Colton Dahlenburg is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. His prior work includes roles at The AdvisoryOne Group, Tesla, SSD Alarm, and California State University - Long Beach. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Brett Krausse is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors. Krausse is also the owner of Brett Krausse Publishing, a publishing business based in Santa Maria, California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment research.

Fernando Gonzalez Sanchez is a financial advisor at Merrill based in Santa Maria, CA, holding a Series 66 designation. He has been with Merrill since 2018 and has additional experience at Bank of America and several other employers in various industries. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional fiduciaries.

Megan Duarte is a Series 66 credentialed advisor at Ameriprise with eight years of industry experience. She has been with Ameriprise and its affiliated entities since 2011. Duarte serves on the boards of several community organizations, including Be Strong Your Loved, Tolosa Children's Dental Center, and Revival Tabernacle, where she holds various officer roles. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that provides written recommendation reports and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Jessica Yates is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and having nine years of industry experience. Her work history includes roles at PG&E, PFS Investments Inc., and San Luis Obispo County law enforcement and district attorney offices. She is also involved in the sale of loan products and home-related services through Primerica affiliates. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors as well as corporate and charitable clients. The firm employs model-driven investment strategies supported by third-party asset managers and custody services, operating at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Derek Johnson is a CFP®-certified financial advisor with eight years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Wilmer Cutler Pickering Door and Hale and the San Francisco Forty-Niners. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and utilizes model portfolios and research to support discretionary and non-discretionary management strategies.

Ronald Vyse is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Prior to that, he was with Wells Fargo Clearing and Wells Fargo Advisors. He serves as a board member of the Exit Planning Institute’s San Francisco Bay Area Chapter, focusing on networking within the business owner community. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Christine Womack is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with Raymond James Financial since 2001 and also serves in a political office with Los Osos CSD. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, supported by extensive research and a broad affiliate network.

Joseph Brittingham is a CFP® with 29 years of industry experience and has been with LPL Financial since 2013. He is based in Pismo Beach, CA, and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved in nonprofit fundraising activities related to travel and events for Virgin Unite and Premiere Live. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm provides a range of advisory programs, retirement consulting, and brokerage services supported by research and model portfolios from LPL Research and third-party subadvisors.

Robert Rich is a CFP®-certified financial advisor with Edward Jones in Orcutt, CA, and has 11 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, he is a member of a band called Carry the 9, which sells merchandise online and at shows. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients and managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Terry Dworaczyk is a financial advisor with Ameriprise in Santa Maria, CA, holding Series 63 and Series 66 licenses and having 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he serves on the boards of Revival Tabernacle and the Marian Foundation. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency strategies to provide non-discretionary, written recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Michael Favorite is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 42 years of industry experience. He previously worked at Cantella & Co., Inc. for over a decade before joining Cambridge in 2022. Outside of advising, he is president and owner of a business entity, Favorite Enterprises, and also works as an agent in insurance and benefits. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individual investors, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services delivered through independent financial professionals using both proprietary and third-party strategies, with multiple platform and custody options tailored to client objectives.

Kyran Million is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, Merrill Lynch, Appfolio Inc., and Apple Inc. Edward Jones is a wealth management firm serving over four million individual and institutional clients with a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices.

Jennifer Murray is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 23 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Murray serves on the investment committee of the Santa Barbara Foundation and holds board positions with the Santa Maria Valley YMCA Foundation and CALM – Child Abuse Listening Mediation. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured financial planning process using proprietary tools and offers a broad range of investment and planning solutions.

Erika Bylund is a CFP® professional with 12 years of industry experience, currently affiliated with LPL Financial since 2021. Her prior experience includes roles at Securities America Advisors, Inc., Securities America, Inc., Kestra Financial Services, Inc., and Point Sur Wealth Management, Inc. She operates a DBA related to her LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Nathan Alvarado is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 41 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes both discretionary and non-discretionary options, with a broader set of financial product offerings than is typical for large institutional advisers.

Ryan Olson is a CFP®-certified financial advisor with 21 years of industry experience, currently with LPL Financial in Orcutt, CA. He worked at Crew Wealth Management from 2010 to 2018 and has been with LPL Financial since 2005. Outside of his advisory role, Olson is associated with Ryse Wealth Management LLC, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad clientele including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Bruce Attig is a financial advisor with Morgan Stanley in Santa Maria, CA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, Attig is a partner in agricultural ventures, including Attig AG LLC and Hidden Highlands Cattle Co LLC, and serves as a board member on the finance committee of Riviera United Methodist Church. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and provides financial planning through a structured discovery process without offering individual security recommendations as part of standalone plans.

Hari Iyer is a financial advisor at Morgan Stanley with 29 years of industry experience. He has been with Morgan Stanley since 2009 and concurrently maintains a long-term role at Pacific Gas & Electric since 1984. Hari holds Series 63 and Series 65 certifications. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning and utilizes structured tools and modeling techniques to support client planning.

Clifford Cook is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2010, and the Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.