Jeremy Hofer is a CFP® and ChFC® with 21 years of industry experience. He has been with Hofer & Associates Wealth Management since 2016, where he serves as one of two advisors. Hofer is also a licensed insurance agent, dedicating a small portion of his time to insurance-related activities. Hofer & Associates Wealth Management provides discretionary and non-discretionary portfolio management and financial planning to individuals, high net worth clients, charitable organizations, and small businesses. The firm manages approximately $216 million in client assets using a range of methods, including fundamental and technical analysis, modern portfolio theory, and model portfolios tailored to varying risk tolerances.

Christopher Lynch is a Series 65-licensed financial advisor with five years of industry experience. He is currently with Lynch Financial Group, where he has worked since 2023. His prior experience includes roles at Wealth Watch Advisors, Open Sail Financial, Viking River Cruises, and Cascade Financial Technology. In addition to advisory services, Mr. Lynch offers fixed life and annuity products and conducts medical and Medicare insurance sales as an independent contractor. Lynch Financial Group serves individual and high-net-worth clients by providing portfolio management and financial planning. The firm emphasizes passive portfolio construction using index mutual funds and ETFs, tailoring plans based on asset allocation and risk tolerance, and offers both discretionary and non-discretionary services to a small client base.

Cynthia Hall is a financial advisor at Universal Wealth Management LLC with four years of industry experience. She holds Series 63 and Series 65 licenses and previously worked with Transamerica Financial Advisors, Inc. and World Financial Group, Inc. In addition to her advisory role, she is involved in healthcare as a registered nurse providing IV infusion therapy and participates in insurance sales outside her investment activities. Universal Wealth Management LLC provides discretionary portfolio management and investment advice to individual and high-net-worth clients, utilizing model portfolios from unaffiliated managers and offering a range of securities including equities, bonds, mutual funds, ETFs, options, and structured products. The firm employs fundamental analysis combined with various purchase strategies and manages accounts through a recommended qualified custodian.

Christopher Mattern is a financial advisor at MFA Wealth Services with 19 years of industry experience. He holds the Series 66 designation and has held roles at several firms, including Alliance Advisory & Securities, LLC and 1st Global Advisors Inc. Since 2019, he has been a minority partner at Tone, Walling & Meador LLP, which provides tax preparation, accounting, and CPA services. MFA Wealth Services is a registered investment adviser serving individual and high-net-worth clients, trusts, business owners, and corporations. The firm manages approximately $293 million across 224 accounts, focusing on strategic asset allocation using mutual funds, ETFs, stocks, bonds, and covered options, with an emphasis on discretionary portfolio management.

Kevin Bernzott is the principal of Bernzott Capital Advisors in Camarillo, California, with 29 years of industry experience. He has led Bernzott Capital Advisors since 1994. Bernzott Capital Advisors provides discretionary investment management and retirement-plan advisory services to individuals, institutions, and other account sponsors. The firm employs a bottom-up, value-oriented investment approach focused on concentrated portfolios and fundamental company analysis, offering strategies including US small-cap value and customized multi-asset-class portfolios.

Michael Thomas is a financial advisor at RLB Financial with 10 years of industry experience. He holds the Series 66 designation and has worked at RLB Financial since 2018. Prior to that, he was associated with 1st Global Advisors, Inc. and 1st Global Capital Corp. from 2015 to 2018. Thomas is also a partner at Miller and Co. LLP, a CPA firm, where he has been involved since 2007. RLB Financial provides investment management and financial planning primarily to individual and high-net-worth clients, offering discretionary portfolio management, written financial plans, and access to third-party money managers. The firm employs a combination of fundamental, technical, and cyclical analysis in its investment process and utilizes model portfolios and managed account solutions through program sponsors like SEI and AssetMark.

