Kenneth Holman is a financial advisor with Overland Advisors in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing seven years of industry experience. He has been involved with the Overland Group, a commercial development and construction company, since 1983 and currently serves as its Chairman of the Board. Holman works about 10-15 hours per week assisting his sons, who are managing the company operations. Overland Advisors is an independent registered investment adviser offering investment management, financial planning, and consultation services to a diverse client base including retirement plans, trusts, charitable organizations, corporations, and individuals. The firm emphasizes customized investment policy statements and ongoing portfolio monitoring, often coordinating with independent investment managers while maintaining oversight.

Dave Hutchison is a CFP® with 45 years of industry experience and is the sole advisor at Hutchison Investment Advisors in Phoenix, AZ. He has worked with multiple firms since 1980, including founding Hutchison Investment Advisors and holding positions at Cetera and Cetera Advisors LLC. Hutchison Investment Advisors serves approximately 40 clients, offering personalized financial planning and non-discretionary investment advice to individuals, profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm emphasizes diversified, buy-and-hold portfolios evaluated using Modern Portfolio Theory and delivers advice on a consultative basis without discretionary management or custody of client assets.

James Barrons Jr. is a financial advisor with First Financial Strategies, Inc. in Phoenix, AZ, holding Series 63 and Series 66 designations and over 22 years of industry experience. He has been with First Financial Strategies, Inc. since 1988. Outside of financial advising, Barrons serves as chairman and CEO of RMG Outdoor, Inc., a company that fabricates outdoor billboards, and holds leadership roles in several other outdoor advertising and landscaping businesses. First Financial Strategies, Inc. provides investment advisory and financial guidance services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm combines fundamental and technical analysis to tailor portfolio allocations based on client-specific factors and operates under a professional alliance with Morgan Stanley, which handles custody and investment discretion while FFSI maintains a consultative role.

James Kragenbring is the sole advisor at Aquifer Capital, LLC, based in Phoenix, AZ, holding the CFA® designation and a Series 65 license with eight years of industry experience. He has served as Senior Vice President for Institutional Administration and Assistant Professor of Business and Christian Studies at Midwestern Baptist Theological Seminary since 2017 and is a trustee on the Board of Bethlehem College and Seminary. Aquifer Capital previously provided discretionary investment management to pooled vehicles and separate accounts, serving funds, endowments, non-profit organizations, trusts, and high-net-worth individuals. The firm’s investment approach focused on absolute-return objectives through quantitative and qualitative analysis, though it is not currently managing client assets.

Cody Zindler is a financial advisor at STUDIOi, LLC in Phoenix, AZ, holding Series 63 and Series 65 licenses with two years of industry experience. He previously worked at Matson Money, Inc. for six years and has been associated with Ledger Foundry, LLC since 2026. STUDIOi serves individuals, pension and profit-sharing plans, small businesses, and charitable organizations with portfolio management, financial planning, and pension consulting. The firm uses modern portfolio theory and quantitative analysis to create diversified, mutual fund–focused allocations, emphasizing documented client objectives and risk tolerance, and operates primarily with non-discretionary asset management.

John Kroeger is a CFP® and ChFC® with 32 years of industry experience, currently serving as the sole advisor at Personal Benefits Planning LLC since 2014. His background includes extensive work in insurance sales dating back to 1982, as well as providing legal document preparation and tax preparation services through separate self-employed ventures. Personal Benefits Planning LLC is a state-registered, single-advisor firm that provides portfolio management, financial planning, and consulting primarily to individual and some high-net-worth clients. The firm integrates tax preparation and insurance services with its investment advisory offerings and emphasizes individualized asset allocation and suitability analysis across a range of investment products.

Daniel Bustamante is the principal advisor at Bustamante & Co in Phoenix, AZ, holding a Series 65 designation with one year of industry experience. He has previously worked at Stockability LLC, Jack Grace Golf USA, and Landshark Capital LLC, and has managed Bustamante Capital LLC, a private family office and consulting firm for private companies, since 2000. Bustamante & Co provides discretionary investment management primarily through separately managed accounts to individuals, high-net-worth clients, trusts, estates, corporations, and other business entities. The firm employs a concentrated portfolio approach driven by fundamental research, utilizing event-driven ideas, macro analysis, derivatives, and sizable cash allocations, and offers both standard asset-management accounts and a separate long/short equity program available to qualified clients on a performance basis.

