Jaye Chapman is a financial advisor at Raymond James Financial with eight years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones before joining Raymond James in 2022. Chapman also owns Chapman Wealth Management LLC, where he assists clients with investment decisions as an independent contractor. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting to client goals.

David White is a financial advisor with Edward Jones in Panama City, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers various advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Conor D'ambrosio is a financial advisor with Cetera in Panama City, FL, holding a Series 66 designation and beginning his career in 2026. His prior work experience includes positions at Regions Bank, Spark/Instacart, Mariner Finance, and Osceola Bistro. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and multiple program platforms.

Kelli Thomas is a financial advisor with Wells Fargo Clearing in Panama City, FL, holding a Series 66 designation and 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of her advisory role, she serves as the executor for her father's estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

John Farrell is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 13 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Hancock Whitney Bank. Outside of his advisory role, he serves as a board member for Anchorage Children's Home. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser offering portfolio management, financial planning, and retirement services to individuals, employers, corporations, charities, and institutional clients. The firm provides access to multiple investment strategies and third-party managers within a large multi-manager platform.

Jason Davis is a financial advisor with Wells Fargo Clearing, holding CFP® and Series 66 designations and bringing 16 years of industry experience. His prior experience includes roles at Truist Advisory Services, Morgan Stanley Private Bank, and Morgan Stanley. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services based on an IPS-driven process grounded in modern portfolio theory. The firm’s offerings include a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Charles Steward is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and three years of industry experience. His career includes roles at PFS Investments Inc. and Waylon Grey Enterprises, as well as work with Electrical & Computer Resources and Calhoun Liberty Hospital. He has also been affiliated with Primerica Financial Services since 2008. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, utilizing model-delivery strategies managed by unaffiliated asset managers and providing a range of investment approaches including strategic and tax-managed models.

Carlton Stabler is a financial advisor with Edward Jones in Panama City, FL, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management and a broad national network of advisors and branches. The firm offers a range of advisory programs and investment solutions operating under a fiduciary standard.

Jason Keith is a financial advisor with Cetera in Panama City, FL, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His career includes roles at Regions Bank, LPL Financial, and Trustmark Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services delivered through a nationwide network of over 10,000 advisors.

Kristina Ravenhill is a financial advisor with Edward Jones in Inlet Beach, FL, holding a Series 66 designation and one year of industry experience. Her prior roles include self-employment and positions in network marketing with Young Living Essential Oils, which she is currently transitioning to her daughter-in-law. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of advisory programs, discretionary and non-discretionary investment strategies, and affiliated financial services.

Cindy Clark is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management. She has over 38 years of experience in financial services, including 28 years with Merrill Lynch, where she has been recognized as a member of the firm’s Quarter Century Club. Cindy specializes in personal retirement planning, women and wealth, and retirement income. Cindy holds a Bachelor's degree in Business Administration with a major in Finance from Auburn University. She also holds the designation of Personal Investment Advisor (PIA). Beyond her professional career, Cindy has been actively involved in community organizations, including serving as a board member of the Family Guidance Center for 15 years and volunteering with the Montgomery Area Council on Aging’s Meals on Wheels program. She has also contributed to Auburn University’s Women’s Philanthropy Board and is a Sustainer of Montgomery Junior League. Additionally, she serves as a Centerpoint Connect Group Leader. Cindy and her husband Bryan reside in Millbrook, where they live with their two children and are anticipating the arrival of a third grandchild. Her personal interests include music, traveling, yoga, and spending time with her family.

Kristina Elgee is a financial advisor at Cetera with 19 years of industry experience. She holds the Series 66 designation and previously worked at MassMutual Investors Services and Massachusetts Mutual Life Insurance Company. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with a range of program options, oversight structures, and affiliations supporting more than 10,000 advisors and over $256 billion in assets under management.

John Morrow is a CFP®-designated financial advisor with LPL Financial, located in Panama City, FL. He has 38 years of industry experience, including over 34 years with LPL Financial and a longstanding role at Channel Resources. Morrow serves as a board member of the Gulf Yachting Association, a community and charitable organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, employing various investment strategies supported by advanced operational and research tools.

Jesse Belville is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been part of the financial services industry since 2007 and joined Merrill Lynch in 2010. In his current role, Jesse leads the team's investment risk-management approach through Merrill's Wealth Outlook tool, which provides risk analytics, predictive stress testing, wealth forecasting, goals-based analyses, and asset allocation. He also oversees the team's alternative investment research and allocation policy, focusing on hedge funds, private equity, managed futures, and non-traditional funds. Jesse holds a Bachelor of Arts degree in political science from Cameron University and a Master of Business Administration from the Michael F. Price College of Business at the University of Oklahoma. He holds the Personal Investment Advisor (PIA) designation and is fluent in English and German. Jesse emphasizes developing personalized financial strategies that align with clients’ long-term goals and is involved in community volunteer activities following Merrill's tradition of community participation.

Christopher Gross is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. His prior work includes roles at Bank of America and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers advisory and brokerage services through a large network of investment adviser representatives, providing financial planning, model portfolios, third-party asset management, and institutional platforms.

Thomas Fautrel is a financial advisor at Wells Fargo Advisors with 22 years of industry experience. He holds a Series 66 credential and has worked at Wells Fargo Advisors since 2016, following prior roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Fautrel is also involved in several private investment-related ventures, including significant ownership in multiple wealth management and holding companies. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory offerings with banking, lending, trustee services, and affiliated fund strategies.

Matthew Wyatt is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and previously worked at Dynamic Pain & Wellness PLLC and Head and Neck Associates. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including wrap fee strategies, separately managed accounts, and tax-efficient investment solutions.

Michael Sears Jr. is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1996 and Bank of America, N.A. since 2009. Outside of his advisory role, he is involved in managing several residential rental properties jointly owned with his spouse. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes integrated investment management strategies and leverages its affiliation with Bank of America to support comprehensive trading, lending, and capital markets activities.

Judith Gilbert is a financial advisor with OSAIC, holding a Series 66 designation and four years of industry experience. She has worked at OSAIC since 2021 and at John Douglas Financial Group since 2019, where she also serves as operations manager and is a licensed life and health insurance agent. Gilbert is a board member of Majestic Grace Ministries, Inc. OSAIC serves a diverse client base including individual and institutional investors, providing integrated brokerage and advisory services with a range of portfolio management tools and access to third-party money managers.

Grace Hardee is a financial advisor with Ameriprise in Panama City, FL, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She previously worked at Raymond James & Associates before joining Ameriprise in 2020. Outside of her advisory role, Hardee serves as president of a local commercial center's board of directors and coaches soccer for Bay United Soccer Club. Ameriprise Financial Services is a diversified advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.