James Cummings is a financial advisor with Mass Mutual Investors Services offering 36 years of industry experience. He holds Series 63 and Series 65 designations and has been with MML Investors Services LLC and MassMutual Financial Group since 2013. Outside of his advisory role, he serves on the board of directors for Safe Insurance Company and is involved in individual and group life and health insurance sales. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving a range of clients including individuals, business owners, trusts, and charitable organizations. The firm provides financial planning, asset management, and educational seminars with a focus on collaborative, goal-driven planning using firm-approved analytical tools.

Paul Nash is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. Prior to joining Cambridge in 2021, he worked at Wells Fargo Advisors from 2015 to 2020. He is also president of Oracle of Ona, Inc. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services. The firm provides a range of investment strategies through its network of independent Financial Professionals, utilizing both proprietary and third-party models with various platform options.

Deanna Patrick is a financial advisor at Edward Jones in Ironton, Ohio, holding a Series 66 designation with 21 years of industry experience. She has been with Edward Jones for 10 years. Patrick serves as a board member for Ironton Alive, a community organization involved in planning and implementing local activities. Edward Jones is a full-service wealth management firm with over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors across the United States.

Caleb Gibson is a financial advisor with Wells Fargo Clearing who holds a Series 66 designation and has 15 years of industry experience. He previously worked at Edward Jones for 11 years before joining Wells Fargo Clearing in 2021. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Eugene Cox is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Woodbury Financial Services, MassMutual, and MetLife Resources. Outside of his advisory role, he is a member of the Financial Partners Group, which involves registered advisory activities related to fixed annuities, fixed life insurance, and accident and disability products. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services and employs a variety of asset-allocation tools and third-party solutions to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Hannah Sheppard is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation and previously worked at the University of South Florida and Cruises & Tours Unlimited. Sheppard has received royalties from a small number of book sales through Kindle Direct Publishing. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Vermond Harris is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Raymond James Financial since 2006 and is currently affiliated with Peoples Bank and Peoples Financial Advisors. Harris is also an agent with Peoples Insurance Agency, where he focuses on fixed annuities for bank channel clients. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools for outcome modeling, supporting implementation through advisory programs or other providers.

Christopher Ball is a financial advisor at Edward Jones with nine years of industry experience. He holds the ChFC® and Series 66 designations and has worked at Edward Jones since 2018. Prior to that, he was employed with Bank of America and Merrill from 2016 to 2018. Outside of his advisory role, he coaches and directs fitness classes at CrossFit Thunder in Huntington, WV. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated investment products through a nationwide network of financial advisors.

Aaron Finney is a financial advisor with LPL Financial in Ashland, KY, holding the Series 66 designation and bringing 16 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory work, he serves as a pastor at Fisher Memorial Church. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research, model portfolios, and various technology tools.

Donald Herndon is a financial advisor with Ameriprise, holding a Series 63 designation and over 33 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, he owns and operates Herndon & Associates, a practice operations specialist business in Barboursville, WV. Ameriprise is a large institutional firm offering a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research-driven modeling and tax-efficient strategies to provide personalized, non-discretionary recommendations delivered through a centralized consulting team.

Christopher Staten is a financial advisor at Morgan Stanley with 19 years of industry experience. He previously worked at J.P. Morgan Securities, United Bank, and United Brokerage Services Inc. His current credentials include the Series 63 and Series 66 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Michael Robinson is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020. Prior to his current roles, he was employed at Moses Auto Group, Lowe's, Hurricane High School, and Marshall University. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Andrew Fischer is a financial advisor with RBC Capital Markets in Huntington, WV, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at RBC Capital Markets since 2009 and has also been affiliated with City National Bank since 2019. Outside of his advisory role, Fischer serves on the board of the Woodlands Retirement Community Foundation. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individuals, institutions, and charitable organizations. The firm offers multiple advisory programs with customizable portfolio management and financial planning services, leveraging both in-house and third-party investment resources.

John Villers is a financial advisor with Morgan Stanley in Huntington, West Virginia, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets dating back to 1993. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and strategic investment estimates.

James Kent is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 14 years of industry experience. His prior work includes roles at Concourse Financial Group Securities, Lincoln Financial Securities Corporation, and operating Kent Wealth Management LLC. Outside of financial advising, he is involved in coaching and refereeing tennis. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs and financial planning services, supported by research and diversified investment strategies.

David Hanzel II is a financial advisor at Edward Jones with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jason Strader is a financial advisor at Morgan Stanley with one year of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Outside of finance, he has served as a coach for the Ashland Independent School District since 2013. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and supports both individual clients and corporate financial planning agreements.

Edward Kingery is a financial advisor with Cetera who holds a Series 66 designation and has 16 years of industry experience. His prior roles include positions at Chase Investment Services Corp. and WesBanco Securities, Inc. Outside of his advisory work, he serves as an NCAA football official, a high school basketball and football official for the WVSSAC, and volunteers on the board of directors for the West Virginia State Bar Client Protection Fund. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual and institutional clients through a broad network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services with access to both affiliated and third-party managers, operating multiple program structures and custodial relationships.

Gene Rhoades II is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and offering 37 years of industry experience. His prior roles include positions at B. Riley Wealth Advisors, Inc. and B. Riley Wealth Management. Outside of advising, he is a joint owner of RRK Holdings, a corporation that manages an office building. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm provides a range of portfolio management and financial planning services through a large network of independent advisors and offers multiple program options, including model portfolios and bespoke strategies.

Valoria Bailey is a financial advisor with Robert Baird & Co., holding Series 63 and Series 65 credentials and 26 years of industry experience. She has worked at Robert Baird & Co. since 2019 and concurrently with J.J.B. Hilliard, W.L. Lyons, LLC since 2009. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers a range of consulting and portfolio services tailored to client goals and risk tolerances, including discretionary management, separately managed accounts, and both traditional and non-traditional investment strategies.