Froilan Brittingham is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He has worked at Wells Fargo since 2017 and previously held roles at Citizens Securities Inc. and Citizens Bank from 2015 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party analytics.

Michael Truitt serves as a Senior Resident Director with expertise in financial advisory services. He has been active in the financial services industry since 1982, providing advice and guidance to individuals, small businesses, and non-profit organizations. His approach emphasizes the interrelation of financial decisions and their potential impact on overall financial status. Mike holds the CERTIFIED FINANCIAL PLANNER® certification from the Certified Financial Planner Board of Standards, Inc. He also is a Certified Plan Fiduciary Advisor. He earned a Bachelor of Arts degree in U.S. History from the University of Maryland at College Park in 1982 and entered the securities business immediately thereafter. He resides in Bishopville, Maryland with his wife Beth. Mike serves as a Trustee of Worcester Preparatory School and is involved with the Community Foundation of the Eastern Shore and the Links at Lighthouse Sound Golf Course. His professional affiliations include memberships with the Community Foundation of Eastern Shore and the Salisbury Lions Club.

Charles Adams is a financial advisor at Edward Jones in Berlin, MD, holding a Series 66 designation with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Marina Townsend is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 11 years of industry experience. Her prior work includes roles at M & T Securities and M & T Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, using model portfolios, third-party subadvisors, and customized strategies supported by technology tools, and maintains one of the largest networks of financial professionals in the country.

Michelle Gerlitzki is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation and previously worked for ten years at the Life Crisis Center. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large national network of advisors and branch offices.

Jerry Booth is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. He has worked at LPL Financial since 2009, following prior roles at Merrill and Legg Mason Wood Walker. Outside of his advisory work, he operates a business under the name Booth Investment Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Craig Flury is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, alongside his tenure with Morgan Stanley Smith Barney beginning in 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Curtis Mckay Jr. is a financial advisor with RBC Capital Markets holding Series 63, 65, and 66 credentials and 26 years of industry experience. He has worked at RBC Capital Markets LLC since 2008 and is also affiliated with City National Bank since 2017. Mckay serves on the board of The Lydia & Dexter Manley Foundation, a nonprofit focused on ending illiteracy in Washington, DC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies that incorporate both in-house and third-party managers, along with various portfolio management and financial planning services.

Phyllis Mitchell is a CFP® with 45 years of experience in the financial advisory industry, currently affiliated with Cambridge Investment Research Advisors. Her prior roles include positions at National Planning Corporation and long-term ownership of Phyllis R. Mitchell Financial Services, Inc. She serves as a board member of the Ocean Pines Chamber of Commerce and the Community Foundation of the Eastern Shore and is involved in several nonprofit and community organizations. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, retirement plan advisory, and financial wellness services to a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of investment implementation options, combining proprietary strategies with access to third-party managers and emphasizing tailored approaches to client objectives.

Michael De Bord is a Series 66-licensed financial advisor with Edward Jones in Berlin, MD, where he has worked since 2013, bringing 13 years of industry experience. He has spent his entire professional career at Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and provides affiliated capabilities including a trust company and proprietary mutual funds.

Susan Seifert is a financial advisor at UBS Financial Services with 32 years of industry experience. She has been with UBS since 2005 and holds Series 63 and Series 66 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies.

Michael Leonard is a financial advisor at LPL Financial with 34 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes 18 years at Lincoln Financial Advisors Corporation and over two decades with Osaic FA, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to institutional platforms.

Carrie Dupuie is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and possessing 20 years of industry experience. She has been affiliated with Raymond James since 2011 and concurrently serves in the military as a Dental Healthcare Manager and medical technician. Outside of her advisory role, she manages a support company unrelated to investments. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm employs tailored, non-discretionary planning using risk profiling and modeling tools, and features notable municipal advisory services and employer-focused retirement plan consulting.

David Wisniewski is a financial advisor with Wells Fargo Advisors, holding Series 63 and 65 licenses and bringing 40 years of industry experience. He previously worked at Citigroup Global Markets and Wells Fargo Clearing before joining Wells Fargo Advisors in 2022. Outside of his financial career, he serves on the Board of Examiners for the Professional Ski Instructors of America Eastern Division and is involved in ski coaching. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and delivers tailored recommendations using proprietary research and tools, with services that include niche areas such as business-owner transition and special-needs planning.

John Hart is a financial advisor with Ameriprise in Germantown, MD, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has worked with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as Treasurer on the boards of The Village at Manchester Farm and the Barefoot Country Condominium Association. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Troy Lennox is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Cambridge Investment Research since 2009. Outside of his advisory role, he is an independent insurance agent involved with various insurance companies and owns Coastal Wealth Management, LLC, a financial services firm based in Berlin, Maryland. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple platform arrangements and a mix of proprietary and third-party investment strategies.

Anna Newton serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. She works collaboratively with clients to develop personalized financial strategies aimed at pursuing their long-term goals. In her role, Anna provides access to investment insights from Merrill and the banking and lending solutions of Bank of America to support flexible wealth management approaches aligned with clients' needs. Anna has been recognized for her expertise in the industry, having been named to the 2024 Forbes "Top Women Wealth Advisors Best-in-State" list and the 2023 Forbes "Top Next-Generation Wealth Advisors Best-in-State" list. She holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Anna earned her Bachelor's Degree from High Point University. Committed to community involvement, Anna participates in local volunteer organizations and serves on the Board of Trustees for Wor-Wic Community College, continuing the Merrill tradition of community engagement.

Andrea Hastings is a financial advisor with Cambridge Investment Research Advisors and holds the Series 63 and Series 65 designations. She has 28 years of industry experience, previously working at National Planning Corporation and Mitchell & Hastings Financial Services. Hastings is also the owner of Andrea Hastings Financial Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both proprietary and third-party investment strategies tailored to client needs.

Cynthia Hill is a financial advisor with Ameriprise who holds Series 63 and Series 66 licenses and has 23 years of industry experience. Her prior roles include positions at LPL Financial and PNC Investments. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, personalized retirement income recommendations through a centralized consulting team.

Brody Grove is a CFP® professional with seven years of industry experience, currently practicing at Ameriprise Financial Services. His background includes roles at Bank of America, Merrill, and Sunglass Hut. He is also the owner of Grove & Company, LLC, which manages his Ameriprise business. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that combines detailed recommendation reports with ongoing annual advice focused on dependable income and tax-aware withdrawal strategies.