Kurt Halverstadt is an advisor at The Sullivan Group in Roseville, CA, holding Series 63 and Series 65 licenses with 38 years of industry experience. He has been with Capital Investment Management, LLC, doing business as The Sullivan Group, since 2009. In addition to his advisory role, he is involved with Brightstar Insurance Partners, where he works in life insurance sales. The Sullivan Group is a California-licensed investment advisory firm serving approximately 96 clients with discretionary portfolio management, customized financial planning, and retirement plan consulting. The firm constructs portfolios tailored to client objectives using fundamental, technical, and cyclical analysis across a range of asset classes and acts as a fiduciary for retirement accounts.

Manbir Chohan is a CFP® professional with 1 year of industry experience, currently serving Lynch Financial Advisors. He has worked at Farther Finance Advisors since 2025 and has been with Lynch Financial Advisors since 2014. Outside of financial advisory, he is involved in a family trucking business where he manages accounts payable, compliance, and overall operations. Lynch Financial Advisors provides financial review, planning, and wealth management services to individuals, couples, and small businesses. The firm combines fundamental and market analysis with quantitative and AI-based tools to manage client assets, offering both fixed-fee engagements and asset-based wealth management across a diverse client base.

Daniel Ahmad is a CFP® with 20 years of industry experience and is currently affiliated with Fiduciary Solutions LLC in Roseville, CA. He has held roles at Fiduciary Solutions LLC since 2011 and serves as president of Peak Financial Freedom Group LLC and PFFG Insurance Agency LLC. Outside of his advisory work, he is involved in mentoring and coaching licensed insurance agents through TruChoice Financial Group, LLC. Fiduciary Solutions, LLC serves individual and high-net-worth clients by selecting and monitoring third-party money managers rather than directly managing portfolios. The firm emphasizes retirement cash flow and risk mitigation by matching clients to model portfolios managed by designated third-party managers.

Braden Kolb is a financial advisor at Kolb Wealth Management, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at Kaiser Permanente for 14 years. He also has experience with Gradient Advisors, LLC and Kolb Financial & Insurance Services. Kolb Wealth Management provides non-discretionary asset management and financial planning services to individual clients, tailoring portfolios to their objectives, time horizons, and risk tolerance with tools like Monte Carlo analysis and quarterly reviews. The firm supports clients with reporting and paperwork and offers the option to engage third-party managers, including a sponsored relationship with Gradient Investments.

Diana Atha is a financial advisor at WaterRock Wealth Management with eight years of industry experience. She holds the ChFC® and Series 63 designations and has worked at Prien Asset Management since 2023. In addition to her advisory role, she has been an independent insurance broker since 1984, specializing in life, disability, and long-term care insurance, as well as fixed and fixed equity index annuities. WaterRock Wealth Management serves individual and high-net-worth clients by providing discretionary investment management alongside financial and basic estate planning services. The firm constructs customized, primarily long-term portfolios using low-cost mutual funds and ETFs, continuously monitors accounts, and typically manages them on a discretionary basis with tax-aware strategies.

Robert Kolb is a financial advisor at Kolb Wealth Management, LLC with 23 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Gradient Advisors LLC. Kolb also serves as CEO of Kolb Financial & Insurance Services. Kolb Wealth Management provides non-discretionary asset management and financial planning services to individual clients, offering tailored portfolios with ongoing monitoring and the option to engage third-party managers. The firm operates without account minimums and does not take discretionary trading authority or vote client proxies.

Giuseppe Visconti is a financial advisor at OneSource Wealth Management with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Purshe Kaplan Sterling Investments, Tri Counties Advisors, Raymond James, Wells Fargo, Citigroup Global Markets, Chase Investment Services, Merrill, and Banc of America Investment Services. He is a partner in Legacy Capital Management, LLC, an investment advisory practice. OneSource Wealth Management provides advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and businesses. The firm’s investment approach combines fundamental and technical analysis with a focus on long-term portfolio construction while allowing for shorter-term adjustments, utilizing diversified mutual funds, ETFs, individual securities, and certain alternative products.

Terry Wheeler is a CFP® with 32 years of industry experience, currently serving at WE Alliance Wealth Advisors, Inc. since 2015. He is also the owner and attorney of Strategic Wealth Legal Advisors, a law firm specializing in estate planning. WE Alliance Wealth Advisors provides portfolio management and financial planning to individual and high-net-worth clients, employing a disciplined investment approach that incorporates fundamental analysis, modern portfolio theory, and institutional-style strategies. The firm offers separately managed accounts, uses third-party custodians, and integrates outside accounts into its comprehensive investment oversight.

Mark Hansen is a CFP® and ChFC® with 34 years of industry experience. He has been with Hansen & Associates Financial Group Inc. since 2013 and has operated his own advisory practice since 2010. Outside of financial advising, he is co-owner of a bakery business with his wife. Hansen & Associates Financial Group provides individualized asset management, comprehensive financial planning, and retirement plan consulting to individuals, employer plan sponsors, corporations, and other business entities. The firm employs a proprietary Tactical Asset Allocation framework that integrates momentum and risk-parity elements, primarily using exchange-traded funds, with portfolios tailored to assigned risk profiles.

Kenneth Pope is a financial advisor at Peak Investment Solutions, LLC with 25 years of industry experience. He holds a Series 65 designation and has been with Peak Investment Solutions since 2007. In addition to his advisory role, Mr. Pope is a certified public accountant and owner of a tax preparation business. Peak Investment Solutions provides investment management and financial planning services to individuals, trusts, qualified retirement plans, charitable organizations, and businesses. The firm employs a Modern Portfolio Theory-based approach, focusing on diversified, buy-and-hold portfolios primarily using passively managed mutual funds and ETFs.

