Max Paulsen is a financial advisor with Eagle Strategies (New York Life) based in Stockton, California. He holds Series 63 and Series 65 licenses and has four years of industry experience. Paulsen has worked at Eagle Strategies since 2025 and is also associated with Richard R. Paulsen Insurance Services. He founded the Good Guys Open Golf Tournament, an event aimed at community engagement through golf. Eagle Strategies serves a diverse client base including individual investors, defined contribution and benefit plans, and charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services with an emphasis on tailored solutions, managing the majority of its assets on a non-discretionary basis.

John Maroulis is a ChFC® credentialed financial advisor with 27 years of industry experience, currently associated with Eagle Strategies (NY Life). He has worked with New York Life Insurance Co and NYLife Securities LLC since 2009 and operates his own firm, Blu Mati, Financial and Insurance Solutions, INC. Maroulis serves as a board member for a local condominium association. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors and institutional sponsors. The firm emphasizes tailored advice delivered through multiple program types and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Ryan Formanek is a financial advisor at Focus Partners Wealth, LLC with 14 years of industry experience. He holds a Series 65 designation and previously worked for nine years at Churchill Management Group. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Debora Kenyon is a financial advisor with Morgan Stanley in Stockton, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and modeling techniques.

Brendan Cornies is a Financial Advisor at Merrill Lynch Wealth Management, providing clients with access to a range of investment resources and banking services through Bank of America. Since beginning his career in the financial services industry in 2018 and joining Merrill in 2019, he has focused on supporting clients with various aspects of their financial lives. His areas of expertise include college education planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Brendan holds a bachelor's degree in business from Saint Francis College and a master's degree in general business from Brooklyn College. He also holds the Professional Investment Advisor (PIA) designation. Outside of his professional work, Brendan enjoys spending time with his family, engaging in sports such as football, golf, ice hockey, and soccer, and listening to music. He approaches financial planning collaboratively to create personalized strategies aimed at helping clients pursue their financial goals.

Erica Taylor is a financial advisor with Merrill holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Wells Fargo Bank and Uber Technologies. She is based in Stockton, CA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Barbara Moore is a financial advisor with Ameriprise in Stockton, CA, holding a Series 63 license and with 34 years of industry experience. She has worked with Ameriprise Financial Service, LLC since 1992 and Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of advising, she serves as Treasurer of the San Joaquin Zoological Society and is a Director and Secretary on the Board of Directors for Rialto Bridge Office Park. Ameriprise offers retirement-income planning services focused on clients approaching or in retirement, typically with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Pavinderjit Kooner is a Financial Advisor with Merrill Lynch Wealth Management. In this role, he focuses on developing personalized wealth management strategies tailored to clients’ unique financial situations and goals. He works closely with clients to understand their short-, mid-, and long-term objectives, providing guidance in areas such as retirement planning, college education funding, family wealth management, legacy planning, tax minimization, and small business strategies. Pavinderjit also facilitates access to the investment insights of Merrill Lynch and the banking, lending, and financing solutions of Bank of America. With expertise as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), Pavinderjit supports clients through all stages of wealth management, addressing concerns related to investing, retirement income, and employee financial health. His approach centers on uncovering what matters most to clients and creating flexible strategies to help them pursue their financial goals amid evolving market conditions. Pavinderjit holds a Bachelor’s Degree from San Francisco State University. Outside of his professional work, he has personal interests in cooking, football, music, and traveling.

Madeline Mc Carthy is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with firms including Charles Schwab and JPMorgan Chase Bank. Outside of her advisory role, she owns a custom pillow cover business and is involved with a nonprofit youth baseball organization, where she serves as Secretary and CFO. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a disciplined process that integrates quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework.

Guillermo Roses is a financial advisor at Charles Schwab with 36 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses. His previous experience includes roles at Morgan Stanley, E*Trade Securities, and Mass Mutual Investors Services. He receives residual payments from a prior insurance career but does not actively participate in that business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options supported by multi-asset model portfolios, centralized custody, and a formal process for alternative investment offerings.

Sabrina Mohabat is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank. Outside of finance, she owns a dessert cart business called Boujee Bar LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Tina Wells Lee is a CFP® professional with 30 years of experience in the financial services industry, currently affiliated with LPL Financial. Her prior experience includes roles at First Allied Advisory Services, Wells Fargo Clearing, and A. G. Edwards & Sons. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports its network of advisors with model portfolios, third-party subadvisors, and technology tools, managing over $819 billion in discretionary assets.

Kyle Crawford is a CFP® professional with 11 years of experience, currently serving as a financial advisor at LPL Financial since 2014. He is based in Modesto, CA, and holds Series 63 and Series 66 licenses. Outside of his advisory work, he is an assistant baseball coach at Central Catholic High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm provides a range of financial planning and investment management services using a variety of model portfolios, third-party subadvisors, and customized strategies.

Jaime Castellanos is a financial advisor with Thrivent Investment Management in Stockton, CA. He holds a Series 66 designation and has five years of industry experience. Prior to his current role at Thrivent, he held positions at Sportsmans Warehouse and Ruffaloe Noel Levitz LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations across various financial planning topics without discretionary trading authority.

Manpreet Kaur is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several major firms, including Bank of America and Merrill. Outside of her advisory role, she serves as secretary for AnchorJoy Properties LLC, a property management entity associated with her personal real estate holdings. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Shad Roundy is a financial advisor at Osaic with 13 years of industry experience. He has held positions at Edward Jones, Merrill, and Bank of America prior to joining Osaic. Roundy is also a licensed insurance agent, appointed to sell life insurance and annuities as a sole proprietorship. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services and employs proprietary tools and third-party platforms to construct diversified portfolios across a range of asset classes.

Mike Phan is a financial advisor at Edward Jones with eight years of industry experience. He has been with Edward Jones since 2018 and previously worked at Ericsson for six years. Outside of his advisory role, he is involved in collectible sales in Stockton, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and services, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices.

Japjit Perumalla is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2022. Perumalla is also involved with Balam Wealth Management, a business activity related to his LPL work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology and a broad array of financial products.

Zachary Walters is a financial advisor with Cetera based in Modesto, CA, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been affiliated with Cetera Wealth Services since 2010 and currently serves as an insurance agent offering fixed group and individual annuities. Outside of his advisory role, Walters co-owns an automated RV and trailer storage facility and serves as Director of Membership for the Society Human Resources Managerd organization. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform. The firm offers a range of portfolio management and consulting services, allowing advisors to use affiliated and unaffiliated managers or create custom strategies across various program structures.

Phyllis Klein is a financial advisor with OSAIC based in Stockton, California, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. Her career includes roles at Goodheart Management Services, Signator Investors, and Goodheart & Associates, where she is also president. Outside of advising, she teaches a Money Management course at CSU Stanislaus and serves on the board of the Temple Israel Jewish Community Tzedakah Fund. OSAIC serves a diverse clientele including individual, high-net-worth, institutional, and charitable investors through a broad network of advisers and platforms. The firm offers integrated brokerage and advisory services with portfolio construction supported by risk assessment tools and third-party solutions.