Steven Pinedo is a CFP® professional with 23 years of industry experience. He is the principal of Pinedo Financial Services, an independent advisory firm he founded in 2009, and has also worked with LPL Financial since 2015. His activities include selling indexed universal life insurance products. Pinedo Financial Services primarily serves individual clients, offering tailored investment advice on stocks, bonds, mutual funds, annuities, and life insurance. The firm emphasizes manager selection and mutual funds with multi-asset class capabilities and a history of outperformance, managing portfolios on a non-discretionary basis according to client goals and risk tolerances.

Louis Barrientos is the sole advisor at FC360 Wealth Management, Inc., an independent firm based in Roseville, CA. He holds the Series 66 designation and has 22 years of industry experience. Barrientos is also the owner of FC360 Tax Services, LLC, a licensed tax preparation business. FC360 Wealth Management provides discretionary investment management, financial and retirement planning, insurance planning, and referrals to tax and estate professionals for individuals, trusts, estates, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers customized portfolios across multiple investment platforms and serves as a fiduciary for retirement plans, with additional services including participant education and options overlay strategies.

Derrick Smith is a financial advisor at Privatus with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Entoro Advisors, Entoro Investments, EWG Elevate, TRUST-CFO, and Kingsview Asset Management. In addition to his advisory role, he is an independent insurance producer. Privatus provides fee-based investment advisory services, financial planning, and consulting to individuals, trusts, estates, charitable organizations, business entities, and certain institutional clients. The firm employs a tactical allocation approach using a variety of instruments and manages portfolios on a custom, discretionary basis.

Scott Van Epps is the sole advisor at Process Wealth LLC in Roseville, CA. He holds Series 63 and Series 65 licenses and has 26 years of industry experience. His prior roles include positions at LPL Financial, Strategic Wealth Advisors Group, and Ascension Advocates LLC. In addition to his advisory work, he operates as an independent insurance agent. Process Wealth LLC provides discretionary asset management and financial planning services primarily to high-net-worth individuals, trusts, and estates. The firm customizes investment programs based on client goals, time horizons, and risk tolerance, using fundamental and technical analysis along with third-party sub-advisors and model portfolios.

Kathryn Starbuck is a financial advisor at Advent Capital LLC with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Advent Capital since 2013. Outside of her advisory role, she is a licensed life and health insurance agent in California and serves as a volunteer Trustee on the endowment committee of the Lutheran Church of the Resurrection. Advent Capital LLC provides discretionary portfolio management to individual and high-net-worth clients, developing individualized investment policy statements and offering ongoing supervisory services across a range of securities. The firm employs both fundamental and technical analysis and uses various trading strategies with discretionary authority, conducting regular account reviews and managing conflicts related to performance-based fees and commissionable insurance products.

Frank Cantone is a financial advisor at Mark Gillam Enterprises with a Series 65 designation and nine years of industry experience. He has worked at Transamerica Financial Advisors, Inc. since 2009 and has been with Mark Gillam Enterprises since 1995. Mark Gillam Enterprises advises individuals—including high-net-worth clients—as well as pension and profit-sharing plans and charitable organizations. The firm employs a long-term, fundamentals-based investment approach and is notable for its non-discretionary management style, as well as its additional services including bookkeeping, bill-pay, insurance placement, and real estate-related asset management.

Samuel Smith is a CFP® with one year of industry experience, currently serving as a financial advisor at Kerux, LLC. His prior roles include positions at LPL Financial and several educational institutions. Kerux, LLC, operating as Abound Financial, provides investment management, financial planning, and consulting services to individuals, families, trusts, retirement plans, and institutional clients. The firm employs a diversified portfolio approach, integrates third-party tools for risk assessment, and maintains discretionary authority for regular portfolio reviews and rebalancing.

Mark Cuniberti is a financial advisor at Vantage Financial Group with 10 years of industry experience. He holds a Series 65 designation and has worked at Hudson Financial Services, Cambridge Investment Research Advisors, and as an independent insurance agent. Outside of financial advising, he owns a water pump supply business and hosts an economic radio talk show. Vantage Financial Group provides discretionary asset management, financial planning, and retirement-plan advisory services to individuals, corporations, and business entities. The firm tailors portfolio management to clients’ goals and risk tolerance, using fundamental and technical analysis, and offers educational public seminars and workshops.

David Yelle is a financial advisor at Hansen & Associates Financial Group Inc. in Roseville, CA, holding Series 63 and Series 66 licenses with 11 years of industry experience. He has been with Hansen & Associates Financial Group since 2015. Hansen & Associates Financial Group provides individualized asset management, comprehensive financial planning, and retirement plan consulting to individuals, employer plan sponsors, corporations, and other business entities. The firm employs a top-down Tactical Asset Allocation framework that uses a proprietary algorithm incorporating momentum and risk-parity elements, primarily through exchange-traded funds, and manages approximately $225 million in discretionary assets.

Gene Tabb III is a financial advisor at 5 Talents Advisors, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at SCF Investment Advisors, SCF Securities, Golden State Propane, and Sierra Wealth Management, where he is also owner and president. Outside of advising, he serves as a board member of the Placerville Lions Club. 5 Talents Advisors is a registered investment adviser serving individuals, corporations, charities, and retirement plans. The firm manages approximately $54 million in discretionary assets using customized model portfolios and a combination of fundamental and technical analysis across various asset classes.

