Robert Beargie is a financial advisor with AlphaStar Capital Management in Pensacola, FL, holding a Series 66 credential and 13 years of industry experience. His prior roles include positions at Raymond James Financial Services and Mainstay Financial Group. Outside of advisory work, he is involved in managing rental real estate properties. AlphaStar Capital Management manages approximately $1.84 billion for a diverse client base including individuals, trusts, small businesses, and pension plans. The firm employs both model and custom portfolio strategies that combine strategic asset allocation with quantitative and tactical analysis, and it provides a range of services including portfolio management, financial planning, and retirement plan consulting.

Brandon Borganelli is a financial advisor at Sequent Planning, LLC with four years of industry experience. He holds a Series 65 designation and previously worked at Gradient Advisors LLC and several healthcare organizations. Outside of advising, he has experience in the hospitality industry, including roles at The Bridge Bar and Sunset Lounge and Casino Beach Bar and Grill/Taco Agave. Sequent Planning, LLC serves individuals, retirement plan sponsors, businesses, endowments, and nonprofit organizations with services including asset management, financial planning, and retirement-plan fiduciary consulting. The firm employs a structured risk framework and offers access to in-house and third-party investment models, delivering services through a network of independent adviser representatives.

William Bowman Jr. is a financial advisor with Navy Federal Investment Services, LLC, holding the ChFC® designation and Series 66 license. He has 21 years of industry experience, including five years at Ameriprise and over 16 years at Navy Federal Financial Group and its affiliated entities. Outside of advising, he owns and manages a property management company that oversees lease contracts and maintenance. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients by providing portfolio management, financial planning, and retirement-plan fiduciary services. The firm primarily uses managed advisory programs with third-party portfolio managers and offers layered investment solutions that include unified managed accounts and automated ETF portfolios.

Alan Sanders is a financial advisor with Mutual of Omaha Investor Services, Inc., holding a Series 66 license and bringing 16 years of industry experience. His prior roles include positions at Mutual of Omaha Insurance Company, Farmers Financial Solutions, MassMutual, and MetLife Securities. He serves as a board member of the Gulf Breeze Chamber of Commerce, participating in decisions regarding membership, policies, and publicity. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm primarily delivers managed solutions through a platform relationship with Envestnet and supports advisors in recommending and monitoring MOIS-approved model portfolios.

Andrea Mack is a financial advisor with Navy Federal Investment Services, LLC, holding a ChFC® designation and Series 63 license. She has 28 years of industry experience, including roles at Securian Financial Services, Minnesota Life Insurance Company, Riversource Distributors, Inc., and Highland Capital/OWI. She is based in Pensacola, FL. Navy Federal Investment Services serves members of Navy Federal Credit Union and other individual, trust, and institutional clients, providing portfolio management, financial planning, and retirement-plan fiduciary services. The firm utilizes managed advisory programs with third-party portfolio managers and offers both personalized and automated investment solutions.

Adam Cartwright is a ChFC® credentialed financial advisor with six years of industry experience. He is currently affiliated with Navy Federal Investment Services, LLC and Navy Federal Financial Group, where he has worked since 2019. Prior to this, he held positions at Regions Bank and WalMart. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm primarily delivers advice through managed advisory programs that utilize third-party portfolio managers and supports a range of layered investment solutions, including automated ETF portfolios.

Jennifer Groulx is a financial advisor at Waverly Advisors, LLC with 26 years of industry experience. She holds Series 63 and Series 66 credentials. Her prior experience includes a decade at Warren Averett Asset Management, LLC. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individual clients, retirement plans, and pooled investment vehicles. The firm combines traditional equity and fixed-income strategies with alternative and private-market allocations, offering both discretionary and non-discretionary portfolio management.

Nicholas Wilson is a CFP® with three years of industry experience, currently serving as a financial advisor at Navy Federal Investment Services, LLC. His work history includes various roles within the Navy Federal organization as well as positions outside the financial sector. Outside of his advisory role, he works as an audio engineer for a local church. Navy Federal Investment Services serves members of Navy Federal Credit Union and other clients by offering portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options, primarily through managed advisory programs utilizing third-party portfolio managers.

Julia Whitley is a financial advisor at United Capital Financial Advisors with 28 years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at Calton & Associates, Inc. and Dick Rivera & Associates, LLC. Outside of advising, she is involved in therapeutic laser sales through Cell Gen Therapeutics, LLC. United Capital provides national financial planning and discretionary investment management services to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm supports customized portfolio options and operates a platform that assists independent advisors with technology and practice management.

