Andy Kim is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 designation and seven years of industry experience. He has been with Cambridge Investment Research since 2019 and is also the principal of Kim & Associates, PA, a CPA firm he has led since 2001. Outside of his advisory role, he serves on the boards of Coastal Hospice, Inc. and the Community Foundation of the Eastern Shore. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, utilizing multiple custody platforms and a range of discretionary and non-discretionary investment strategies.

Michael Scutari is a financial professional with Cetera who holds Series 63 and Series 65 licenses and has five years of industry experience. He previously worked at Nylife Securities LLC and New York Life Insurance Company. Outside of his advisory role, he serves as a vestry member at St. Mark's Episcopal Church and sits on the board of the Georgetown Chamber of Commerce. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services across multiple program structures and custodial relationships.

Jonathan Murray is a financial advisor with UBS Financial Services and holds Series 63 and Series 65 licenses. He has 36 years of industry experience, including 19 years with UBS. Outside of his advisory role, he is an author and guest speaker through The Murray Twins, serves on the advisory board for the University of Maryland System Foundation, and is a board member at Boys Latin School of Maryland. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services. The firm integrates institutional trading capabilities with wealth management, offering model-based asset allocations and proprietary research to tailor financial plans to clients’ goals and risk tolerances.

Loren Evans is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Evans serves as co-trustee of the Robert & Virginia Family Trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Chantal Moyer is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and possessing 15 years of industry experience. She has worked at UBS since 2019, with prior experience at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2011 to 2019. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm offers a range of services including fee-based financial planning, portfolio management, and access to proprietary research and capital markets products.

Heather Hubert is a financial advisor with Merrill and holds Series 63 and Series 66 licenses. She has 18 years of industry experience and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Harold Gordy III is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 25 years of industry experience. He has been with Cambridge since 2009 and is also the owner of Coastal Wealth Management LLC, where he authored two financial books. Additionally, he has worked as an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a broad client base including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals. The firm offers a range of portfolio management options including proprietary models, third-party strategists, and flexible custody arrangements tailored to client objectives.

Franklin Rayne III is a financial advisor at LPL Financial with nine years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at M&T Securities, M&T Bank, First Allied Securities, and Valic Financial Advisors. In addition to his advisory role, he is a notary in Seaford, Delaware. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advice with a range of discretionary and non-discretionary investment strategies.

John Hough is a financial advisor with OSAIC, holding CFP® and Series 66 designations and bringing 25 years of industry experience. His prior experience includes thirteen years at American Portfolios Financial Services, Inc. and nine years at Guardian Life. He also co-owns a college aid planning service that assists with processing various financial aid forms. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios, offering both discretionary and non-discretionary account management alongside access to multiple advisory platforms and third-party services.

Justin Weible is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and with 18 years of industry experience. His prior work includes roles at Wells Fargo Clearing and The PNC Financial Services Group. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Allen Dodson is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked with Primerica Financial Services since 1990 and has been associated with Primerica Advisors since 2020. Outside of his advisory role, he is a partner at Dodson Realty LLC, a business he has been involved with since 2001. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap-fee structure.

Jeffrey Carr is a financial advisor with Edward Jones, holding a Series 66 designation. He has approximately three years of industry experience, including roles at Edward Jones and Hammerhead's. Prior to his advisory career, he worked in various roles spanning several industries, including service positions at Slate Cafe and 2 Stones Pub. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Charles Anderson is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and having 54 years of industry experience. His prior work includes roles at Citigroup Global Markets and Legg Mason Wood Walker, Incorporated. He has been with UBS Financial Services since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering services such as principal trading, market-making, and proprietary research.

Dawson Barvinchack is a Financial Consultant at Fidelity Investments, where he has been serving since 2025. He has experience in various roles within the company, including Investment Consultant, Relationship Manager, Financial Representative, and High Net Worth Service Associate, reflecting a comprehensive background in client financial services. His professional focus involves assisting clients in aligning their investments with their personal goals, fostering financial confidence, and supporting the achievement of individual milestones. Throughout his tenure at Fidelity Investments, Dawson has worked collaboratively with clients to provide clear and relatable investment guidance. His progression through several roles within the company highlights his breadth of expertise in financial consulting and relationship management. In his personal time, Dawson enjoys activities such as baseball, spending time at the beach, cars, fitness, and music.

Norman Scherer is a financial advisor at OSAIC with 29 years of experience in the industry. He holds Series 63 and Series 65 licenses and has a long tenure at Fortis Investors, Inc. Additionally, he serves as Vice President of NAIFA Greater Washington and volunteers weekly with the Veterans of Foreign War (VFW) #7434. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services supported by advanced portfolio construction tools and multiple third-party platforms.

Ryan Lenet is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. He is a member of the 401(k) committee for The Associated Jewish Charities and serves on the investment committee for the Baltimore Hebrew Congregation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its advisory services.

Zachary Chryst is a Certified Financial Planner (CFP®) with 26 years of industry experience. He is currently with Wells Fargo Advisors, where he has worked since 2020, following nine years at Bank of America and over two decades at Merrill. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients who meet a net-worth threshold. The firm offers a broad range of planning services and uses proprietary research and tools to develop customized recommendations.

Karen Wearden is a financial advisor with LPL Financial, holding CFP® and ChFC® designations and the Series 66 license. She has 11 years of industry experience, including nine years at Edward Jones prior to joining LPL Financial in 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of investment adviser representatives.

Jennifer Scott is a financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, she worked at Global Market Insights Inc. for four years and spent eleven years at Lois James DDS. She is a general member of the Southern Sussex Rotary in Selbyville, DE. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors and offers a range of advisory and investment solutions under a fiduciary standard.

Michael Franchino is a financial advisor at Edward Jones with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill Lynch and Bank of America. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices, managing approximately $1.01 trillion in assets under management.