Gerald Gasber is a CFP® with 30 years of experience in the financial industry. He has been with Gasber Financial Advisors, Inc. since 1995. The firm serves individuals and families, including high-net-worth clients and business owners, offering fee-only financial planning, investment management, and wealth management services. Gasber Financial Advisors follows an evidence-based, strategic asset allocation approach using index funds and ETFs to build globally diversified portfolios.

Rodney Thompson is a financial advisor at WE Alliance Wealth Advisors, Inc. with one year of industry experience. He holds a Series 65 designation and previously worked at Northwestern Mutual and Bankers Life. Outside of finance, he has experience in catering and events through Jackson Catering & Events. WE Alliance Wealth Advisors provides portfolio management and financial planning services to individual and high-net-worth clients, employing an investment approach that blends fundamental analysis and modern portfolio theory. The firm offers separately managed accounts and held-away retirement account management, and is known for its network of affiliated entities and sponsorship of private funds.

John Scambray is a financial advisor with OneSource Wealth Management and holds Series 63 and Series 65 licenses. He has 31 years of industry experience and serves as CEO of Legacy Capital Management, LLC, an independent investment advisory practice. His prior work includes roles at Tri Counties Bank and Raymond James Financial Services. OneSource Wealth Management provides investment advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and business clients. The firm employs a blend of fundamental and technical analysis, offering diversified portfolio management alongside financial planning and retirement plan consulting that includes participant education.

Donald St. Clair is a CFP®-certified financial advisor with 31 years of industry experience. He is the owner of St. Clair Financial in Roseville, CA, where he has worked since 2010. Prior to founding his firm, he was associated with National Planning Corporation for nearly two decades. Outside of his advisory work, he is the owner and CEO of MortgageNudge®, a technology company focused on mortgage and debt management tools. St. Clair Financial provides financial planning and investment consulting to individuals, high-net-worth clients, and charitable organizations. The firm emphasizes diversified, risk-based portfolios and offers services including retirement planning, Social Security analysis, and employee stock option guidance, while acting as a fiduciary for retirement accounts.

Daniel Vistica is a Series 65-credentialed advisor with 10 years of industry experience. He has been with Vistica Wealth Advisors, LLC since 2015. Outside of his advisory role, he serves as an uncompensated consultant assisting with the winddown and dissolution of the Pacific Coast League. Vistica Wealth Advisors provides investment management, financial planning, and advisory services to individual and high-net-worth clients, as well as participant-directed employee retirement plans. The firm emphasizes a long-term, asset-allocation approach using primarily passively managed and index-based mutual funds, including ESG-conscious options, and incorporates portfolio modeling and routine rebalancing.

James Files is a financial advisor with Fiduciary Solutions LLC in Roseville, CA, holding a Series 66 designation and 18 years of industry experience. He has served as CEO of Peak Financial Freedom Group LLC, a financial planning and marketing organization, and PFFG Insurance Agency LLC, an insurance agency. Files also provides training, mentoring, and business consulting to licensed insurance agents through TruChoice Financial Group, LLC. Fiduciary Solutions, LLC serves individual and high-net-worth clients by selecting and monitoring third-party money managers rather than directly managing portfolios. The firm emphasizes retirement cash flow and risk mitigation, conducting due diligence on designated managers while clients retain custody of their assets.

Rhett Beal is a financial advisor at MW Investment Strategy with 11 years of industry experience. He holds a Series 65 designation. Beal has worked at Van Hulzen Asset Management from 2012 to the present and currently serves as Vice President and Licensed Agent at Citadel Family Insurance Solutions LLC, which offers various insurance products. MW Investment Strategy provides investment management and financial planning services to individuals, family partnerships, trusts, and closely held businesses. The firm manages accounts using diversified model portfolios primarily composed of low-cost mutual funds and ETFs, emphasizes risk management, and coordinates with clients’ insurance, tax, and legal advisers.

Michael Lynch is a financial advisor with Lynch Financial Advisors in Roseville, CA, holding a Series 65 designation and eight years of industry experience. He previously worked at Farther Finance Advisors for one year. Outside of financial services, he owns and manages two non-investment businesses: a pool service company and a commercial office leasing company. Lynch Financial Advisors provides financial review, planning, and wealth management services to individuals, couples, and small businesses. The firm combines fundamental and market analysis with quantitative and AI-based tools to manage client assets, generally on a discretionary basis, and offers a mix of fixed-fee and asset-based engagements serving a range of client types.

Kayle Larsen is a CFP® with 28 years of industry experience, currently serving at Larsen Wealth Management since 2023. He previously worked at Cambridge Investment Research, Inc. for 16 years. Larsen also consults for an executive boat club operated by his wife. Larsen Wealth Management provides portfolio management and financial planning primarily to individual and high-net-worth clients, also serving corporate entities. The firm employs a long-term investment approach based on modern portfolio theory and offers discretionary portfolio management with quarterly monitoring.

Michael Haskins is a CFP® professional with 20 years of industry experience. He is currently with Larsen Wealth Management and previously spent 16 years at Cambridge Investment Research in various capacities. Haskins is also a licensed independent insurance agent. Larsen Wealth Management provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and business entities. The firm follows a long-term, modern portfolio theory-based investment approach and generally manages accounts on a discretionary basis.