Troy Wirth is a CFP®-designated financial advisor with 27 years of industry experience. He is the principal of Ingen Strategies, LLC, an independent firm he has led since 2019. Prior to this, he worked at Eagle Strategies and New York Life Insurance Company for over two decades. Outside of advising, he owns Syxivm, a retail business specializing in men's and women's surf and sports apparel. Ingen Strategies serves individual investors as well as business and institutional clients, providing discretionary asset management and standalone financial planning. The firm offers tailored portfolios and a range of consulting services, including retirement and estate planning, and utilizes third-party money managers alongside model portfolios and the Betterment for Advisors platform for implementation.

Charles Dzama is the sole advisor at CDFinancial, an independent firm where he has worked since 2012. He holds a Series 65 designation and has 14 years of industry experience. In addition to his advisory role, he operates a life insurance agency as a separate business. CDFinancial provides discretionary asset management along with financial planning and consulting services primarily to individual clients. The firm manages approximately $99.7 million in client assets and serves over 250 clients, employing a mix of investment strategies tailored to each client’s goals and risk tolerance.

Scott Monroe is a CFP® and CFA® with 21 years of experience in the financial services industry. He is the sole advisor at 8020 Capital Management, an independent firm he joined in 2026. Prior to this, Monroe worked for Towneley Capital Management and TD Waterhouse Investor Services. 8020 Capital Management is a fee-only advisory firm specializing in wealth management and discretionary portfolio management for individuals and high-net-worth clients. The firm employs an asset-allocation approach combining passive and active strategies and offers both ongoing and project-based financial planning services.

Scott Devens is the principal of Devens Wealth Management in Newport Beach, CA, with 27 years of industry experience. He previously worked at Merrill Lynch from 1999 to 2024 and Bank of America from 2011 to 2024. Devens Wealth Management provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm employs a long-term investment approach focused on fundamental analysis and primarily uses low-cost exchange-traded funds, while offering continuous account monitoring and bundled financial planning.

Duff Mayer is the sole advisor at All Weather Portfolio Management, Inc. in San Clemente, CA, with 21 years at his current firm and 11 years of industry experience. He also owns and manages Financial Planning Group, LLC, an income tax preparation business serving approximately 250 clients. All Weather Portfolio Management, Inc. provides financial planning, investment management, and tax-return analysis for individuals, trusts, retirement accounts, and pension plans. The firm employs a primarily passive investment approach using diversified portfolios and conducts annual or semi-annual rebalancing while utilizing Schwab Institutional’s trading and custody services.

Dan Carney is the principal and sole advisor at Carney Portfolio Management Inc. in Costa Mesa, CA. He holds Series 63 and Series 65 designations and has 23 years of industry experience. Since 2005, he has led his independent advisory firm and also serves as Chief Investment Officer and board member of Midwest Insurance, a home insurance agency. Carney Portfolio Management, Inc. is an independent investment adviser serving individuals, high-net-worth clients, financial firms, corporate retirement plans, and charitable organizations. The firm employs a discretionary investment approach based on macroeconomic outlooks, fundamental analysis, and tailored asset allocation across equities, bonds, and cash equivalents.

Brian Spahr is the owner and principal of Spahr Financial Group, LLC, an independent advisory firm based in Huntington Beach, CA. He holds the CFP® designation and Series 63 license and has 23 years of industry experience. He founded Spahr Financial Group in 1992 and has been leading the firm since its inception. Spahr Financial Group provides investment management and financial planning services to individuals, including high-net-worth and accredited investors, as well as related trusts, estates, and select institutional clients. The firm employs a modern portfolio theory approach with customized asset-allocation models focused on low-cost index funds and ETFs, supplemented by fixed income, REITs, and sector exposures.

Erik Thurnher is a CFP® with 30 years of experience in financial advising. He has worked at MedCentric Financial Network since 2000 and was previously with Mercer Global Advisors Inc. and Newport Financial Advisors, Inc. MedCentric Financial Network operates an internet-based referral network connecting healthcare professionals and other highly compensated individuals with pre-screened, independent fee-only financial advisors. The firm focuses on vetting advisors based on credentials, compliance, experience, and fee-only compensation, without providing direct financial planning or portfolio management services.

Philip Lang is a CFP®-certified financial advisor with 22 years of industry experience, currently serving as the sole advisor at Accel Advisors, Inc. in Costa Mesa, CA, where he has worked since 2014. In addition to providing investment advice, his firm offers financial consulting services to companies on topics such as risk assessment, financial organization, and financial decision making. Accel Advisors, Inc. provides financial planning, discretionary portfolio management, and consulting services to both individual and corporate clients. The firm manages approximately $5.13 million in discretionary assets, employing a mix of fundamental and technical analysis with both long- and short-term trading strategies, primarily focusing on equities and investment company securities.

Ruixin Li is a financial advisor at Robin Lee Wealth Management with a Series 65 designation and recent experience in quantitative finance and financial mathematics. His work history includes roles as a Quantitative Financial Analyst at AmCan Capital LLC and current business assistant responsibilities at Faraday Future Intelligent Electric Inc. Prior to his advisory role, he held academic positions at North Carolina State University’s Mathematics and Financial Mathematics departments. Robin Lee Wealth Management provides investment advisory and financial planning services to individuals and families, including students and recent immigrants. The firm employs a disciplined approach focused on strategic asset allocation and diversified ETFs and mutual funds, tailoring advice to clients’ goals, time horizons, and risk tolerances.

