Britni Hastings is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research to build model portfolios and incorporates ESG criteria in its recommendations.

Thomas Sallady is a financial advisor with LPL Financial in Dixon, CA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been affiliated with LPL Financial and the Bank of Stockton since 2017 and previously worked at National Planning Corp and Bank of Stockton from 1999 to 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Nicholas Bratkovich is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has prior experience at Bank of America and Merrill Lynch. Outside of his advisory role, he serves as a successor trustee in a fiduciary capacity. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through Schwab Wealth Advisory and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational infrastructure.

Alyssa Connor is a financial advisor with LPL Financial in Vacaville, CA, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. Her background includes five years with Waddell & Reed Inc. and various insurance carriers at W&R Insurance Agencies. Outside of advisory work, she operates a financial advisory LLC for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, and institutional platforms, with a focus on providing scalable investment solutions through both discretionary and non-discretionary strategies.

Sandra Strong is a financial advisor with Mass Mutual Investors Services and holds the ChFC® designation along with Series 63 and Series 65 licenses. She has 37 years of industry experience, including 30 years with MassMutual Life Insurance Company and MML Investors Services. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes firm-approved software and collaborative planning to develop written recommendations and offers programs such as wrap and money-manager services and educational seminars.

Nicholas Lenz is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and five years of industry experience. He previously worked at Bank of Stockton and Cintas Corporation and has a background that includes five years at California State University, Chico. Lenz also serves as an Investment Officer at Bank of Stockton on a part-time basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Lacy Senate is a financial advisor with Edward Jones, holding a Series 66 designation and 19 years of industry experience. She has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors.

Christopher Bradford is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 66 licenses. He has 24 years of industry experience, having previously worked at firms including Raymond James Financial, Edward Jones, and Securities America Advisors. Bradford serves as the executor and trustee of an estate, a fiduciary role outside his investment advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, leveraging model portfolios, third-party subadvisors, and technology tools to support its extensive network of advisors.

Kathryn Jabour is a CFP® with over 41 years of industry experience. She is currently with OSAIC and has previously worked at Securities America Advisors, Inc., Securities America, Inc., 1st Global Advisors Inc, and Financial West Group. She has maintained her own advisory practice since 2004. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services featuring model-based asset allocation and portfolio optimization delivered through a multi-advisor platform.

David Tozer is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 16 years of industry experience. He has been associated with Cetera and related entities since 2013 and also operates Tozer Wealth Management. Outside of his advisory roles, he is the owner and president of Tozer Enterprises, an S-Corp focused on business operations. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and financial planning services through a nationwide network of independent advisors and offers multiple program structures with discretionary and non-discretionary management options.

Julie Norton is a financial advisor with Edward Jones, holding a Series 66 designation and five years of industry experience. She has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Lisa Ann Nouchi is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. Her prior firms include Western International Securities, Inc., First Allied Securities, Inc., Investors Resources Group, Inc., and UBS Financial Services. She is also involved in non-variable insurance activities on a limited basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a range of investment options and tools to support advisor decision-making.

Damon Tyler is a financial advisor with LPL Financial who holds Series 63 and Series 66 licenses and has 25 years of industry experience. He worked at National Planning Corp for 15 years before joining LPL Financial in 2017. Tyler also operates a related business, Tyler Financial, and is a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning and a range of advisory programs, utilizing various investment strategies and technologies to support its network of over 22,800 advisors.

Jenny Foraker is a financial advisor with Mass Mutual Investors Services in Davis, CA, holding Series 63 and Series 66 designations and has six years of industry experience. She previously worked at Deloitte Consulting for two years before joining MassMutual Northern California in 2018 and Mass Mutual Investors Services in 2020. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning engagements as annual collaborative relationships using firm-approved software and offers specialized planning programs including divorce and estate-settlement services.

Angela Culp is a financial advisor with Edward Jones in Dixon, CA, holding a Series 66 designation and beginning her advisory career in 2025. Prior to joining Edward Jones, she worked at United Veterinary Care CA Inc and the University of California. Outside of her advisory role, she serves as co-trustee of a trust that owns rental property. Edward Jones is a full-service wealth management firm serving a broad client base, including individuals and institutions, with a wide range of investment strategies and affiliated financial services supported by a large nationwide network of advisors and branch offices.

Harold Hilliard Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 24 years of industry experience. He previously worked at Avantax Advisory Services and Avantax Investment Services for 17 years. In addition to his advisory role, he serves as Vice President and Relationship Manager at Emerge Financial, assisting with marketing and business management. Cetera Investment Advisers LLC is a multi-manager platform serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, with access to various program structures and third-party money managers.

Douglas Ellis is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Avantax Advisory Services and Avantax Investment Services, Inc. prior to joining Cetera. Ellis has been self-employed since 1990. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Zachary Sterner is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. His prior experience includes roles at Rocky Mountain Reserve and several positions in the automotive sector. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

Jason Heise is a Series 66 licensed financial advisor with LPL Financial, based in Davis, CA, and has 21 years of industry experience. His career includes roles at SGC Financial & Insurance Services, Securian Financial Services, and Minnesota Life Insurance Co. Heise also operates Heise Wealth Management, Inc., a business entity established for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by operational and research tools.

Brenda Walker is a CFP® and Series 66 credentialed financial advisor with nine years of industry experience, currently working at Edward Jones since 2016. She is based in Dixon, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors and 15,000 branch offices. The firm provides discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.