Joseph Harding is a financial advisor at Arcadia Wealth LLC in Phoenix, Arizona, holding a Series 65 credential with five years of industry experience. His prior work includes roles at Holos Financial, LLC and his own CPA firm, Harding CPA, LLC, which he has operated since 2017. Harding serves as treasurer and assistant treasurer for Phoenix United Reformed Church, where he manages the budget and participates in finance and leadership committees. Arcadia Wealth provides investment management, financial planning, and consulting services to individuals, families, and businesses, employing an academic, asset-allocation-centered approach. The firm coordinates closely with an affiliated accounting practice and offers retirement-plan consulting and discretionary asset management.

Samuel Castaneda Jr. is a CFP® with 20 years of experience in the financial services industry. He is the principal of Castaneda Financial Management, an independent firm he founded in 2024. His prior experience includes roles at ARQ Wealth Advisors, LPL Financial, and Zions Capital Advisors. He is also a licensed insurance agent. Castaneda Financial Management provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients. The firm uses a combination of analytical methods to implement tailored, long-term investment strategies and offers a limited range of investment instruments while maintaining a focused client base.

Robert Pace is the principal and sole advisor at RJ Pace Financial with 22 years of industry experience. He holds a Series 65 credential and has worked at IBM Corporation from 2002 to 2019 before founding his independent firm in 2003. RJ Pace Financial offers discretionary portfolio management and consultation services to individual investors, including retirement and taxable accounts, trusts, and family members. The firm’s investment approach is based on Modern Portfolio Theory, focusing on diversification, low-turnover passive funds, and periodic rebalancing to manage risk and pursue long-term growth and income.

Seth Rosenberg is a financial advisor at Ability First with 11 years of industry experience. He holds a Series 66 designation and has worked previously at Capital Executive Solutions, LifeMark Securities Corp., and Capital Services Inc. In addition to his advisory role, Rosenberg owns and operates a retail industrial boot store and manages some family business interests. Ability First Financial serves high-net-worth individuals, business owners, and institutional clients by providing investment supervisory services, financial planning, and business consulting. The firm combines advisory and insurance services, employs a documented fiduciary process, and offers specialized solutions including pension consulting and plan administration.

Yuanfang Zhu is a CFP® and Series 65-registered advisor with three years of industry experience. Zhu is the principal at Enso Financial PLC, an independent, fee-only firm based in Phoenix, AZ. Prior to founding Enso Financial, Zhu worked at Huub and has experience in tax preparation and small-business CFO services through an affiliated business. Enso Financial serves individual clients, including high-net-worth households, offering financial planning and discretionary portfolio management. The firm employs a long-term, passive investment approach based on asset allocation and Modern Portfolio Theory, using mutual funds, ETFs, stocks, and bonds, and also offers educational workshops and seminars on financial topics.

Brian Greenberg is affiliated with Six Oaks Advisory Partners LLC and holds the Series 63 and Series 65 licenses. He has been involved in the insurance industry since 2005 and has concurrent roles at several business ventures, including BJG Digital LLC and Quoteplicity Inc. His industry experience as a registered advisor is currently at the beginning stage. Six Oaks Advisory Partners LLC offers portfolio management and financial planning services to individuals, trusts, retirement accounts, and small businesses. The firm employs a fiduciary approach focused on diversification, asset allocation, and long-term investing, with portfolios composed of mutual funds, ETFs, equities, and fixed-income securities.

Aleksander Cupi is a financial advisor with Lifetime Investments & Insurance LLC in Peoria, AZ, holding a Series 65 designation and nine years of industry experience. He has worked at Lifetime Investments & Insurance LLC since 2016 and at Lenn Corporation since 2015. Cupi is also a licensed insurance agent with his firm. Lifetime Investments & Insurance LLC is a solo advisory practice that provides portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm uses a long-term investing approach based on fundamental analysis and offers both discretionary and non-discretionary management.

