Thomas Davis is a financial advisor at CL Wealth Management LLC with 13 years of industry experience. He holds a Series 66 designation and has worked at firms including Edward Jones and SB Advisory, LLC. Outside of his advisory role, he operates a small eBay account selling clothing items. CL Wealth Management LLC provides portfolio advisory and financial planning services to a broad range of clients, including individuals, pension and profit-sharing plans, trusts, and business entities. The firm tailors investment strategies using fundamental and technical analysis and manages accounts through both discretionary and non-discretionary approaches.

William Sjem is a CFP®-certified financial advisor at Guardian Life with 12 years of industry experience. He has worked at firms including SFIS and Cavalier Advisory & Insurance. His other business activity includes clerical work as a non-licensed contractor for SFIS. Guardian Life’s subsidiary, Park Avenue Securities LLC, operates as a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients with brokerage, financial planning, and investment advisory services.

Zachary Colvin is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 66 and Series 63 credentials and has four years of industry experience. Prior to joining Concurrent, he worked at Wells Fargo Advisors in multiple roles and also spent time at Foreside Fund Services, LLC and Global X ETFs. He is based in Kingsport, TN. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individual, high-net-worth, family, trust, estate, business, and retirement plan clients. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, individual securities, and alternative investments, supported by internal due diligence, strategic asset allocation, and various operational tools.

Monique Cross is a financial advisor with CWM, LLC in Johnson City, TN, holding a Series 65 designation and two years of industry experience. She has worked at multiple firms, including Carson Wealth, Marmo Financial Group, Trinitas Wealth Management, and Worthwhile Wealth Council. Cross serves as a board member for Make A Wish of East Tennessee, helping to guide the chapter. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm manages portfolios primarily on a discretionary basis using model portfolios, combining fundamental and technical analysis, third-party sub-advisors, and customization tools.

Jeffrey Burgess is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 66 designations and has 23 years of industry experience. His prior roles include positions at TriStar Advisors, Regions Bank, Cetera, Humana, and several other firms. Voya Financial Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, retirement plan sponsors, and charitable organizations. The firm offers various financial planning and portfolio management services through multiple program structures, focusing primarily on non-discretionary, recommendation-based relationships.

Joshua Adkins is a financial advisor at OSAIC Institutions, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at TruPoint Bank, Modern Woodmen Of America, and MWA Financial Services Inc. He serves as treasurer for Isaiah 1:17 House Wise/Scott/Lee/Norton, a charitable fundraising organization. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a large network of adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments while employing a hybrid adviser/broker-dealer structure that emphasizes firm supervision and client choice over discretionary authority.

Jonathan Yates is a financial advisor with TLG Advisors, Inc. in Kingsport, TN, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He previously worked at Nationwide Securities, LLC for 17 years and has been affiliated with The Yates Agency since 2002. Outside of his advisory role, he owns a car restoration business, Bear Brothers LLC. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2 billion in discretionary assets. The firm serves a diverse client base, including individuals, retirement plans, trusts, and institutional investors, offering services such as portfolio management, financial and estate planning, and ERISA fiduciary services. Its investment approach combines fundamental analysis and Modern Portfolio Theory, with a direct-to-consumer program called Starlight Portfolios that uses risk questionnaires to tailor portfolios.

Walter Brown is a financial advisor with Money Concepts Capital Corp in Bristol, TN, holding Series 63 and Series 65 licenses and 20 years of industry experience. He has been with Money Concepts since 2016 and has worked concurrently in insurance sales at Burnette Insurance Company. Brown also serves as a Police Major for the City of Bristol and is a board member of the Bristol TN Police Officer Benevolent Fund. Additionally, he owns Warrior Business Coaching, a consulting service started in 2025. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm manages approximately $4.07 billion in client assets, employing model-driven and asset-allocation investment approaches, and integrates both proprietary and third-party strategies across discretionary and non-discretionary programs.

Anna Davis is a financial advisor with Truist Advisory Services and holds a Series 66 designation. She has two years of industry experience and has been with Truist Bank since 2004. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration with related entities.

Niles Geary II is a financial advisor at United Planners' Financial Services of America with 17 years of industry experience. He holds a Series 66 designation and has held roles including co-founder and CEO of Voyage Partners Financial Strategies, LLC, where he focuses on tax planning and employer group benefits. Geary also operates as an insurance agent and has involvement in real estate sales and property management through Serenity Haven Properties. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent Investment Advisor Representatives. The firm utilizes an open-architecture platform with multiple custodians and third-party money managers, supporting a variety of advisory models.