Ernest Commins is a CFP® professional with 43 years of industry experience. He is currently with IHT Wealth Management LLC and has been associated with LPL Financial, LLC since 2005. His background includes roles involving investment advisory and non-variable insurance products. IHT Wealth Management serves individuals, pension and profit-sharing plans, charitable organizations, trusts, and corporate clients. The firm employs a blend of fundamental stock selection and quantitative tools in diversified model portfolios, offering discretionary asset management, financial planning, and ERISA fiduciary services through a network of approximately 153 advisors.

Samantha Wells is a financial advisor with Capital Analysts in Pensacola, FL, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. She has worked at Lincoln Investment LLC since 2016 and is involved with The Gabor Agency, Inc., where she provides insurance services to employees of Florida state colleges and universities. Outside of finance, she is president and majority owner of W3 Engineering, Inc., an engineering consulting firm. Capital Analysts serves a range of clients including individuals, high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management and retirement-plan advice through both discretionary in-house management and non-discretionary advisor and third-party manager solutions.

Olivia Di Filippo is a financial advisor at Gradient Advisors, LLC with one year of industry experience. She holds a Series 65 credential and previously worked at Swan Capital, LLC for three years. Outside of finance, she has a background that includes roles at Haven Salon & Spa and involvement with multiple United Methodist Churches. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model that incorporates fundamental, technical, and cyclical analysis in portfolio management.

Kari Foust is a CFP® professional with 18 years of experience in the financial services industry. She has been with Navy Federal Investment Services, LLC since 2012 and currently works in Pensacola, FL. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm utilizes managed advisory programs with third-party portfolio managers and provides layered investment solutions alongside a digital automated ETF portfolio product.

Ashley Tucker is a CFP® professional with five years of industry experience, currently advising at Waverly Advisors, LLC since 2022. Prior to Waverly Advisors, Ashley worked at Warren Averett Asset Management, LLC for six years. Ashley serves as a board member for the Community Foundation of Northwest Florida and is an instructor for the Estate Planning Online Course in Florida State University's Certified Financial Planning Program. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm combines traditional equity and fixed-income strategies with alternative and private-market allocations and provides financial planning, retirement plan consulting, and multi-family office services.

Erin Wilmer is a financial advisor with CreativeOne Wealth, LLC, holding a Series 66 designation and 13 years of industry experience. Prior to joining CreativeOne Wealth and affiliated firms in 2022, she worked at Edward Jones for ten years. Outside of her advisory role, Wilmer is involved in several community and nonprofit organizations, including serving as a minister, a member of philanthropic review groups, and overseeing financial literacy seminars through her foundation. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting to individuals, corporations, and other advisory firms. The firm manages primarily discretionary accounts using a combination of proprietary models and third-party managers, employing various investment strategies including ETFs, mutual funds, and options.

Tyler Lovett is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and seven years of industry experience. He has been with Navy Federal Financial Group and its affiliated entities since 2017, including a prior role at Tom James Company. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients. The firm offers portfolio management, financial planning, and retirement-plan fiduciary services, utilizing managed advisory programs with third-party portfolio managers and providing both advisory and commission-based options through its affiliation with a banking and credit-union group.

Isaac Holland is a financial advisor at McAdam LLC in Pensacola, FL, holding a Series 65 credential. He joined McAdam LLC in 2021 after working at Clarion University of Pennsylvania and Goodmans. Holland has no prior industry experience before joining McAdam LLC. McAdam LLC is an enterprise-scale registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm uses fundamental analysis to manage portfolios across mutual funds, ETFs, independent managers, and individual securities, offering both traditional and alternative investment strategies tailored to client objectives.

William Copeland is a Series 66-licensed financial advisor with Navy Federal Investment Services, LLC, based in Pensacola, FL. He has 10 years of industry experience and has been with Navy Federal Investment Services and Navy Federal Financial Group since 2015. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, providing portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm primarily uses managed advisory programs with third-party portfolio managers and offers layered investment solutions alongside digital automated portfolios.

Langley Holley is a Series 66 licensed advisor with six years of industry experience. He is currently with Navy Federal Investment Services, LLC and Navy Federal Financial Group, LLC, having joined both in 2025. Prior to this, he worked at Wiregrass Investment Management LLC for seven years and LPL Financial for ten years. Outside of his advisory work, he provides bookkeeping services for a family farm on a contract basis. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, offering portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm primarily uses managed advisory programs with third-party portfolio managers and supports layered portfolio solutions and automated ETF products.

Stephen Speirs is a financial advisor with G. A. Repple & Company, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with G. A. Repple & Company since 2002. Outside of his advisory work, Speirs serves as a pastor and officiates beach weddings. G. A. Repple & Company provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, and corporations. The firm employs various analytical methods to create portfolios aligned with clients’ goals and risk tolerances and offers both wrap and non-wrap programs, including Biblically-Responsible Investing options.