Jeffrey Vistica is a CFP®, ChFC®, and holds a Series 66 license with 24 years of industry experience. He has been with Vistica Wealth Advisors, LLC since 2008 and previously worked at Cetera for nine years. He is also a licensed insurance agent who assists clients with insurance as part of comprehensive wealth management planning. Vistica Wealth Advisors provides discretionary investment management, financial planning, and retirement-plan advisory services to individuals, trusts, and businesses. The firm manages approximately $290 million in assets, employs a long-term, allocation-driven investment approach focused on passive index funds, and offers specialized options including ESG portfolios and access to third-party sub-advisors.

Thomas Stout is a Certified Financial Planner (CFP®) with 13 years of experience and is the principal of Stout Capital Management LLC, where he has worked since 2013. The firm is a fee-only, state-registered investment adviser serving individuals, trusts, estates, company retirement plans, and charitable organizations. Stout Capital Management constructs customized portfolios using modern portfolio theory, strategic asset allocation, and low-cost mutual funds and ETFs, providing both investment management and financial planning services.

David Wilson is a CFP® professional with 39 years of industry experience, currently serving as president of Vector Financial Solutions, Inc. He previously worked at Sagepoint Financial, Inc. and National Planning Corporation. Outside of his advisory role, he writes educational articles and blog posts on financial planning topics and serves on the Rancho Bernardo Community Planning Board as well as the Palomar Health Foundation Board, where he is Treasurer. Vector Financial Solutions serves individual and high-net-worth clients, corporations, charities, and pension and profit-sharing plans. The firm provides comprehensive financial planning, portfolio management using model portfolios based on Modern Portfolio Theory, and retirement plan consulting, offering both discretionary and non-discretionary management services.

Shelley Murasko is a CFP® and holds a Series 66 license with 12 years of industry experience. She has been with Wealthrise Financial Planning, LLC since 2016. Outside of her advisory work, she has a minor involvement in real estate rental activities. Wealthrise Financial Planning serves individual and high-net-worth investors, with a focus on working with women regarding financial empowerment, longevity, and long-term care planning. The firm employs an evidence-based, tax-aware investment approach that emphasizes low-cost, low-turnover, long-term buy-and-hold portfolios primarily composed of passively managed funds with factor-aware tilts and integrates behavioral considerations alongside statistical financial planning.

Scott Frank is a CFP®, CFA®, and Series 65 credentialed financial advisor with 18 years of industry experience. He has been with Stone Steps Financial, LLC since 2015, a fee-only advisory firm based in Encinitas, CA. Stone Steps Financial provides comprehensive financial planning and investment management primarily to individuals and high-net-worth clients, employing a passive, asset-class-based investment approach using index mutual funds and ETFs. The firm manages over $105 million in discretionary assets and offers additional services including retirement plan consulting and small-business advisory.

Andrew Sontag is a CFP® with 20 years of industry experience, currently serving as an advisor at Carlsbad Wealth Advisory Group, Inc. since 2008. He holds a Series 66 designation and works out of Carlsbad, CA. Carlsbad Wealth Advisory Group offers discretionary portfolio management and comprehensive financial planning to a range of clients including individuals, high-net-worth households, trusts, foundations, and charitable organizations. The firm’s investment approach centers on asset allocation using primarily exchange-traded funds (ETFs), focusing on low expense ratios, internal diversification, and liquidity, while managing all client assets in-house.

Denise Barrett is a financial advisor with Cornerstone Wealth Advisors, Inc. in Carlsbad, CA, holding a Series 65 designation and bringing 12 years of industry experience. She is also the founder and president of Barrett Solutions Inc., a bookkeeping and payroll services business. Additionally, Barrett serves as owner and CEO of Cornerstone Family Office, Inc., a family business management firm. Cornerstone Wealth Advisors, Inc. serves individuals, trusts, estates, charitable organizations, and retirement plans, providing financial planning and discretionary investment management through a proprietary strategic asset-allocation framework. The firm also offers specialized ERISA plan services and employs fundamental and cyclical analysis with routine due diligence on third-party managers.

Chad Wauschek is a CFP® professional with eight years of industry experience, currently serving with Pathway Advisors, LLC. He is a partner at Cwick, APC, a tax and accounting firm, where he dedicates most of his time, and also a partner at Dunlap Wauschek & Elfarra CPAs. His background includes roles at Independent Financial Group and involvement in tax and accounting services alongside his advisory work. Pathway Advisors, LLC is a supported registered investment adviser serving individual and high-net-worth clients, pension and profit-sharing plans, and businesses. The firm manages approximately $58 million in assets, offering portfolio management, financial planning, and pension consulting, with a notable focus on non-discretionary asset management and coordinated tax and accounting services through affiliated firms.

Mark Lamb is a financial advisor at Vector Financial Solutions, Inc. with 32 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various firms including Royal Alliance Associates, INC. and Double Diamond Financial. Outside of his advisory role, he is involved in health insurance sales through Alta Vista Insurance. Vector Financial Solutions serves individuals, including high-net-worth clients, as well as corporations, charities, and pension and profit-sharing plans, offering financial planning, portfolio management, and retirement-plan consulting. The firm uses modern portfolio theory and model portfolios tailored to client objectives, with services extending to ERISA plan support that is less common among similar-sized advisers.

