Michael Carroll is the principal of Carroll Wealth Management Inc., an independent registered investment adviser based in Chesterfield, MO. He holds Series 63 and Series 65 licenses and has 23 years of experience in the financial industry. Carroll has led his own firm since 2009. He maintains a licensed insurance agent designation, though he does not actively use it. Carroll Wealth Management Inc. offers discretionary portfolio management and financial planning primarily to individuals and high-net-worth clients. The firm focuses on client-specific Investment Policy Statements, employs a variety of analytical methods, and manages all accounts in-house, utilizing a broad range of investment strategies and asset types.

Shannon Moenkhaus is a CFP® certificant with 17 years of industry experience, currently serving as the sole advisor at Clarity Financial Planners since 2015. She holds a Series 63 license and is based in Clayton, MO. Clarity Financial Planners provides comprehensive financial planning and discretionary portfolio management to individual and high-net-worth clients, trusts, and businesses. The firm employs an evidence-based investment approach focused on low-turnover mutual funds and ETFs, structured by formal Investment Policy Statements and model allocations, with an emphasis on tax-aware implementation and modern portfolio theory.

Matthew Lambdin is a CFA charterholder with 11 years of industry experience and is the sole advisor at Method Finance, LLC, an independent firm based in St. Louis, MO. He has been with Method Finance since 2013. Outside of his advisory role, he is a co-owner of Central West End Yoga, a yoga studio in St. Louis. Method Finance provides discretionary portfolio management and integrated financial planning primarily for individual and high-net-worth clients. The firm emphasizes a long-term, diversified investment approach using low-cost index funds, supplemented by fundamental analysis and modern portfolio theory, and manages all assets in-house.

Misook Yu is a CERTIFIED FINANCIAL PLANNER™ with 11 years of industry experience. She is the principal of Yu Financial Advice, LLC and previously worked at Edward Jones. In addition to her advisory work, she is involved in book publishing and delivers educational seminars and online classes on basic financial topics through YU & Money LLC. Yu Financial Advice, LLC provides financial planning and consulting services to individual clients, focusing on written comprehensive plans that address cash flow, retirement, insurance, tax, estate, and college savings strategies. The firm emphasizes client education and uses a suitability questionnaire to tailor plans, with investment recommendations centered on passive, low-cost index funds and ETFs.

Thomas Dooley is a Chartered Financial Consultant (ChFC®) with 19 years of industry experience. He has been with LegaTrust Financial Advisors, Inc. since 2010, where he is the sole advisor. Outside of his advisory role, he owns and manages a residential rental property. LegaTrust Financial Advisors provides investment advisory and financial planning services to individuals, families, trusts, estates, small businesses, and retirement plans. The firm employs diversified portfolio construction using modern portfolio theory and multiple analysis methods, and it maintains a specialized retirement plan consulting practice, including serving as ERISA fiduciaries for plan sponsors.

John Zata is an advisor at Simplexus Wealth Management with 17 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Edward Jones and Correct Capital Wealth Management. Simplexus Wealth Management provides comprehensive financial planning and portfolio management to individual and high-net-worth clients through a monthly membership model. The firm employs a multi-method investment approach within a strategic asset allocation framework and offers both discretionary and non-discretionary portfolio management services in conjunction with its planning membership.

Retirement Income & Tax Planning We have the ability to make the greatest impact for people who are within 5 years of retirement to 5 years post retirement. That 10 year window is crucial for establishing and executing a plan designed to minimize your tax bill and allow you to live your best life, whatever that means to you. The earlier we begin working with a client in that window, the better. Here are some examples of the questions we help clients answer: When can I retire? When should I claim Social Security benefits? How much can I spend each month? How can I minimize my tax bill? Should I take a lump sum pension payment or monthly income? Do I need a trust, or is a will sufficient? What other estate planning documents should I have? Should I change my investment mix as I age? How can I avoid the Medicare IRMAA surcharge?

