Michael De Marco is a financial advisor at Ameriprise with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 designations and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2004. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficient strategies to create personalized Recommendation Reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Craig Andres is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. He has worked at LPL Financial since 2019 and previously held positions at PNC Investment and PNC Bank. Andres operates under the DBA Sand Dollar Financial as part of his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting supported by research and various portfolio management strategies.

Matthew Menke is a financial advisor with LPL Financial, holding the ChFC® designation and a Series 63 license, and has 28 years of industry experience. He previously worked at Royal Alliance Associates and American Express Financial Advisors Inc. Since 2014, he has also been a boxing coach. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of advisers, offering financial planning and a range of advisory programs with both discretionary and non-discretionary management options.

Gary Padussis is a financial advisor at Cetera with 40 years of industry experience. He holds a Series 63 designation and has worked with Cetera and its affiliates since 2013. Outside of his advisory role, he is involved as an FAA flight instructor, serves as a board member and treasurer for local organizations, and owns Coho Brewing Company. Cetera Investment Advisers LLC is an SEC-registered advisor supporting a large nationwide network of independent advisors. The firm serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a range of portfolio management and financial planning services, utilizing a multi-manager platform with both discretionary and non-discretionary program options.

Daniel Koch is a financial advisor with OSAIC, holding the Series 66 designation and bringing 17 years of industry experience. He previously worked for Wells Fargo Advisors for 12 years before joining OSAIC in 2024. Outside of his advisory role, he serves as an ambassador for Gift of Life, speaking at hospitals and schools on organ transplant and donation. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios across a range of investment types, managed on either a discretionary or non-discretionary basis.

James Wallace is a Financial Advisor with Merrill Lynch Wealth Management, based in the Wayne, Pennsylvania office. He has worked in the financial services industry since 1987, bringing several decades of experience to his role. Prior to joining Merrill Lynch in January 2011, he served as a Wealth Management Advisor with Morgan Stanley and UBS Financial Services. Early in his career, he gained experience at Bloom Egan, a trading firm on the Philadelphia Stock Exchange, and later worked on the Option Strategies Desk at Butcher & Singer. Additionally, he formed a partnership with his wife, Nancy, known as the Wallace Rainer Group. Mr. Wallace holds a Bachelor of Science degree in Business Administration from Wheeling Jesuit University. He also holds the designation of Personal Investment Advisor (PIA). Beyond his professional commitments, James Wallace is involved in community activities, serving on the Gentleman's Committee for the Devon Horse Show and volunteering at the Radnor Hunt Club.

Jacqueline Fiore is a financial advisor with Edward Jones in Wildwood Crest, NJ, holding a Series 66 designation and 19 years of industry experience. She has worked at Edward Jones since 2006. Outside of her advisory role, she serves as president of the Greater Wildwood Chamber of Commerce. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large nationwide network of advisors and branch offices.

Heather Cripps is a financial advisor with LPL Financial and Crest Financial Services, holding Series 63 and Series 65 licenses and over 14 years of industry experience. She has been with LPL Financial since 2011 and Crest Financial Services since 2010. In addition to her advisory roles, she provides notary public services through Crest Savings Bank. LPL Financial serves a wide range of clients, including individuals, retirement plans, and institutions, offering various advisory programs and financial planning services supported by in-house and third-party research.

Sarah Schall is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation. Outside of her advisory role, she occasionally works as a substitute teacher at Avalon Stone Harbor Schools. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment advisory programs and affiliated offerings, managing over $1 trillion in assets through a large national network of advisors and branch offices.

Svetlana Kaploun is a financial advisor with OSAIC, holding a Series 66 designation and bringing eight years of industry experience. She previously worked at Securities America Advisors, Securities America Inc., and National Planning Corporation. Outside of financial advising, she has worked as a home health aide providing personal care services to elderly clients. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across various asset classes for discretionary or non-discretionary management.

Brian Aguilar is a Vice President and Financial Consultant at Fidelity Investments. In his current role, he assists clients with retirement planning, asset allocation, income strategies, estate planning considerations, and addressing family and legacy needs. He works closely with clients to support their financial goals throughout various life events. Brian has held positions as a Vice President and Financial Consultant at Charles Schwab from 2015 to 2019, and as a Vice President and Branch Manager at E*Trade Financial from 2006 to 2015. His professional experience spans over a decade in financial consulting and branch management. Outside of his professional career, Brian has interests in beach activities, fitness, pets, and tennis.

