John Kilian is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked at Merrill since 2008 and at Bank of America, N.A. since 2011. Outside of his advisory role, he serves as a committee member on the board of directors for the Salisbury Symphony Orchestra, a charitable organization. Merrill serves a broad client base including individuals, retirement plans, corporations, and institutional clients by offering managed accounts, third-party manager selection, discretionary portfolio management, and brokerage and custody services. The firm integrates closely with Bank of America affiliates and emphasizes manager selection, tax-efficient strategies, and multiple program types that accommodate both client and advisor discretion.

Sarah Edwards is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, she worked at the American Nurses Association for five years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices. The firm operates under a fiduciary standard and provides both discretionary and non-discretionary strategies, as well as affiliated mutual funds and other investment services.

David Esham is a financial advisor with Morgan Stanley in Salisbury, MD, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of advising, he is the managing member and sole owner of Thunderstick Farm, LLC. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, supporting a range of investment and financial strategies.

Joseph Ries IV is a financial advisor at Stifel with 29 years of industry experience. He has held the ChFC® designation and securities licenses Series 63 and Series 65. Ries has worked at Stifel since 2007. He serves as a board member of Scottish Rite Holding Company. Stifel provides brokerage and investment advisory services to a broad client base, including individuals, institutional clients, and charitable organizations. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to offer capital market analysis and asset allocation guidance.

Tylor Lennox is a Series 66-licensed financial advisor with eight years of industry experience, currently with Cambridge Investment Research Advisors since 2019. Prior to his financial advisory career, he worked in the restaurant industry and has served on the Worcester County Chamber of Commerce board in Ocean Pines. He is also the owner of Lennox Distribution, LLC, a retail sales business. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services through a large network of independent professionals. The firm provides multiple investment platforms and both discretionary and non-discretionary portfolio management options, with proprietary and third-party model strategies.

Amanda Lee is a financial advisor with Edward Jones, holding a Series 66 designation and three years of industry experience. She has been with Edward Jones since 2008, including a recent role beginning in 2026. Outside of her advisory work, she serves as the board secretary for the Laurel Redevelopment Corporation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets under management and operates a nationwide network of financial advisors and branch offices.

Craig Booth is a financial advisor with Osaic Wealth, Inc. He holds Series 63 and Series 65 credentials and has 33 years of industry experience. His prior work includes roles at Securities America Advisors and PNC Investments. Booth is also involved in insurance sales through his businesses Timberlake Advisors and Booth Financial Group, soliciting and recommending insurance products. Osaic Wealth, Inc. serves a broad range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a focus on diversified portfolios, utilizing asset-allocation tools and third-party money managers.

Michael Truitt serves as a Senior Resident Director with expertise in financial advisory services. He has been active in the financial services industry since 1982, providing advice and guidance to individuals, small businesses, and non-profit organizations. His approach emphasizes the interrelation of financial decisions and their potential impact on overall financial status. Mike holds the CERTIFIED FINANCIAL PLANNER® certification from the Certified Financial Planner Board of Standards, Inc. He also is a Certified Plan Fiduciary Advisor. He earned a Bachelor of Arts degree in U.S. History from the University of Maryland at College Park in 1982 and entered the securities business immediately thereafter. He resides in Bishopville, Maryland with his wife Beth. Mike serves as a Trustee of Worcester Preparatory School and is involved with the Community Foundation of the Eastern Shore and the Links at Lighthouse Sound Golf Course. His professional affiliations include memberships with the Community Foundation of Eastern Shore and the Salisbury Lions Club.

Zachary King is a financial advisor at Cetera with three years of industry experience. He holds the Series 66 designation and has held various roles in financial services and mortgage companies. He is also the operations manager at Comprehensive Financial Solutions, a financial services firm. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and consulting services, employing a multi-manager platform with various program options and custodial relationships.

Charles Adams is a financial advisor at Edward Jones in Berlin, MD, holding a Series 66 designation with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Marina Townsend is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She has worked at LPL Financial since 2019 and previously held roles at M & T Securities and M & T Bank from 2004 to 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, while supporting investment advisers with advanced operational and research tools.

Joseph Garner is a financial advisor at LPL Financial with six years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Grove Point Investments LLC and David Lerner Associates. Outside of his advisory role, he is involved with Garner Group Financial, LLC, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a broad range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides access to financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Michelle Gerlitzki is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation and previously worked for ten years at the Life Crisis Center. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large national network of advisors and branch offices.

Matthew Unger is a financial advisor at LPL Financial with 14 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at M&T Securities for seven years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jerry Booth is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. He has worked at LPL Financial since 2009, following prior roles at Merrill and Legg Mason Wood Walker. Outside of his advisory work, he operates a business under the name Booth Investment Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Curtis Mckay Jr. is a financial advisor with RBC Capital Markets holding Series 63, 65, and 66 credentials and 26 years of industry experience. He has worked at RBC Capital Markets LLC since 2008 and is also affiliated with City National Bank since 2017. Mckay serves on the board of The Lydia & Dexter Manley Foundation, a nonprofit focused on ending illiteracy in Washington, DC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies that incorporate both in-house and third-party managers, along with various portfolio management and financial planning services.

Michael De Bord is a Series 66-licensed financial advisor with Edward Jones in Berlin, MD, where he has worked since 2013, bringing 13 years of industry experience. He has spent his entire professional career at Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and provides affiliated capabilities including a trust company and proprietary mutual funds.

Carrie Dupuie is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and possessing 20 years of industry experience. She has been affiliated with Raymond James since 2011 and concurrently serves in the military as a Dental Healthcare Manager and medical technician. Outside of her advisory role, she manages a support company unrelated to investments. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm employs tailored, non-discretionary planning using risk profiling and modeling tools, and features notable municipal advisory services and employer-focused retirement plan consulting.

Troy Lennox is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Cambridge Investment Research since 2009. Outside of his advisory role, he is an independent insurance agent involved with various insurance companies and owns Coastal Wealth Management, LLC, a financial services firm based in Berlin, Maryland. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple platform arrangements and a mix of proprietary and third-party investment strategies.

Joshua Currence is a financial advisor at Morgan Stanley with 11 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018. Prior to that, he held positions at Exact Sciences, SkyBlue Consultants LLC, and Takeda. He holds a Series 66 designation. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.