John Dutemple is the sole advisor at Compton Advisors, LLC, an independent firm based in St. Louis, Missouri. He holds a Series 65 designation and has 23 years of industry experience, all of which have been with Compton Advisors since its founding in 2003. Outside of his financial advisory work, Dutemple is also a performing musician and operates a ticket brokerage business. Compton Advisors provides fee-only comprehensive financial planning primarily for individuals and families, with money-management services and project-specific financial analyses. The firm emphasizes diversified, low-cost indexed funds and other conservative investment options, employs mostly low-turnover strategies, and serves a small, highly individualized client base.

Brian Bingham is the owner of Elite Investment Advisors, LLC in Manchester, MO, holding a Series 65 registration with 25 years of industry experience. He founded Investor Education Network, LLC, where he creates and delivers market education courses. Since 2010, he has volunteered as a leader and board member with the American Association of Individual Investors, focusing on stock selection strategies, and he also leads Investor's Business Daily Meetup Groups to educate individual investors. Elite Investment Advisors is an independent, state-registered firm managing discretionary accounts primarily for individuals, IRAs, trusts, and businesses. The firm employs a trading-oriented approach with concentrated portfolios, using a combination of fundamental growth-stock selection, technical analysis, market timing, and short-term trading.

Daniel Hampel is a financial advisor at Parco Wealth Management LLC in St. Louis, MO, holding a Series 65 designation with six years of industry experience. His previous roles include positions at MariPau Wealth Management and CoreCap Advisors. Outside of advisory services, he is involved in tax preparation through Hampel LLC and insurance sales via Parco LLC. Parco Wealth Management is an independent SEC-registered investment adviser serving individual clients, particularly federal employees and retired federal pensioners. The firm uses a risk-based investment approach focused on ETFs and equities, operates under a fiduciary standard, and does not require a minimum account size.

Nicholas Matlock is a CFP® with 15 years of industry experience, currently serving as the sole advisor at Cratero Capital LLC. His prior experience includes roles at Dark Matter Capital Management, Edward Jones, Charles Schwab, TD Ameritrade, and Scotttrade. In addition to his advisory work, he is CEO of Cratero Copilot, a firm providing personal assistant and operations management services for content creators. Cratero Capital LLC offers investment management and financial planning to individuals, high-net-worth clients, trusts, estates, and pooled investment vehicles, with specialized business and tax/estate planning services for creators and small business operators. The firm implements investment programs using model portfolios focused on exchange-traded funds and manages both individual and pooled accounts, including a private fund with performance-based fee arrangements.

Matthew Dallas is a financial advisor at Portfolio Guide with nine years of industry experience. He holds the CFP® and CFA® designations and has worked previously at Cetera and Buckingham Strategic Wealth. Outside of his advisory role, he serves as treasurer for a local homeowners association. Portfolio Guide provides portfolio management and investment analysis primarily to other registered investment advisers and investment companies in a sub-advisory capacity. The firm employs a model-driven investment process combining quantitative, fundamental, technical, cyclical, and economic analysis, using both long- and short-term trading strategies.

Brendan Freeman is a financial advisor at Cauble & Harre Wealth Management, Inc. in St. Louis, MO, holding Series 63 and Series 65 credentials with seven years of industry experience. His prior roles include positions at First Business Bank, Regions Bank, and Banc Of America Investment Services, Inc. Cauble & Harre Wealth Management, Inc. is a fee-only firm serving individuals, high-net-worth households, and select institutional clients through discretionary portfolio management and financial planning. The firm uses customized portfolios based on model asset allocations, blending indexed and active strategies, and manages approximately $300 million across about 100 client relationships.