Jennifer McGee is a financial advisor at Equity Management Group in Camarillo, CA, holding a Series 65 designation with 31 years of industry experience. She has been with Equity Management Group since 1992. Equity Management Group provides fee-only investment management and financial planning to individuals, trusts, estates, non-profit corporations, and retirement plans under a fiduciary standard. The firm manages approximately $62.6 million across about 80 client relationships, offering discretionary portfolio supervision and periodic financial planning, with an investment approach that combines independent research and proprietary analysis tailored to clients’ goals and risk tolerance.

Mark Scott is a financial advisor at Bernzott Capital Advisors in Camarillo, CA, holding a Series 65 designation with one year of industry experience. He has been with Bernzott Capital Advisors since 2013. Bernzott Capital Advisors serves individual clients, high-net-worth households, retirement plans, and other registered investment advisers by providing discretionary separately managed accounts, model portfolio services, and ERISA-focused advisory and consulting. The firm employs a bottom-up, value-oriented investment process with concentrated portfolios primarily in small-cap equities and is notable for its model-provider role and ERISA fiduciary procedures.

Gerald Zins Jr. is a CFP® and ChFC® with 40 years of industry experience. He has worked at Summit Wealth Management Group, Inc. since 2014 and has been associated with LPL Financial since 2002, following an earlier tenure at Ameriprise. Outside of his advisory role, he serves as CFO of a family business and is a board member of Berkshire Corporate Center. Summit Wealth Management Group is an SEC-registered independent advisory that serves individuals and high-net-worth households with discretionary asset management and financial planning. The firm uses a combination of active and passive strategies tailored to client objectives, offering services through LPL Financial-sponsored programs including a wrap-fee program on the LPL Strategic Wealth Management platform.

Ryan Clem is a financial advisor with Hofer & Associates Wealth Management in Thousand Oaks, CA. He holds a Series 65 designation and has been with the firm since 2018. Prior to his current role, his work experience includes positions outside the financial industry in fitness and hospitality. Hofer & Associates Wealth Management provides portfolio management and financial planning services to individuals, high net worth clients, charitable organizations, and small businesses. The firm manages approximately $216 million in client assets and uses various investment strategies, including fundamental and technical analysis, modern portfolio theory, and firm-developed model portfolios tailored to different risk tolerances.

Andrew Allen is a Series 65-credentialed advisor with The Lynd Group Advisors, LLC in Ventura, CA, where he has worked since 2026. He previously operated as a sole proprietor from 2024 to 2026 and has experience in various roles at Parker Hannifin, Cryogenic Experts, and NuSil Technology. The Lynd Group Advisors provides fee-based advisory services primarily focusing on non-discretionary management of fee-based fixed indexed annuity contracts, financial planning, and referrals to third-party money managers. The firm emphasizes coordinating annuity contract management in conjunction with insurance carriers and relies on third-party managers for discretionary portfolio management, offering educational seminars and a secure client portal.

Gregory Karis is a CFP® professional with 11 years of industry experience, currently serving at Inflection Advisors. He has held roles at Inflection Management LLC, Inflection Retirement Services, and Inflection Business Consulting Inc. prior to joining Inflection Advisors. In addition to his advisory work, Karis is an independent insurance agent affiliated with MFE Insurance Brokerage and owns a business management firm providing bookkeeping, accounting, and corporate management services. Inflection Advisors offers investment management and comprehensive financial planning to individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm employs a Modern Portfolio Theory approach with diversified, low-cost portfolios primarily consisting of index ETFs and mutual funds, complemented by tailored investment policy statements and coordination with clients’ other professionals.

Vernon Dransfeldt is a CFP® professional with nine years of industry experience, currently serving as an advisor at Equity Management Group since 2016. He holds Series 63 and Series 65 licenses and operates out of Santa Rosa Valley, CA. Equity Management Group provides fee-only financial planning and discretionary portfolio management to individuals—including high-net-worth and other clients—as well as non-profits, retirement plans, trusts, estates, and business entities. The firm employs a combination of stocks, mutual funds, ETFs, bonds, options, and master limited partnerships, supported by individualized investment plans and regular portfolio reviews by its three-advisor team.

