Richard Bigham Jr. is a financial advisor with Primerica Advisors in Lubbock, TX, holding Series 63 and Series 65 licenses and with 22 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2003 and is also involved in managing Cotton Ridge Development, LLC. Outside of his advisory role, he manages business activities unrelated to investments in the Lubbock area. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered percentage-based wrap fee structure for its services.

Billy Weikel is a financial advisor with Primerica Advisors in Lubbock, TX, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. He has been associated with PFS Investments Inc. since 2011 and Primerica Financial Services since 2009. Outside of his advisory role, he is the founder of Joyful Ventures, a non-investment related business based in Lubbock. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

Matthew Stroud is a financial advisor with LPL Financial in Lubbock, TX, holding a Series 66 designation and 17 years of industry experience. His prior work includes roles at Wellington State Bank, Lincoln Heritage Life Insurance, Quest Capital Strategies, and Uvest Financial Services Group. Outside of his advisory work, he is involved with MCS Capital Ventures, a real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Trent Riddle is a financial advisor at Cetera with 20 years of industry experience and holds the Series 66 designation. He previously worked at Avantax Advisory Services and Northwestern Mutual. Outside of financial advising, he serves as Vice President of Reclaimed 43, a nonprofit that mentors children in the foster care system, and owns a business selling grills and smokers. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to multiple program platforms and third-party money managers.

Wilson Pauwels is a financial advisor with Edward Jones in Lubbock, TX, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining Edward Jones in 2019, he worked with several firms including BBVA Securities Inc., Compass Bank, and New York Life Insurance Company. Outside of his advisory role, Pauwels has been involved in sports officiating since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, managing approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors.

Corey Robertson is a financial advisor at Equitable Advisors with 23 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors and its predecessor, Axa Advisors, since 2002. Outside of his advisory role, he is involved with Ashar Group, LLC, which engages in the sales of traditional life settlements. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, employing both in-house and third-party advisory models.

Alicia Woods is a financial advisor at Raymond James Financial with two years of industry experience. She holds a Series 66 designation and has previously worked at Raymond James Financial Services, Inc. and Blake|Cooper Financial Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers tailored non-discretionary planning and consulting, utilizing analytical tools to support client decision-making and sponsors wrap-fee advisory programs across a broad advisor network.

Joyce Stewart is a financial advisor at Charles Schwab with 16 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at TD Ameritrade, Inc. and Scottrade, Inc. Outside of her advisory role, she is involved in retail activities as a team member selling skincare products with Rodan + Fields. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management using multi-asset model portfolios and maintains an integrated structure combining advisory, brokerage, custody, and cash-sweep services.

Eric Pittman is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 2007 and focuses on retirement, insurance, and estate planning strategies for his clients. Eric earned a bachelor's degree from the College of Personal Financial Planning at Texas Tech University, where he emphasized business practices and family investment analysis. He holds several professional designations, including Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Committed to understanding each client's individual needs, Eric aims to provide personalized wealth management strategies that help clients achieve their financial goals. He is involved in the Lubbock community, serving on the Board of Advisors for the University Medical Center Foundation and volunteering with the American Cancer Society and Hope Lodge – Lubbock.

Davis Jones is a financial advisor with Cetera and holds a Series 66 credential. He has 13 years of industry experience and currently owns Unicorn Financial, LLC DBA Johnston Wealth Management. Outside of his financial services work, he serves as president of Seeking Sitters Texas, a childcare business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients nationwide. It offers a multi-manager platform with portfolio management, financial planning, and access to third-party money managers across various program structures.

Carlos Diaz is a CFP® professional with eight years of industry experience. He currently works at Wells Fargo Clearing and previously held roles at Edward Jones and Sanford & Tatum Insurance. Diaz serves on the finance committees of Catholic Charities Diocese of Lubbock and the Kelsey Park Homeowners Association. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research and analytics.

Ryan Shankle is a financial advisor with Morgan Stanley in Lubbock, TX, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, and Wave Wealth Management, LLC. Outside of his advisory role, he is a partner in TJ Four B's Aircraft, LLC, a family investment vehicle for international business. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services directly as well as through corporate financial planning agreements.

William Garrison is a CFP® professional with 13 years of industry experience, currently affiliated with Raymond James Financial in Lubbock, TX. He previously worked at Morgan Stanley Smith Barney LLC for four years and has been serving clients through Amarillo National Bank and its investment services since 2020. Garrison is also associated with Garrison Innovation, LLC, a family business in which he has a non-operational role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools including risk profiling and probability modeling to support client goals.

Vasile Ghilea is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and previously worked at Merrill. Outside of finance, he was involved with Edmond Tennis Services LLC. Edward Jones is a full-service wealth management firm serving a broad range of individual and institutional clients. The firm offers various advisory programs, including discretionary and non-discretionary strategies, and manages over $1 trillion in assets through a nationwide network of advisors and branch offices.

Nathan Davis is a CFP® professional with 12 years of experience in the financial industry. He has been with Edward Jones since 2013, based in Lubbock, TX. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Joseph Warren is a financial advisor at Edward Jones in Lubbock, TX, holding a Series 66 designation with seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at Johnson and Johnson for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of advisory programs under a fiduciary standard.

Eric Sawyer is a CFP® with 23 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2010. He holds Series 63 and Series 65 licenses and has a history of independent business activities including ownership of Peacefield Wealth Solutions, providing online financial software access, and serving as an adjunct professor at Texas Tech University. He is also active in professional organizations, acting as treasurer of the South Plains Trust & Estate Council and delivering CFP Board ethics presentations. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals utilizing various portfolio management and model-based solutions.

Ian Schaefer is a financial advisor at Cambridge Investment Research Advisors with a Series 65 designation and one year of industry experience. Prior to joining Cambridge, he worked at Vista Bank for ten years. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a wide network of independent Financial Professionals, utilizing a range of investment strategies and platform arrangements.

Mark Bass is a CFP® with 53 years of industry experience, currently affiliated with Cetera. He has worked at Cetera Advisors LLC since 2013 and operates Pennington, Bass & Associates, a comprehensive financial planning firm he co-founded in 1977. Bass serves as the Investment Committee Chair for the Community Foundation of West Texas and is a board member of the Lubbock Downtown Development Corporation. Cetera Investment Advisers LLC is an SEC-registered advisor that supports a nationwide network of independent advisors, offering services to individuals, retirement plans, corporate and charitable clients, and institutional accounts through discretionary and non-discretionary portfolio management, financial planning, and access to multiple program platforms and third-party managers.

Trice Newman is a financial advisor at Ameriprise with six years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, Wells Fargo, Mass Mutual, and BBVA Compass. Newman also serves as a wealth advisor for Centennial Bank, providing financial planning services to the bank’s clientele in Lubbock, TX. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset thresholds. The firm delivers comprehensive, research-driven recommendations through a centralized consulting team, combining modeling and tax-efficiency analysis to support clients’ retirement income strategies.