Stanley Finger is a financial advisor at Daytona Street Capital in Saint Louis, MO, holding a Series 65 designation with 25 years of industry experience. He previously worked for Eidelman Virant Capital for 38 years before joining Daytona Street Capital in 2023. Daytona Street Capital is an SEC-registered investment adviser managing approximately $161.4 million for individuals, retirement accounts, trusts, charitable organizations, and business entities. The firm employs a concentrated core equity strategy focused on long-term outperformance of the S&P 500, combining customized portfolios with ETF-based allocation strategies and managing a private pooled investment vehicle.

Daniel Berg is a financial advisor at B.E.S.T. Wealth Management LLC in St. Louis, MO, holding a Series 65 designation with seven years of industry experience. He has worked at B.E.S.T. Wealth Management since 2018 and previously spent 11 years at Green Course Financial Advisors. B.E.S.T. Wealth Management serves individuals, businesses, and retirement plans by providing written financial plans, discretionary portfolio management, retirement-plan advisory, and in-house tax preparation. The firm employs an evidence-based investment approach focused on passive allocation through ETFs and mutual funds, supported by academic research and six core principles, beginning client engagements with a written financial plan.

Paul Gantner is a financial advisor at Your Wealth Matters LLC in St. Louis, MO, with 10 years of industry experience. He holds a Series 65 designation and also operates an affiliated law practice specializing in estate planning, elder law, and probate. Gantner has been with Your Wealth Matters LLC since 2016 and Your Estate Matters, LLC since 2012. Your Wealth Matters LLC serves individual and high-net-worth clients as well as charitable organizations. The firm offers portfolio management through referrals to turnkey asset management programs and third-party advisers, combining these with broader financial planning services that include retirement, education, charitable, and estate planning.

Walter Obremski is a CFP®-designated financial advisor with 54 years of industry experience. He is currently associated with B & B Financial Planning Co., Inc. and has prior work experience spanning 35 years at Cutter & Company, Inc., followed by a position at Prospera Financial Services, Inc. Obremski is involved in investment clubs where he participates as a part-owner and broker on accounts. B & B Financial Planning Co., Inc. offers personal financial planning and investment management services to individuals, families, trusts, estates, and related entities. The firm creates customized portfolios through strategic asset allocation, combining passive index and ETF investments with selected active funds, dividend-paying stocks, and municipal bonds, and manages accounts typically on a discretionary basis with periodic reviews.

Timothy Hunt is a CFP® professional with 38 years of experience in financial planning and advisory services. He has been with St. Louis Financial Planners, Inc. since 1980 and St. Louis Financial Planners Asset Management since 1996. Hunt is a partial owner of both firms and occasionally assists clients by notarizing documents or helping re-register investments into living trusts. St. Louis Financial Planners, Inc. provides comprehensive financial planning and advisory services primarily to individual clients and plan sponsors, with a focus on retirement, tax, estate, and college planning as well as risk management. The firm emphasizes detailed, written financial plans and ongoing account monitoring, using technical analysis and primarily individual equities and ETFs in portfolio strategies.

Bradley Bishop is a financial advisor at Belmont Private Wealth with 21 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His prior roles include positions at Namtaf Advisors, Matter Family Office, Merrill, and TIAA-CREF Trust Company. Belmont Private Wealth serves individual and high-net-worth clients, providing discretionary wealth management and comprehensive financial planning. The firm emphasizes asset allocation and Modern Portfolio Theory, favoring passive investment strategies with periodic rebalancing to maintain target allocations.

Don Mckinley is a financial advisor at Fortify Wealth, Inc. in St. Louis, MO, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 59 years of industry experience, with prior roles at Kestra Advisory Services, Kestra Investment Services, Financial Resources of St. Louis, and McKinley Financial Resources, where he continues to serve as CEO and insurance agent. Fortify Wealth serves primarily individual clients, including high-net-worth households, as well as corporations and retirement plans. The firm uses a proprietary research methodology to implement portfolios focused on strategic asset allocation, periodic rebalancing, and manager due diligence, while also offering fiduciary ERISA plan services and conducting public seminars and workshops.