John Suess is a financial advisor at Stifel with 27 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2014 and holds Series 63 and Series 66 designations. Outside of his advisory role, he serves as a board member and secretary for The Bob Emig Foundation, a charitable organization supporting youth sports and education. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is guided by proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Paulo Manisck is a financial advisor with UBS Financial Services in Miramar Beach, FL, holding a Series 63 designation and 35 years of industry experience. He has been with UBS since 1991. Outside of advising, he serves as secretary for a dental corporation in Texas. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm combines wealth management services with institutional trading capabilities and offers a broad range of financial products and services.

Nicole Koehler is a Series 66-licensed financial advisor at Equitable Advisors with two years of industry experience. She has previously worked in public education and fitness management and serves as a Logistics Officer in the U.S. Army. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutional clients, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to match clients with tailored investment solutions.

Kristina Elgee is a financial advisor at Cetera with 19 years of industry experience. She holds the Series 66 designation and previously worked at MassMutual Investors Services and Massachusetts Mutual Life Insurance Company. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with a range of program options, oversight structures, and affiliations supporting more than 10,000 advisors and over $256 billion in assets under management.

Connor Larson is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Charles Schwab & Co., Inc. He previously worked at Vanguard in various roles from 2021 to 2026 and has experience outside finance in hospitality and education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage, custody, and financial planning services.

William Murphy is a CFP® with 20 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he is a co-owner of a beach house rental in Santa Rosa Beach, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Peter Stabell is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 55 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, delivering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, offering a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

John Woodruff is a financial advisor with LPL Financial in Miramar Beach, FL, holding Series 63, 65, and 66 licenses and bringing 34 years of industry experience. He has worked at LPL Financial since 2010, following roles at Wells Fargo Clearing and Ameriprise Advisor Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisory services through a large network of investment adviser representatives.

James Breen is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, Breen serves as president of the Stephen Breen Memorial Foundation, organizing annual events for the nonprofit, and participates on the finance committee of St. Patrick Cathedral Church in Fort Worth, TX. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Will Lukow is Vice President and Executive Planning Consultant at Fidelity Investments, a position he has held since 2018. He has been with Fidelity Investments since 2009, progressing through roles including Regional Planning Consultant and Financial Consultant. Prior to joining Fidelity, Will worked as a Personal Financial Consultant at Allstate Financial Services and as a Financial Advisor at Smith Barney. Will holds insurance licenses in Arkansas and California. His professional approach focuses on understanding his clients' unique stories to provide tailored financial planning. Outside of work, he enjoys board games, concerts, golf, caring for pets, soccer, and traveling.

Whitney Streck is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 17 years of industry experience. Prior to joining Ameriprise, Whitney worked at Amegy Bank and LPL Financial. Outside of advising, Whitney owns Streck Enterprises, managing his Ameriprise business operations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that delivers tailored retirement planning through written recommendations and ongoing advice focused on income stability and tax-aware withdrawals.

Patrick Poate is a financial advisor with Wells Fargo Clearing in Miramar Beach, FL, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, he worked independently and has held instructional roles at Rocky Bayou Country Club. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad range of investment advisory, financial planning, and retirement plan consulting services. The firm uses research and analytics to guide its diversified investment approach and operates one of the largest advisor networks in the industry.

Artiom Calmis is a CFP®-credentialed financial advisor with Edward Jones, based in Santa Rosa Beach, FL, and has six years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Bank, as well as positions in the hospitality sector. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Andrew Bonjean is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 26 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gary Croxall is a CFP® with 49 years of industry experience, currently serving as a financial advisor at LPL Financial since 2017. Prior to joining LPL, he worked at National Planning Corporation for 17 years and operated Croxall Capital Planning for over four decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment management solutions, supported by a broad platform of research, technology, and third-party asset management options.

Crystal Buchholz is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. She has worked with Wells Fargo Clearing and Wells Fargo Advisors since 2015, with a one-year period at Morgan Stanley from 2018 to 2019. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Shelley Albarado is a financial advisor at Edward Jones with 11 years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors and branch offices.

Thomas Hickman is a financial advisor with LPL Financial in Miramar Beach, FL, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has worked at several firms including Raymond James Financial, BancorpSouth Investment Services, Amsouth Investment Management, and UBS Financial Services prior to joining LPL Financial in 2011. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customizable strategies across various asset classes.

Debra Grill is a financial advisor with Robert W. Baird & Co., holding Series 63 and Series 65 designations and bringing 29 years of industry experience. She has worked at Robert W. Baird since 2018 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. She is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group provides customized financial planning and portfolio management services, utilizing a range of traditional and alternative investment strategies tailored to client goals and risk tolerances.

Luke Koehler is a financial advisor with Equitable Advisors, holding a Series 66 designation and three years of industry experience. He has served in the United States Army since 2009 as a Defense Officer. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm delivers its services through a network of Investment Adviser Representatives using a range of proprietary and third-party investment programs.