Megan Russell is a CFP® professional with three years of industry experience at Marotta Wealth Management, Inc., where she has been part of the team since 2005. She is based in Charlottesville, VA. Marotta Wealth Management serves individual and institutional clients, including retirees, university professors, small business owners, and charitable organizations. The firm employs a modern portfolio theory approach with diversified, low-cost indexed investments, operates as a fee-only fiduciary, and offers multiple service tiers including an investment-only option.

Roger Fulton is a financial advisor with A. N. Culbertson & Company, Inc., holding a Series 65 credential and over 20 years of industry experience. He has been with A. N. Culbertson since 2005 and is also a partner in Fulton & Lingle, a public accounting firm established in 1995. A. N. Culbertson & Company provides wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, pension plans, and business entities. The firm manages approximately $818 million in assets and employs fundamental analysis with tailored portfolio strategies, typically acting on a discretionary basis.

Jeffrey Burton is a financial advisor with Sapere Wealth Management, LLC in Charlottesville, VA, holding Series 63 and Series 66 credentials and 21 years of industry experience. He has worked at Sapere since 2008 and previously spent time at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Management. Burton also earns commissions from insurance companies for sales of non-variable life, health, annuity, and disability income insurance products. Sapere Wealth Management provides discretionary investment management and financial planning to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm’s investment approach focuses on top-down global macroeconomic analysis with an absolute-return orientation, combining various assets in model portfolios designed to manage liquidity and limit drawdowns.

Alan Bewley is a financial advisor at United Wealth Management, LLC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with United Wealth Management since 2004. In addition to his advisory role, he works as a flight officer for United Airlines. United Wealth Management provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, and participants in the United Airlines Pilot Retirement Account Plan. The firm offers tailored asset-allocation advice through model portfolios and standalone financial planning, with a focus on managing accounts on a discretionary, continuous basis.

David Marotta is a CFP® and Series 65 credentialed advisor with 19 years of experience, currently serving at Marotta Wealth Management, Inc. in Charlottesville, VA. He has been involved with Marotta Asset Management since 1998. There are no other notable outside business activities listed. Marotta Wealth Management serves individual and institutional clients with comprehensive wealth management and financial planning services, focusing on retirees, pre-retirees, university professors, small business owners, trusts, estates, and charitable organizations. The firm employs a modern portfolio theory framework with diversified portfolios and low-cost indexed investments, operating as fee-only fiduciaries with a strong emphasis on client education.

Derwood Chase is a financial advisor at Chase Investment Counsel Corporation with 40 years of industry experience. He holds the Series 63 designation and has been with the firm since 1964. Chase Investment Counsel Corporation serves individual investors, high-net-worth households, career professionals, retirees, and families undergoing financial transitions. The firm employs a bottom-up, growth-at-a-reasonable-price investment approach with relatively concentrated portfolios and uses both discretionary and non-discretionary arrangements, including yield-oriented tactics such as covered-call writing and higher-dividend equity selections.

Scott Hoover is a financial advisor with Lexington Hill Partners, LLC, holding a Series 65 designation. He has been with Lexington Hill Partners since 2026 and previously worked at Washington and Lee University for 25 years. Lexington Hill Partners provides wealth management and investment advisory services to individuals and high-net-worth families, including trusts and corporate entities. The firm focuses on long-term, low-turnover portfolios with diversified asset allocation and offers discretionary portfolio management alongside tailored consulting services for complex family needs.

Harry Zinsser III is a financial advisor at United Wealth Management, LLC with five years of industry experience. He holds a Series 66 designation and has previously worked at Cetera Advisor Networks, Virginia Asset Management, and Minnesota Life Insurance Company. Outside of his financial advisory role, Zinsser serves as a pilot in the West Virginia Air National Guard and as a reserve First Officer pilot for United Airlines. United Wealth Management provides discretionary portfolio management and financial planning to individuals, trusts, estates, charitable organizations, corporations, and plan participants. The firm emphasizes tailored asset allocations based on client suitability, fundamental analysis, and long-term investments, managing approximately $406.6 million across about 257 client relationships as of December 2025.

Allison Linney is a Series 65 credentialed advisor at A. N. Culbertson & Company, Inc. in Charlottesville, VA, with 22 years of industry experience. She has worked with An Culbertson & Co. since 2003 and Allison Partners since 2000. A. N. Culbertson & Company provides wealth management services to individuals and institutional clients, including pension plans, trusts, and charitable organizations. The firm uses fundamental analysis and a range of investment strategies, managing approximately $700 million in client assets.

Ty Bilderback is a CFP®, CFA®, and holds a Series 66 license with 26 years of industry experience. He has worked at Merrill for 24 years before joining Solitude Financial Services, Inc., where he has been since 2024 as part of a team of six advisors based in Charlottesville, VA. Solitude Financial Services, Inc. provides fee-only fiduciary investment advisory and financial planning services to individual and high-net-worth clients through a financial life management approach that integrates goal setting, cash-flow and net-worth modeling, and discretionary portfolio management. The firm employs a long-term, buy-and-hold strategy using model portfolios and incorporates options strategies to manage portfolio risk.

