Paul Miolene is a financial advisor with Morgan Stanley in Stone Harbor, NJ, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. His career includes long-term roles at Morgan Stanley and Merrill, with over 17 years at Morgan Stanley Smith Barney and 11 years with Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that combine broad retail and institutional offerings with specialized planning strategies.

Andrew Bilotta Jr. is a financial advisor with Raymond James & Associates, holding the CFP® designation and securities licenses Series 63 and Series 65. He has 42 years of industry experience and has been with Raymond James & Associates since 2007. Outside of his advisory role, he serves on the advisory board of How Properties Management, providing counsel to senior executives. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research resources.

Mary Thompson is a Senior Financial Advisor with Merrill Lynch Wealth Management, where she has been providing services since 2006. She assists clients in aligning their financial strategies with their personal goals and priorities, including home purchases, education planning, divorce transitions, retirement security, and legacy planning. Mary incorporates clients' liquidity needs, risk tolerance, and time horizons into her approach and, for some clients, integrates sustainable or impact investments to support positive change and potentially enhance risk-adjusted returns. Mary collaborates closely with business owners and plan sponsors in establishing, implementing, and reviewing employee benefit plans. She holds the Retirement Benefits Consultant (RBC) designation, contributing to one of the highest levels of expertise within the firm for retirement plans. Her professional credentials include the Chartered Retirement Planning Counselor™, Certified Plan Fiduciary Advisor®, and Chartered SRI Counselor™ designations. A graduate of The Pennsylvania State University, Mary resides in Wayne, Pennsylvania with her husband and three children. She is actively involved in her children's schools and participates in her community as a member of Saint Katharine of Siena Church and School.

Michael Kosup is a financial advisor with Raymond James & Associates, holding the Series 63 and Series 66 licenses and bringing 18 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he co-owns and manages a rental property in Rehoboth Beach, Delaware. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Paul Mc Kirgan is a Senior Financial Advisor at Merrill Lynch Wealth Management with over twenty-eight years of experience in the securities industry, including twenty-six years with Merrill Lynch. He focuses on educating clients and tailoring portfolios to meet individual financial goals. Paul works collaboratively with his team, the BME Group, to provide personalized investment strategies and maintain open communication with clients. His areas of expertise include education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Paul holds the Personal Investment Advisor (PIA) designation. Paul attended Sacred Heart High School and earned an Associate's Degree from Westchester Community College. He resides in Carmel, New York, with his wife and two daughters. Outside of work, he enjoys baseball, fishing, music, tennis, and spending time with his family. He is also active in supporting various community charities and events.

Christopher Kearon is a financial advisor with Morgan Stanley in Avalon, NJ, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and associated with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and investment models. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Mark Gillespie is a financial advisor with Wells Fargo Clearing, holding the CFP® designation and Series 63 and 65 licenses, with 30 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment vehicles, including insurance-related products and bank deposit sweep options.