Yama Jamili is a CFP® professional with 19 years of industry experience, currently serving at LPL Financial since 2023. Prior to joining LPL, Jamili worked at BMO Bank NA and BancWest Investment Services, where he held roles including Head of Northern California and Pacific Northwest Private Wealth. He is also a co-owner of M & J Family LLC, a non-investment related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, leveraging model portfolios, third-party asset managers, and institutional platforms to support diverse client needs.

Anthony Apostolidis is a financial advisor with LPL Financial in Stockton, California, holding Series 63 and Series 66 credentials and possessing 37 years of industry experience. He has been with LPL Financial since 2003 and worked at Waddell & Reed from 1997 to 2003. Outside of his advisory role, he is the owner of HA Wealth Management LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, wrap and model portfolio programs, third-party asset management, and institutional platforms, utilizing both proprietary research and third-party strategies across various investment approaches.

Brian Wilkinson is a Series 63 licensed financial advisor at Stifel with 26 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Outside of his advisory role, he is a general partner in family farming operations. Stifel serves a broad range of clients, including individuals and institutional investors, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Dave Malhotra is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2026. Prior to this role, he held several positions at Fidelity Investments, including Investment Consultant from 2025 to 2026 and Investment Solutions Fixed Income from 2023 to 2025. Before joining Fidelity Investments, he worked as a Financial Advisor at Merrill Lynch from 2019 to 2023. Dave employs a comprehensive planning approach that focuses on placing his clients' needs first. He works closely with clients to understand their financial goals and develops strategies aimed at helping them achieve their objectives. His approach emphasizes client comfort and confidence in their investment decisions by preparing them thoroughly for their financial future. He holds a California Insurance License and engages in personal interests such as art, family activities, fitness, swimming, tennis, and volunteering.

Michael Kennedy is a financial advisor with Osaic Wealth, Inc. in Antioch, CA, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. His prior work includes roles at LPL Financial, Royal Alliance, and Pacific Pension & Benefit Services, where he also serves as a notary public. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to large institutions, offering integrated brokerage and advisory services, financial planning, and access to multiple third-party investment platforms. The firm utilizes advanced asset-allocation tools and supports a variety of account management styles and investment restrictions.

Scott Esco is a financial advisor at Ameriprise with 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he owns and manages Esco and Associates, Inc., a separate business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, delivering customized recommendation reports that incorporate research and modeling to support tax-efficient withdrawal strategies and Social Security claiming decisions. The firm combines personalized advice with algorithmic tools and offers a broad range of advisory, brokerage, and insurance solutions.

Christina Pacheco is a financial advisor with Cetera, holding a Series 66 designation and bringing 10 years of industry experience. Her career has included various roles within Cetera and related entities since 2015, as well as positions at LPL Financial and AssetMark Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios and strategies.

Jacob George is a financial advisor at Stifel with a Series 66 designation and two years of industry experience. He previously worked in education at University of the Pacific and Moreau Catholic High School. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services based on proprietary investment analysis and allocation methodologies.

Hector Medina is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. He has worked at Merrill since 2019 and is currently associated with Bank of America, N.A. Outside of his advisory role, he owns and operates a tattoo business and works as a delivery driver for Amazon Flex. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Gillian Lim is a financial advisor with Primerica Advisors in Brentwood, CA, holding Series 63 and Series 65 licenses and eight years of industry experience. Her work history includes roles at the Internal Revenue Service, PFS Investments Inc., and Primerica Financial Services since 2017, as well as prior experience at Knowledge Lake. Outside of advisory services, she is involved part-time with ASEA, a wellness company offering dietary supplements. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited separately managed account options. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Banani Satpathy is a financial advisor at J.P. Morgan Securities with 7 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2018, also working with JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Gursharanpal Banga is a financial advisor at Merrill with Series 63 and Series 66 designations and three years of industry experience. His prior work includes roles at Bank of America and JPMorgan Chase Bank, as well as a period working outside the financial sector at Angelos Pizza And Wings. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse range of clients including individuals, high-net-worth clients, and organizations.