Ashley Vice is a CFP®, CFA®, and holds a Series 66 license with 15 years of industry experience. She has worked at Solitude Financial Services, Inc. since 2021 and previously held roles at SIMA Wealth Partners, SIMA Retirement Solutions, Mercer Global Advisors, Gfs Private Wealth, and Merrill. Solitude Financial Services, Inc. is a fee-only fiduciary firm serving individual and high-net-worth clients with a comprehensive “financial life management” approach that includes goal setting, lifetime cash-flow and net-worth modeling, and discretionary portfolio management. The firm employs a long-term, buy-and-hold investment strategy using model portfolios, fundamental and technical analysis, and incorporates options strategies to manage risk.

Daniel Lohmar is a CFP® certificant with 21 years of experience in financial advising at United Wealth Management, LLC, where he has worked since 2005. He also has a long-standing career as a Flight Officer with United Airlines, a role he has held since 1997. United Wealth Management provides discretionary portfolio management and financial planning services to a diverse client base, including individuals, trusts, and charitable organizations. The firm emphasizes fundamental analysis and long-term investment strategies, managing approximately $406.6 million across about 257 client relationships.

Elizabeth Horbaly is a CFP® professional with seven years of industry experience, currently serving at Marotta Wealth Management, Inc. since 2019. Her prior roles include positions at Bronfman Rothschild and Virginia Tech Student Athlete Academic Support Services. She is also an officer in a family business, Custom Yacht Service, maintained for continuity without active involvement. Marotta Wealth Management provides comprehensive wealth management and financial planning services to individual and institutional clients, including retirees, university professors, and charitable organizations. The firm employs a modern portfolio theory approach with diversified, low-cost indexed investments and offers multiple service tiers, operating as a fee-only fiduciary team with a focus on client education and managing retirement and employee benefit plan assets.

Michael Delcolliano is a financial advisor at Westbourne Investments, Inc. with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Westbourne Investments since 2010. Westbourne Investments provides investment management and financial planning services to individuals, including high-net-worth clients, pension and profit-sharing plans, and institutions. The firm manages discretionary equity, fixed-income, and ETF portfolios, incorporating options strategies within approved risk levels and combines top-down macro analysis with bottom-up security selection.

Paige Ryan is a CFP® and Series 66 credentialed advisor with five years of industry experience. She currently works at NorthStar Asset Management, Inc. and previously spent four years at Ameriprise. Ryan serves on the Board of Directors for Common Ground Healing Arts in Charlottesville, VA. NorthStar Asset Management is a seven-advisor firm managing approximately $806 million in client assets. The firm serves individuals, high-net-worth families, trusts, and not-for-profits with an investment approach centered on a socially responsible six-pillar framework and employs a combination of ETFs, direct indexing, and a global equity portfolio sleeve.

Jay Ferguson is a financial advisor at Sky Investment Group LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and spent over three decades working with Ferguson Andrews Investment Advisers, where he served as the sole director. Outside of his advisory role, Ferguson engages in private business activities unrelated to his investment advisory work. Sky Investment Group LLC is a discretionary asset manager serving primarily high-net-worth individuals, families, businesses, and charitable organizations. The firm focuses on long-term capital preservation through diversified portfolios managed with fundamental analysis across equities and fixed income.

Courtney Regan is a CFP® and Series 65 holder with 10 years of experience, currently serving at Marotta Wealth Management, Inc. in Charlottesville, VA since 2016. Outside of her financial advisory role, she teaches fitness classes at Pure Barre. Marotta Wealth Management provides comprehensive wealth management and financial planning services to individual and institutional clients, specializing in diversified portfolios based on modern portfolio theory and maintaining a multi-advisor team with a strong focus on education and fiduciary responsibility.

Andrea Stiernstrand is a Series 65 licensed financial advisor with one year of industry experience. She is currently with Investor FAN and has previously worked at Visible Wealth Planning, Equita Financial Network, Inc., and Foxhaven Asset Management. Investor FAN provides investment management, financial consulting, and retirement plan advisory services to individuals, high-net-worth clients, employer-sponsored retirement plans, foundations, trusts, and estates. The firm employs a diversified investment approach incorporating Modern Portfolio Theory and fundamental, technical, cyclical, and macroeconomic analysis to tailor portfolios to clients’ goals.

Andrew St.Jean is a CFP® with nine years of industry experience currently serving as a financial advisor at Solitude Financial Services, Inc. Prior to joining Solitude, he worked at Ameriprise Financial and Barrett-Johnson & Associates for six years. Solitude Financial Services, Inc. provides fee-only fiduciary investment advisory and financial planning services to individual and high-net-worth clients, utilizing a “financial life management” approach that includes goal setting, lifetime cash-flow and net-worth modeling, and discretionary portfolio management. The firm follows a long-term, buy-and-hold investment framework using model portfolios informed by fundamental and technical analysis and Modern Portfolio Theory, incorporating options strategies to manage risk.

Eric Antrobius is a financial advisor at Southland Equity Partners, LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Osaic Wealth, Inc. and FSC Securities Corporation. He is also the owner of Service First Brokerage, where he oversees marketing and processing of various insurance and annuity products. Southland Equity Partners advises individuals, pension and profit-sharing plans, and businesses, offering financial planning, direct asset management, and retirement plan consulting. The firm employs a combination of fundamental and technical analysis to create customized, mostly discretionary portfolios, and maintains relationships with third-party portfolio managers and institutional custodians.