James Willis is a Series 66-licensed financial advisor with 24 years of industry experience. He founded Beacon Bay Asset Management LLC in 2006 and has managed the firm since then, following prior roles at Frontline Advisors and A. G. Edwards & Sons, Inc. He also conducts educational seminars on generating income from portfolios using credit spreads on indexes. Beacon Bay Asset Management serves approximately 40 private clients, primarily individuals nearing retirement, with fully discretionary portfolio management focused on North American equities, options, ETFs, and fixed-income securities. The firm employs a combination of quantitative fundamental analysis and technical charting, emphasizes risk controls, and operates without third-party investment programs or soft-dollar arrangements.

I was born and raised in Phoenix, Arizona. Grew up camping, riding bikes, swimming, making friends and appreciating the beauty of the desert. I graduated from Northern Arizona University with a Bachelors of Science in International Hospitality Management. This curriculum sparked my interest in finance. After graduation, I worked for the Four Seasons Resort in Scottsdale as an Operations Manager and then I progressed to the Accounting Team. Early in my career, I spent a significant amount of time studying investments and markets. I lived through the Global Financial Crisis, which shaped my perspective on risk, uncertainty, and long-term planning. That period motivated a continued focus on learning and professional development. Along the way, I have followed and studied a variety of well-known thinkers, including Jim Rickards, Raoul Pal, Chris Martenson, Jack Bogle, Jim Bianco, Jeff Gundlach, Darius Dale, Ray Dalio, among others. I later joined Vanguard, where I spent nearly nine years working with clients, primarily as a financial advisor within the Personal Advisor Services group. During that time, I worked with clients on planning and investment decisions within Vanguard’s established framework and philosophy. In mid-2022, I resigned from Vanguard on good terms to establish my own firm, CRB Strategic Services LLC. Today, my work is centered on helping clients think about wealth across multiple dimensions, including financial, material, knowledge, and personal well-being. My approach reflects an interest in long-term planning, adaptability, and thoughtful decision-making in an environment that can change over time. CRB Strategic Services is designed to provide personalized financial guidance, with a focus on understanding each client’s unique situation and helping them navigate important financial decisions. I look forward to connecting with you. Please click the contact button to get in touch for a complementary consultation.

Brian Kramer is a Series 66 licensed financial advisor with 15 years of industry experience. He has been the sole advisor and owner of Blk Financial Advisors, LLC since 2010. The firm serves individuals, including some high-net-worth clients, as well as trusts, offering financial planning and discretionary portfolio management. Blk Financial Advisors applies a mix of technical, fundamental, and cyclical analysis to construct conservative, low-turnover portfolios of stocks, bonds, mutual funds, and ETFs. The firm manages approximately $5.4 million in client assets and serves an unusually broad client base for a solo adviser, including institutional and organizational accounts such as charitable organizations, corporate, pension, and governmental clients.

Justin Krznarich is a financial advisor with Thunderbird Wealth Management, Inc. in Peoria, AZ. He holds Series 66 and Series 63 licenses and has 12 years of industry experience. His prior work includes roles at Securities America, Inc., PFG Advisors, and LPL Financial, LLC. Outside of advising, he is involved in sales of personal protection and security services. Thunderbird Wealth Management is a small advisory firm serving individuals, high-net-worth clients, trusts, estates, and select institutions. The firm employs a top-down, tactical asset allocation process that integrates fundamental and technical analysis, favors ETFs with selective equity exposure, and utilizes risk-profiling tools, while also sponsoring its own wrap fee program.

Marcus Hugo is a CFP® and CFA® with 11 years of industry experience. He is currently a principal at Revel Wealth Partners, where he has worked since 2026. Prior to this, he spent two years at Ironwood Wealth Management and ten years at The Vanguard Group. Revel Wealth Partners provides discretionary investment management and financial planning services to individuals, high-net-worth clients, and trusts. The firm uses a policy-driven investment process that combines modern portfolio theory with fundamental and technical analysis across a mix of passive and active investment vehicles.

Maxwell Michalczik is a CFP® certificant with four years of industry experience. He is currently an advisor at The Freyr Group and also serves as a board member with Angels on Patrol. His prior experience includes roles at Equitable Advisors and Chrysalis Wealth Management. The Freyr Group provides discretionary asset management, financial planning, and ERISA 3(21) retirement-plan advisory services to individuals, high-net-worth clients, and plan sponsors. The firm employs a mix of fundamental, technical, cyclical, and Modern Portfolio Theory analysis, offering both retail and institutional services while integrating insurance products through an affiliated business.