Robert Hennessy is a CFP®-designated financial advisor with 43 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2012. Outside of his advisory role, he is also involved in life and health insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and investment management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by firm-approved software and offers a range of programs including asset management and educational seminars.

Eric Duca is a Certified Financial Planner (CFP®) with Edward Jones in Sea Isle City, NJ, and has 10 years of industry experience. He has been with Edward Jones since 2016 and serves as a Certified Financial Planner through the Certified Financial Planner Board of Standards. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary strategies. The firm manages approximately $1.01 trillion in assets under management and is notable for its extensive network of financial advisors and branch offices nationwide.

Donna Ferren is a financial advisor at Edward Jones with 33 years of industry experience. She has been with Edward Jones since 1995 and holds Series 63 and Series 65 designations. Outside of her advisory role, she serves on the board of directors for the Middle Township Chamber of Commerce, where she helps organize the membership directory and participates in chamber events. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, all delivered through a nationwide network of over 23,000 financial advisors.

David Metz is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and over 30 years of industry experience. His prior roles include positions at Securities America, Inc., Securities America Advisors, LPL Financial, and National Planning Corporation. Outside of his advisory work, he is the owner of Native Cultures, a non-investment-related business. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering brokerage, advisory services, financial planning, and access to third-party money managers. The firm uses various asset-allocation tools and supports both discretionary and non-discretionary portfolio management, providing integrated solutions for individual and institutional investors.

Andrew Heckenberger is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing wealth management strategies tailored to meet the unique needs of his clients. His client focus areas include corporate executive services, divorce transition planning, family wealth management strategies, institutional investment consulting, services for endowments, foundations, and non-profits, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, and retirement income. Mr. Heckenberger holds a Bachelor's Degree from The Catholic University of America and has earned the Personal Investment Advisor (PIA) designation. Based in Philadelphia, PA, he supports wealthy families in the Philadelphia region as well as notable local not-for-profit organizations, offering a hands-on approach to managing both investments and expectations. He also provides cash management services to local companies. Born and raised in Allentown, PA, Mr. Heckenberger enjoys spending time with his family and pursuing personal interests such as baseball, basketball, cooking, football, golfing, music, surfing, and tennis.

David L'erario is a financial advisor at Osaic Wealth, Inc. with 47 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for Woodbury Financial Services, Inc. for 14 years before joining Osaic in 2024. Osaic Wealth, Inc. serves a broad client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and third-party money managers to construct diversified portfolios across various investment types.

Amy Weinberger is a financial advisor with OSAIC based in Cape May, NJ, holding a Series 66 credential and 19 years of industry experience. Her prior roles include positions at Woodbury Financial Services, Inc. and Questar Capital Corporation. She is president of Green Earth Financial Professionals, LLC, through which she conducts securities business and offers various insurance products. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and nonprofit clients, providing brokerage and investment advisory services supported by a wide range of tools and third-party platforms to construct and manage portfolios across multiple asset classes.

Andrew Lavelle is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in the Greater Philadelphia area. He serves clients nationwide, including successful executives, business owners, and real estate investors, providing comprehensive wealth management services. His approach integrates portfolio management, lending strategies, tax mitigation, and estate planning into personalized plans designed to improve financial outcomes and reduce complexity. Andrew and his team specialize in areas such as college education planning, family wealth management strategies, liquidity management, philanthropic planning, small business strategies, individual and corporate investment strategies, and tax minimization. As a Certified Exit Planning Advisor (CEPA®) professional and a Personal Investment Advisor (PIA), he supports business owners in preparing and executing transitions through sales, recapitalizations, or succession plans. His team includes professionals with CFA® and CFP® designations and senior advisors with over 40 years of experience. He holds a Bachelor's Degree and a Master of Business Administration (MBA), both from the University of Scranton. Andrew is involved in community support through the Military Support & Assistance Group (MSAG) at Bank of America. His team has been recognized as a Top Wealth Management Team in Pennsylvania by Forbes in 2023, 2024, and 2025.

Paul Miolene is a financial advisor at Morgan Stanley with Series 63 and Series 66 credentials and 35 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.