Brady Boyd is a CFP® and holds a Series 66 license with 18 years of industry experience. He has been with Coronado Investment Advisors, LLC since 2016. Outside of his advisory role, he manages a Kidokinetics franchise in San Diego that offers youth sports and recreation programs. Coronado Investment Advisors provides discretionary portfolio management and advisory services to individuals, families, trusts, corporations, endowments, and government entities. The firm uses an adaptive, active investment approach combining fundamental, technical, and statistical methods, implementing portfolios mainly through individual stocks, bonds, and ETFs.

Maxwell Wittenberg is a financial advisor at Independent Wealth Solutions with six years of industry experience. He holds a Series 65 designation and has worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company since 2019. Outside of advisory work, he has prior experience as a property manager for Wittenberg Rentals. Independent Wealth Solutions provides advisory services to individuals, corporations, and tax-qualified 401(k) plans primarily by selecting and referring third-party investment advisers and acting as a solicitor. The firm is affiliated with an insurance entity and offers pension consulting and 401(k) plan services using the Betterment at Work platform.

Allison Wooton is a financial advisor at Salient Wealth Planning with 15 years of industry experience. She holds a Series 66 designation and has worked previously at Ameriprise Financial Services and Purshe Kaplan Sterling Investments. Salient Wealth Planning is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, and businesses. The firm manages portfolios using a long-term, fundamental analysis approach with diversified investments including low-cost mutual funds and ETFs, and also offers comprehensive financial planning.

Tony Hsu is the sole advisor at Alethea Capital Management, LLC, holding Series 63 and Series 65 designations with 24 years of industry experience. He has been with Alethea Capital Management since 2011. Alethea Capital Management provides discretionary investment management, financial planning, and consulting primarily for individual and high-net-worth clients. The firm employs a combination of fundamental, technical, and quantitative analysis across multiple strategies and manages approximately $196 million in discretionary assets.

Aaron Baker is a financial advisor at Wismar Financial with one year of industry experience. He holds the ChFC® designation and has worked with several firms, including World Financial Group and Baker and Baker Financial LLC dba Wismar Financial. Outside of finance, he has been involved with Rubios Restaurants since 2010. Wismar Financial provides ongoing portfolio management and individualized financial planning to individuals, families, trusts, estates, and small businesses. The firm constructs tailored portfolios using both technical and fundamental analysis and offers a range of strategies including long-term investing, short-term trading, and selective cryptocurrency exposure.

Michael Sellman is a CFP® professional with 18 years of experience, currently serving as an advisor at Cornerstone Wealth Advisors, Inc. in Carlsbad, CA. He has worked at Cornerstone Wealth Advisors since 2010 and has also been an independent insurance agent since 2015. Cornerstone Wealth Advisors provides financial planning, discretionary investment management, and ERISA retirement-plan services to a range of clients, including individuals, trusts, estates, charitable organizations, and governmental entities. The firm manages approximately $143 million and offers both proprietary and custom portfolios, emphasizing fundamental investment analysis and client-specific asset allocation.

Heather Sontag is a CFP® professional at Carlsbad Wealth Advisory Group, Inc. with six years of industry experience. She has worked at Carlsbad Wealth Advisory Group since 2019 and concurrently holds a senior staff accountant position at Solar Turbines Incorporated. Carlsbad Wealth Advisory Group provides discretionary portfolio management and comprehensive financial planning to individuals, high-net-worth households, trusts, foundations, pensions, and charitable organizations. The firm emphasizes asset allocation primarily through exchange-traded funds (ETFs) and manages all client assets in-house, focusing on low expense ratios and internal diversification.

Brenton Devore is a financial advisor with DeVore Financial Advisors LLC in Escondido, CA, holding the ChFC® designation and Series 65 and 66 licenses. He has 20 years of industry experience, including prior roles at Index Fund Advisors, Check Capital Management, and Charles Schwab. In addition to his financial advisory work, he has served as a full-time police officer and sergeant with the City of San Diego since 2009. DeVore Financial Advisors LLC serves individuals, high-net-worth clients, trusts, and estates with discretionary investment management and financial planning. The firm employs an evidence-based investment approach grounded in Modern Portfolio Theory and Fama-French research, utilizing Dimensional Fund Advisors’ models combined with proprietary quantitative algorithms for portfolio implementation.

Rachel Ivanovich is a financial advisor at WWM Financial in Carlsbad, CA, with six years of industry experience. She holds Series 65 and Series 66 licenses. In addition to her advisory role, she is the president and owner of Easy Life Management, a tax and accounting firm where she devotes approximately half of her working time. WWM Financial manages approximately $382 million for individuals, trusts, pension plans, and business clients, offering asset management, financial planning, and consulting services. The firm emphasizes individualized portfolio supervision using a variety of analytical methods and often incorporates educational seminars and third-party manager referrals.

Cameron Ziegler is a financial advisor at Cornerstone Wealth Advisors, Inc. in Carlsbad, CA, holding a Series 65 credential with seven years of industry experience. He co-founded Outback Bones, an online pet retailer, and owns CJZ LLC, a supply chain consulting business. Cornerstone Wealth Advisors provides financial planning, discretionary investment management, and ERISA retirement-plan services to individuals, trusts, estates, charitable organizations, and government clients. The firm manages approximately $143 million for about 150 clients, using both proprietary model portfolios and custom investment solutions with a focus on fundamental analysis and client-specific asset allocation.

Laura Devore is a financial advisor at DeVore Financial Advisors LLC with 33 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Apriem Advisors and Fidelity Brokerage Services, LLC. She is also an independent insurance agent for Apriem Insurance Services. DeVore Financial Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm combines discretionary portfolio management and written financial plans with algorithm-driven strategies and an automated platform to deliver personalized investment solutions.