Brian Owen is a financial advisor at Team Wealth & Tax Advisors in Temecula, CA, holding a Series 65 designation with five years of industry experience. His background includes roles at Team Financial Group and Client Sense Computing, where he also manages an information technology consulting business. Team Wealth & Tax Advisors provides discretionary asset management and comprehensive financial planning to individuals, high-net-worth clients, trusts, and business entities. The firm integrates investment management with coordinated tax planning and estate-plan coordination, using a “SmartChoice Wealth Strategy” that incorporates tax considerations and AI-enabled tools alongside human review.

Dustin Watts is a CFP® professional with seven years of industry experience. He is currently with Team Wealth & Tax Advisors and previously worked at AE Wealth Management, LLC and TEAM FINANCIAL GROUP, LLC. Dustin is based in Temecula, CA. Team Wealth & Tax Advisors provides discretionary asset management and comprehensive financial planning to individuals, high-net-worth clients, trusts, and business entities. The firm employs a “SmartChoice Wealth Strategy” that integrates tax considerations and uses AI-enabled tools alongside human review to support investment and planning decisions.

Brandon Garva is a financial advisor with JRS Investments and Wealth Preservation, LLC, holding Series 63 and Series 65 credentials and six years of industry experience. He previously worked at Principal Securities Inc, Principal Life Insurance Company, and Mass Mutual. Outside of his advisory role, he is involved in promoting live electronic music events through United By Bass LLC and provides mobile notary services via his ownership of Garva LLC. JRS Investments and Wealth Preservation, LLC provides discretionary portfolio management to individuals, trusts, and small business entities, employing a fundamental investment approach with macro-economic review to build customized portfolios based on client goals and risk tolerance.

Michael Brown is a CFP®-certified financial advisor with over 43 years of industry experience. He is associated with NWF Advisory Services Inc and has held roles at Principal Securities Inc, Principal Life Insurance Company, and operates his own firm, MD Brown Financial. Outside of advisory work, he has coached high school basketball since 2010 and provides tax preparation services. NWF Advisory Services Inc is an SEC-registered investment adviser managing approximately $6.4 billion in client assets through more than 100 advisory representatives. The firm serves primarily individual and high-net-worth clients, offering portfolio management, model portfolios, unified managed accounts, and financial planning via a technology-driven, open-architecture platform.

Ivan Thornberry is a financial advisor with Foundations Investment Advisors LLC, holding Series 63 and Series 65 licenses and with 11 years of industry experience. His prior roles include positions at Armor Financial, Grow With Me, CREATIVE BENEFITS, Inc., American Wealth Associates, Client One Securities, LLC, and he is also engaged as an insurance agent with Hubler Insurance Services. Thornberry provides insurance and annuity solutions and offers non-legal administrative support for estate planning through his ownership role at Armor Financial. Foundations Investment Advisors LLC delivers financial planning and portfolio management services to individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis along with model portfolios and asymmetric rebalancing, and utilizes third-party sub-advisers and custodians to provide tailored investment advice.

Russell Smith is a CFP® and ChFC® with 42 years of industry experience. He is currently with Regal Investment Advisors LLC and has held roles at Regulus Financial Group, Cetera, and Torimax Financial Group, where he serves as President and CEO. Outside of his advisory work, he leads Torimax Financial Group, a company involved in the sale of fixed deferred and immediate annuities. Regal Investment Advisors LLC, doing business as LionShare, provides discretionary investment management services primarily to independent investment adviser representatives and other registered advisers. The firm offers a range of proprietary and third-party model portfolios covering various asset classes, with advisors selecting allocations and granting Regal discretionary authority to implement strategies on client accounts.

Steven Vasquez is a financial advisor with Navy Federal Investment Services, LLC, holding Series 63 and Series 65 licenses and 12 years of industry experience. He previously worked at Wells Fargo in various roles from 2002 to 2024. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, offering portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm emphasizes managed advisory programs utilizing third-party portfolio managers and supports layered solutions including unified managed accounts and digital automated ETF portfolios.

Jason Lund is a financial advisor at CreativeOne Securities, LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has served at CreativeOne Securities and its predecessor since 2015. In addition, he operates Lund Financial Management, a firm involved in the sales and service of fixed and fixed indexed annuities and life insurance products. Lund serves as a board member of Team Koral Reef, an educational nonprofit focused on freshwater swimmers. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and business entities. The firm provides financial planning, portfolio management, retirement-plan fiduciary services, and access to third-party managers through its proprietary advisory platform.

Christopher Quandt is a financial advisor at Savvy with three years of industry experience. He holds Series 65 and Series 63 designations. His prior roles include positions at Raymond James Financial Services Advisors, True Harvest Wealth Management, and Kereti Tuioti. Savvy provides investment and financial planning services to individuals, trusts and estates, businesses, ERISA plan sponsors, and charitable organizations. The firm offers tailored investment plans using a primarily index-based, long-term approach supplemented by active equity portfolios and tax-aware direct indexing, and integrates third-party sub-advisers and fintech tools into its strategies.