Andrew Julian is a Certified Financial Planner® with 10 years of industry experience. He is currently with Private Advisor Group, LLC and previously worked at Cornerstone Wealth, LLC, Cambridge Investment Research Advisors, Inc., Cambridge Investment Research, Inc., and Northwestern Mutual Investment Services LLC. Outside of his advisory role, Mr. Julian holds an insurance license and may recommend insurance products on a commission basis, which is separate from his investment advisory services. Private Advisor Group serves a diverse client base including individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various managed account programs, employing a fiduciary-based advisory model that includes both third-party managers and proprietary technology platforms.

Gregory Taylor is a CFP®-designated financial advisor with 23 years of industry experience. He is currently with Concurrent Investment Advisors, LLC and previously worked at Wells Fargo Advisors and UBS Financial Services. Taylor serves as treasurer for the Greater Kingsport Boys and Girls Club Foundation. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm that serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investments, supported by a network of approximately 286 advisors serving over 13,000 clients.

Chad Mckinney is a Certified Financial Planner® with 14 years of industry experience. He is currently with Valic Financial Advisors and also serves as an agent for AGIA, selling non-securities insurance products. His prior roles include positions at FTB Advisors, Inc., Advised Assets Group, LLC, and GWFS Equities, INC. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Ann Turner is a financial advisor with Valic Financial Advisors in Gray, TN, holding Series 63 and Series 66 licenses and four years of industry experience. Her prior roles include positions at Agia, Western & Southern Life, and Primerica. She is also appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

David Bell is a financial advisor with OSAIC Institutions, Inc., holding a Series 66 designation and five years of industry experience. His background includes roles at TruPoint Bank, Bank of America, Merrill, Regions Bank, Strategic Outsourcing, Inc., and SunTrust Bank. Outside of advisory work, he serves as a branch manager at TruPoint Bank. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan support, and access to alternative investments, operating a hybrid adviser/broker-dealer model with discretionary and non-discretionary account management.

Charles Johnson is a financial advisor with GWN Securities Inc. in Piney Flats, TN, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at GWN Securities since 2010 and previously spent 18 years with Interactive Financial Advisors. Outside of his advisory role, Johnson owns a tax preparation service and an investment and insurance firm called Integrity First Financial Group. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, utilizing a variety of investment approaches including legacy market-timing and momentum-based strategies.

Natalie Owens Wells is a financial advisor at Concurrent Investment Advisors, LLC with 26 years of industry experience. She holds a Series 66 designation and has worked at firms including Wells Fargo Advisors and UBS Financial Services. She serves on the City of Kingsport Beverage Board and is treasurer of the Center Place Owners Association. Concurrent Investment Advisors, LLC is a multi-team SEC-registered firm serving individuals, families, trusts, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investments, supported by integrated operational tools and affiliated sub-advisory arrangements.

Scott Marmo is a financial advisor with Cetera Planning Partners in Johnson City, TN, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Prior to joining Cetera Planning Partners in 2026, he spent 19 years with Marmo Financial Group. He also serves as an ex-officio board member of Holston Medical Group, P.C., a multi-discipline medical practice. Cetera Planning Partners serves individual and high-net-worth clients, focusing notably on pre-retirees and retirees with services including investment management, financial planning, Social Security optimization, and retirement advice. The firm incorporates diversified mutual fund and ETF allocations tailored to client objectives and risk tolerance, and offers ancillary services such as tax planning, bookkeeping, payroll support, and estate planning through third-party providers.

Wilfred Haselton is a financial advisor with TLG Advisors, Inc. He holds a Series 66 designation and has 19 years of industry experience. His prior roles include positions at Simplicity Investments, Lincoln Financial, Lincoln Financial Advisors, and VALIC Financial Advisor. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets and serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, utilizing fundamental analysis and Modern Portfolio Theory in its investment approach.

Justin Copp III is a financial advisor with Valic Financial Advisors in Johnson City, TN, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Valic Financial Advisors since 2015 and also works as an agent with Agia, offering non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models and operating at scale with approximately $26.4 billion in discretionary assets under management.