Matthew D’agostino is a financial advisor with Your Private Client Group, Inc. He holds Series 65 and Series 63 licenses and has nine years of industry experience. Prior to joining Your Private Client Group in 2024, he worked at AssetMark and its affiliated entities from 2016 to 2024. Your Private Client Group, Inc. provides investment advisory services primarily to individuals and high-net-worth clients, focusing on portfolio management and third-party manager selection. The firm employs a long-term trading approach based on modern portfolio theory and various analytical methods, and directs client accounts to the AssetMark platform for trade execution.

Wayne Miller II is a financial advisor at RLB Financial with 10 years of industry experience. He holds a Series 65 designation and previously worked at Hofmeister Advisory Group LLC. Outside of finance, he is the owner and musician of two music-related businesses, Bleed The Sky LLC and Wayne Miller Music LLC. RLB Financial provides investment management and financial planning services primarily to individual and high-net-worth clients, utilizing discretionary portfolio management, written financial plans, and third-party money managers. The firm’s investment approach incorporates fundamental, technical, and cyclical analysis and offers model portfolios through program sponsors such as SEI and AssetMark.

Michael Mansfield is a CFP® professional with 16 years of industry experience, currently serving at The Lynd Group Advisors, LLC. He has held the role of sole proprietor since 2015 and has been with The Lynd Group since 2009. Outside of advisory work, he operates a financial services and insurance business and also provides legal document assistance. The Lynd Group Advisors, LLC provides fee-based advisory services focused on non-discretionary management of fee-based fixed indexed annuity contracts, financial planning, and referrals to third-party money managers. The firm integrates insurance management with external portfolio management, offers educational seminars, and utilizes a secure client portal for document access.

Marla Vickrey is a financial advisor with Hofer & Associates Wealth Management, holding Series 63 and Series 66 licenses and 19 years of industry experience. She has worked at Hofer & Associates since 2016. Outside of her advisory role, she is also a licensed insurance agent. Hofer & Associates Wealth Management serves individuals, high net worth clients, charitable organizations, and small businesses, managing approximately $216 million in client assets. The firm offers discretionary and non-discretionary portfolio management using a variety of investment strategies and model portfolios tailored to different risk tolerances.

Katia Kin is a financial advisor with Inflection Advisors in Camarillo, CA, holding a Series 65 designation and four years of industry experience. She also provides pension and qualified plan advisory services through Inflection Retirement Services. Inflection Advisors offers investment management and comprehensive financial planning to individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm employs a Modern Portfolio Theory asset-allocation approach, focusing on diversified, low-cost portfolios with a long-term, buy-and-hold strategy.

Stephen Wagner is a financial advisor with Integrity Wealth Advisors, Inc. in Ventura, California, holding CFP® and Series 63 designations and bringing 34 years of industry experience. Prior to joining Integrity Wealth Advisors in 2016, he worked at LPL Financial and Transamerica Financial Advisors. Outside of his advisory role, he has been involved in selling sporting event tickets through StubHub. Integrity Wealth Advisors, Inc. provides asset management, comprehensive portfolio management, financial planning, retirement plan consulting, and estate-planning coordination to individuals, high-net-worth clients, trusts, estates, and employer-sponsored plans. The firm manages discretionary assets of approximately $285 million across more than 800 client relationships, employing tailored portfolios using a mix of individual securities and third-party model portfolios while maintaining full discretion over trading decisions.

Diane Upson is a financial advisor with Financial Coaching Partners LLC, holding a Series 65 designation and bringing 14 years of industry experience. She has been with Financial Coaching Partners since 2011. Outside of her advisory role, she is a licensed notary public in California. Financial Coaching Partners primarily serves individual clients, providing financial planning, bookkeeping, and ongoing financial management while referring investment implementation to third-party registered investment advisers. The firm operates on a fee-for-service basis and emphasizes Modern Portfolio Theory in its investment approach, focusing on fiduciary responsibility and tailored financial plans without direct portfolio management.