Abigail Miller is a financial advisor at Impact Partnership Wealth, LLC with one year of industry experience. She holds a Series 65 designation and has previously worked at Walker Capital Preservation Group. Outside of her advisory work, she owns a car sharing and rental business. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm employs a combination of third-party strategists, adviser-managed models, and direct indexing with tactical asset allocation and overlays, offering discretionary and non-discretionary portfolio solutions.

Catherine Deel is an investment advisor representative at NWF Advisory Services Inc with 13 years of industry experience. She holds Series 63 and Series 65 designations and has worked at firms including Principal Securities Inc and MD Brown Financial. Outside of advising, she owns and competes in equine events for prize money and provides tax preparation services during tax season. NWF Advisory Services is an SEC-registered investment adviser managing approximately $6.4 billion in assets for primarily individual and high-net-worth clients. The firm utilizes an open-architecture, technology-driven platform to offer customizable portfolio management and financial planning through various advisory programs.

Dale Curtis is a financial advisor at HBW Advisory Services LLC in Temecula, CA, holding a Series 65 designation with 14 years of industry experience. He has been with HBW Advisory Services since 2016. Curtis is also involved with WealthFort, INC., a financial planning and wealth management business. HBW Advisory Services manages approximately $1.75 billion in assets and serves a diverse client base including individuals, families, charitable organizations, and businesses. The firm employs a blended investment approach that incorporates tactical asset allocation and multi-manager diversification, and it offers a range of services including sub-advisory arrangements and retirement-plan subscription services.

Aaron Donaldson is a financial advisor with Navy Federal Investment Services, LLC, holding the Series 66 and Series 63 licenses and having six years of industry experience. His career has included various roles within the Navy Federal family of companies since 2013. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients by providing portfolio management, financial planning, and retirement-plan fiduciary services. The firm focuses on managed advisory programs utilizing third-party portfolio managers on the Envestnet platform, along with digital automated investment options.

Alfred Gesing is a financial advisor at Realta Investment Advisors, Inc. with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Avantax Advisory Services, LPL Financial, and Realta Equities. Realta Investment Advisors provides discretionary and non-discretionary investment advisory services and financial planning to individuals, pension and profit-sharing plans, and institutional clients. The firm emphasizes individualized advice through asset allocation strategies and offers services such as portfolio management, retirement-plan consulting, and estate planning.

Jennifer Ralston is a financial advisor with Financial Gravity Family Office Services, LLC, holding a Series 65 license and five years of industry experience. She has worked at Financial Gravity since 2022 and previously at Forta Financial Group, Inc. She is also the president and tax preparer at Intelligent Tax Solutions, Inc., a non-investment related company. Financial Gravity Family Office Services, LLC provides tailored financial planning, investment supervisory and management services, pension consulting, and educational seminars to individuals, high-net-worth clients, retirement plans, trusts, estates, and charitable organizations. The firm uses a range of investment strategies and frequently works with third-party sub-advisors while maintaining client oversight.

Tiberiu Negulescu is a financial advisor at Silver Oak Securities, Inc. with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Silver Oak Securities since 2007. Outside of his advisory role, he is involved in life insurance sales through a separate business, SMART PLANS FINANCIAL, focusing on life insurance, fixed annuities, and long-term care insurance on a part-time basis. Silver Oak Securities serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, corporations, trusts, estates, and other business entities. The firm offers a range of advisory programs with a primarily discretionary investment approach tailored to client objectives and risk tolerances.

Ladislao Kalmar is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has held positions at multiple firms including Petersen International Underwriters and WealthWave, and is involved with several business ventures such as Kalmar & Associates and Galarraga Engineering Consultant. Additionally, he works as an agent for Champion Health, focusing on employer/employee health benefit plans. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base including individuals, retirement plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver its services through multiple program platforms.

James Galante is a financial advisor with Kestra Advisory and holds a Series 66 designation. He has 25 years of industry experience, including 12 years at Commonwealth Financial Network prior to joining Kestra Advisory in 2025. Outside of his advisory role, he is involved in several registered representative activities through Kestra Investment Services and is a member of Monarch Retirement & Investment LLC and Monarch Retirement Group. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a range of institutional and individual clients. The firm offers services such as fiduciary consulting, plan design, employee education, and utilizes multiple management platforms and third-party solutions to support its clients.

Jared Johnson is a financial advisor with Planmember Securities Corporation in Temecula, CA. He holds Series 63 and Series 65 credentials and has 24 years of industry experience. Johnson is involved in multiple business activities including leadership roles at Lighthouse Capital Planners and Living Trustify, an online service providing legal forms and information. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, functioning as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios, offering education and support services such as seminars and personalized retirement planning.

Richard Olson is a financial advisor at Integrity Alliance, LLC with 17 years of industry experience. He holds the Series 66 designation and previously worked at H. Beck, Inc. for nine years before joining Integrity Alliance in 2020. Outside of his advisory role, Olson operates an independent insurance agency focused on fixed insurance products. Integrity Alliance serves individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm offers asset management, financial planning, retirement consulting, and access to third-party manager programs, employing a range of portfolio management approaches across various investment vehicles.