Keith Weinbaum is a financial advisor at Newbury Capital Management, LLC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Newbury since 2019, with prior experience at Dale Investment Company. Outside of his advisory role, he is involved as an assistant manager and partner in managing several shopping mall properties in Michigan, overseeing tenant relations and renovation projects. Newbury Capital Management provides investment advisory services to individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and business entities. The firm employs a mix of fundamental, technical, and quantitative analysis to build portfolios from a broad range of securities, offering both discretionary and non-discretionary management with regular monitoring and formal quarterly reviews.

Nathan Ankney is a CFA® charterholder with 24 years of experience in the financial industry. He has been with Dynamic Wealth Strategies, LLC since 2013. In addition to his advisory role, Ankney is a licensed California insurance agent and a real estate agent, and he serves as a general partner of a pooled investment vehicle through Rosewind, LLC. Dynamic Wealth Strategies is a team-based registered investment adviser serving individuals, trusts, corporations, retirement plans, and pooled investment vehicles. The firm offers discretionary portfolio management using tailored model portfolios, financial planning, retirement-plan consulting, and tax services through an affiliated professional.

David Hicks is a Certified Financial Planner® with seven years of industry experience. He is affiliated with Kerux, LLC and has prior experience at Abound Financial, LPL Financial, WCG Wealth Advisors, and Fidelity Investments. Before his financial services career, he worked for over a decade with the Western Placer Unified School District. Kerux, LLC provides discretionary and non-discretionary investment management, financial planning, and consulting services to individuals, high-net-worth families, trusts, retirement plans, and institutional clients. The firm utilizes a variety of investment vehicles and employs tools such as Riskalyze to assess client risk tolerance, while maintaining a close operational relationship with LPL Financial.

Karsten Dornseif is a CFP® and holds a Series 65 license with 17 years of industry experience. He has been with Bowers Wealth Management, Inc. since 2009. Bowers Wealth Management provides discretionary investment management and portfolio advisory services to individuals, trusts, estates, charitable organizations, and corporations. The firm manages approximately $298 million in discretionary assets and focuses on personalized portfolio strategies emphasizing long-term growth and a constrained investment universe limited to Fidelity mutual funds and ETFs.

Michael Wells is a financial advisor at Tidwell Wealth Management LLC in Rocklin, CA, holding a Series 65 designation with eight years of industry experience. He has worked at Tidwell Wealth Management since 2020 and previously spent two years with Peak Investment Solutions, LLC. Outside of advising, Wells is a member of SROP 2, LLC, a non-investment related business. Tidwell Wealth Management provides discretionary investment management and retirement-plan advisory services to individuals, trusts, charitable organizations, businesses, and participant-directed employee retirement plans. The firm follows a long-term, asset-allocation driven investment approach using primarily passively managed mutual funds and integrates financial planning on tax, estate, insurance, and cash-flow matters alongside portfolio oversight.

Nyle Bayer is a financial advisor at UP Capital Management, Inc. with 11 years of industry experience. He holds a Series 65 designation and has worked with several firms including Wealthreach and Future Proof (Advisor Circle). Bayer is also involved with Modelist, Inc. outside of his advisory role. UP Capital Management provides investment advisory and financial planning services to individuals, retirement plan sponsors, and other entities. The firm utilizes tactical and strategic asset allocation with a variety of model portfolios, combining fundamental, technical, and cyclical analysis, and advises on a broad range of investment instruments.

Richard Atha is a financial advisor at WaterRock Wealth Management with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Prien Asset Management, Center Street Advisors, and OnPointe Advisory and Financial Services. Outside of advisory services, he operates Atha Consulting, where he teaches debt management techniques and sells fixed insurance products. WaterRock Wealth Management provides discretionary investment management and financial planning services to individuals and high-net-worth clients, overseeing approximately $153.7 million in assets. The firm constructs customized, primarily long-term portfolios emphasizing low-cost mutual funds and ETFs, and employs various analytical methods in portfolio management.

Christopher Carolan is a CFP® professional with 24 years of industry experience. He is the sole advisor at Dimensions Wealth Management, LLC, where he has worked since 2018. Prior to that, he held positions at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory role, he is involved with an estate planning team in Roseville, CA, focusing on marketing and explaining deferred sales trust strategies. Dimensions Wealth Management is a small SEC-registered advisory firm serving individual and high-net-worth clients as well as employer retirement plan sponsors. The firm offers comprehensive portfolio management and retirement plan consulting, emphasizing asset-allocation-based strategies with options for discretionary or non-discretionary management.

Jeffery Hardin is a financial advisor with Fiduciary Solutions LLC in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His background includes roles at Peak Financial Freedom Group, LLC and American Global Wealth Management. Outside of his advisory work, Hardin is involved in merchandise distribution as a member and owner of Runwell Fleet. Fiduciary Solutions serves individual and high-net-worth clients by selecting and monitoring third-party money managers and developing client-specific investment policy statements. The firm operates as a fiduciary with a focus on retirement cash flow and downside risk mitigation, conducting ongoing due diligence on designated money managers rather than managing portfolios directly.

Michael Gebhardt Jr. is a financial advisor with Sterling Retirement Group of Sacramento, holding a Series 65 designation and seven years of industry experience. Prior to joining Sterling Retirement Group, he worked at Oracle Corporation for three years. He is also a licensed insurance agent specializing in life, accident, and health insurance. Sterling Retirement Group of Sacramento advises individuals, retirement accounts, trusts, corporations, and other business entities on comprehensive financial planning, portfolio management, and business consulting for family or closely held businesses. The firm combines fundamental and technical analysis with a focus on value, safety, quality, and risk control, managing approximately $177 million in discretionary client assets.