Milind Pasari is a CFP®, CFA®, and Series 65-licensed advisor with 13 years of industry experience. He is the principal of Surya Capital, LLC, where he has worked since 2012, and also owns an accounting and tax practice, Pasari CPA PC. Prior to Surya Capital, he worked at BLC Tustin Inc. Surya Capital serves individual investors, including both high-net-worth and non-high-net-worth clients, providing ongoing investment and portfolio management with a range of strategies from long-term investing to short-term trading. The firm is affiliated with an accounting practice, allowing clients to receive both investment management and tax-related advice.

Vladimir Kouznetsov is a CFP®-credentialed financial advisor with 12 years of industry experience. He is the principal and sole advisor at Retegy LLC, an independent firm based in Irvine, CA. In addition to his advisory role, Mr. Kouznetsov works as a software engineer at Stryker Corporation, a medical device company. Retegy LLC provides discretionary asset management and comprehensive financial planning services to individual and high-net-worth clients. The firm utilizes multiple analytical methods and a range of investment instruments, often working with third-party sub-advisors, and offers educational seminars and workshops as part of its client service approach.

Larry Beltramo is a CFP® professional with 16 years of experience in financial advising. He is the sole advisor at Beltramo Financial Services, Inc., an independent firm he has led since 2010. Beltramo Financial Services provides personalized financial planning and discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm uses a core-and-satellite investment approach focused on passive index funds and ETFs, complemented by selective active management, with accounts managed on a discretionary basis and regular reviews.

Richard Ligotti is a financial advisor with Laguna Niguel Summit Wealth Management, LLC, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He has worked at several firms, including Independent Financial Group, LLC and AFA Advisor Services LLC. In addition to his advisory role, Ligotti is a licensed independent insurance agent offering life, long-term care, and indexed annuity products. Laguna Niguel Summit Wealth Management provides personalized financial, retirement, and insurance guidance primarily to mass-affluent and some high-net-worth individuals and small businesses. The firm refers clients to third-party asset management programs and focuses on planning and insurance recommendations rather than direct portfolio management.

Ethan Namvar is a financial advisor at Centricity Financial LLC with 17 years of industry experience. He holds a Series 65 designation and has been affiliated with Centricity Financial since 2007. Namvar also serves as a Lecturer at the University of California, Berkeley, Haas School of Business, teaching approximately six hours per week during one quarter each year. Centricity Financial, LLC is a single-advisor independent registered investment adviser providing portfolio management and financial planning to individuals, high-net-worth clients, and a pooled investment vehicle. The firm employs a multifaceted investment approach that includes quantitative, fundamental, technical, and qualitative analysis, and offers both discretionary and non-discretionary mandates along with standalone consulting services.

Lee Jones is a financial advisor at Tangent Retirement with 23 years of industry experience. He holds a Series 66 designation and has worked at firms including Stratos Wealth Partners, LPL Financial, and U.S. Bancorp Advisors. Tangent Retirement serves individuals, families, trusts, and incorporated entities, providing comprehensive financial planning and discretionary portfolio management. The firm integrates goal-setting into its process and uses fundamental and technical analysis to guide investment decisions.

Gary Rennie is a CFP® professional with 17 years of industry experience. He has been with Rennie & Associates, an independent firm based in Irvine, CA, since 2008. Rennie & Associates provides comprehensive financial planning services to individual and high-net-worth clients, covering insurance, estate, tax, education, investment, and retirement matters. The firm employs a long-term, buy-and-hold investment approach using no-load mutual funds and ETFs, offering written plans and ongoing retainer services without discretionary trading or asset custody.

Stephen Patel is the principal advisor at Patels Capital in Irvine, CA. He holds the CFA® designation and Series 63 license, and has one year of experience in financial advising. Prior to founding Patels Capital in 2025, he worked at Southern California Edison since 2017 as a Senior Manager of Investments overseeing pension and other trust assets, and previously was with Toyota North America from 2014 to 2017. Patels Capital provides advisory and consulting services to individuals, families, trusts, estates, small businesses, endowments, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management across public and private markets, financial planning, and specialized private fund consulting with a focus on customized investment policy development and thorough due diligence processes.

Bryan Gould is a financial advisor with Ultra Advisory Group in Irvine, CA, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Northwest Asset Management, Wells Fargo, Morgan Stanley, and UBS Financial Services. He is also licensed in insurance in California. Ultra Advisory Group offers discretionary investment management, comprehensive financial planning, and retirement-plan advisory services to individuals, high-net-worth households, family offices, and institutional clients. The firm customizes investment programs using ETFs, mutual funds, and other securities, applying fundamental and cyclical analysis, and sponsors a distinctive wrap fee program available across multiple custodians.

Ryan Mc Kee is a financial advisor at Catalyst Wealth Advisors LLC in Newport Beach, CA, holding a Series 66 designation with eight years of industry experience. He has worked at several firms including Securian Financial Services, Tax & Financial Group, Firefly Capital, and managed the McKee Family Office before joining Catalyst Wealth Advisors in 2018. Catalyst Wealth Advisors LLC offers discretionary investment management and comprehensive financial planning services to individuals, high-net-worth clients, and business entities. The firm employs a combination of Fundamental Analysis and Modern Portfolio Theory to create diversified, risk-based portfolios, utilizing a range of investment vehicles including no-load mutual funds, ETFs, individual equities, fixed income, interval funds, options, and private placements.