LLC. Stifel serves a broad range of clients, including individuals, institutional entities, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Osama Albibi is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Bank of America and Merrill. Outside of his advisory work, he is a trustee for family trusts based in Lexington, MA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tammra Crossett is a financial advisor at Primerica Advisors with three years of industry experience. She holds Series 63 and Series 65 licenses and previously served 20 years in the U.S. Air Force. Crossett has worked at PFS Investments Inc. and Primerica Financial Services. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, as well as corporate and charitable clients. The firm manages approximately $15.5 billion in assets through a large network of advisors and employs model-driven investment strategies supported by third-party asset managers.

Khiem Truong Von Garvisch is a financial advisor at LPL Enterprise with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Bank of America, Merrill, Cetera, and Fidelity Brokerage Services. Outside of his advisory role, he is a business owner of KTV Builders in Panama City Beach, FL. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a variety of brokerage and insurance products through an integrated platform.

Philip Cunningham III is a financial advisor with OSAIC who holds a Series 66 credential and has 10 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent two years at SII. Cunningham is also involved with Aspire Financial Partners Inc., where he engages in the sales and marketing of fixed insurance products, securities, and investment advisory services. OSAIC serves a diverse client base including retail and institutional investors by providing brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs various asset-allocation tools and offers portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments, managed on discretionary or non-discretionary bases.

Gregory Seiders is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds a Series 66 designation and previously worked for Claflin Company for 14 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options.

Adrienne Davis is a financial advisor with Ameriprise in Panama City Beach, FL, holding Series 63 and Series 65 licenses and 14 years of industry experience. She previously worked at Raymond James & Associates from 2013 to 2020 and has been affiliated with Florida State University since 2016. Outside of advising, she co-owns Dune Land Development, Inc. and Laguna Beach Property Management, both real estate businesses. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Nicholas Alexander is a financial advisor at Raymond James & Associates with three years of industry experience. He holds a Series 66 designation and has previously worked at ThreePartFilms LLC and the Naval Surface Warfare Center Panama City Division. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and government entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

John Mccallion is a financial advisor with Ameriprise in Panama City Beach, FL, holding Series 63 and Series 65 licenses and over 40 years of industry experience. He has been with Ameriprise since 2015, including its predecessor Ameriprise Financial Services, Inc. Outside of his advisory role, he owns and manages several LLCs related to vacation rental properties. Ameriprise provides a retirement-income planning service aimed at clients approaching or in retirement who meet specific asset thresholds, delivering written, non-discretionary Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Nicholas Boehle is a financial advisor at Edward Jones with nine years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Harry Henning III is a Series 66-licensed financial advisor with Edward Jones, based in Panama City, FL. He has 15 years of industry experience and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices across the United States.

Richard Mcdowell is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Raymond James & Associates since 2006. Raymond James & Associates is a large firm serving individuals, institutional clients, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions. The firm features a broad range of portfolio management styles and notable municipal advisory services.

William Stevenson is a financial advisor at Raymond James & Associates with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2008. Outside of his advisory role, he is also involved in rental real estate ownership. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and charitable organizations. The firm offers a range of financial planning and consulting services with various portfolio management styles supported by in-house research and affiliated sub-advisers.

Edward Moore is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Cynthia Thibodaux is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for 14 years before joining Wells Fargo in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Frank Clark Jr. is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 66 credentials and has 32 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2006. Outside of his advisory role, he also works as an independent insurance agent for various insurance companies. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm delivers these services through a large network of independent professionals, using multiple custody platforms and both proprietary and third-party investment strategies tailored to client objectives.

Matthew Wegner is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has 25 years of industry experience. Prior to joining Raymond James in 2022, he spent 15 years at Edward Jones. Outside of his advisory work, he is a partner in a local real estate business, Sweet Home Bay County. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and leverages risk profiling and modeling tools to support client goals.

Steven Moss is a financial advisor at Cetera with 20 years of industry experience. He holds a Series 66 designation and has worked previously at LPL Financial and operates Moss Wealth Management. Moss serves as a member of the Bay County School Board. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform with a variety of program options and affiliations.

Ethan Brown is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. Prior to joining Edward Jones, he held various roles in diverse sectors including retail, construction, and hospitality. He is also a stock owner of Hypersciences Inc, a company involved in drilling, tunneling, and energy. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Jeffrey Muchard is a financial advisor with LPL Financial, holding Series 65 and Series 66 designations and bringing 28 years of industry experience. He has worked at firms including Securities America, Inc., INVEST Financial Corp, and operates Muchard Financial, a tax preparation and accounting business. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting with access to model portfolios and research from multiple sources.