Diane Woodward is a CFP® professional with 26 years of industry experience, currently affiliated with Private Advisor Group, LLC. She previously worked at Strategic Wealth Advisors Group, LPL Financial, and several other firms. Diane is involved in an independent advisory business, Mariner Independent Advisor Network, through which she provides investment advisory services. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based model and uses a range of investment strategies, including third-party managers and technology platforms, to meet client goals.

Charles Shapiro is a financial advisor with Stratos Wealth Partners, Ltd who holds Series 63 and Series 65 licenses and has 31 years of industry experience. He has worked at Stratos Wealth Partners since 2010 and previously at Morgan Stanley and Citigroup Global Markets. In addition to advisory services, he is licensed for the sale and service of fixed insurance products. Stratos Wealth Partners, Ltd is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a broad range of clients including individuals, retirement plans, corporations, nonprofits, and institutional clients, offering customized portfolio management through an open-architecture approach integrating multiple third-party platforms and managers.

William Austin is a financial advisor at Commonwealth Financial Network with 26 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. His prior experience includes roles at Ameriprise Financial Services and Pacific Crest Wealth Planning, where he also conducts fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, and custody services, managing roughly $213 billion in client assets.

Cheryl Young is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Rockefeller Financial LLC. Her prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management and financial planning services and operates both as a registered investment adviser and broker-dealer, providing access to diverse investment solutions and placement services.

Gwendolyn Chatham is a CFP®-certified financial advisor with over 43 years of industry experience. She is affiliated with Primerica Advisors and has worked extensively with Park Avenue Securities, Guardian Life Insurance Company, and Guardian Investor Services Corporation since 1992. Her additional activities include occasional sales of non-proprietary insurance and variable annuity products. Park Avenue Securities LLC serves a diverse retail client base with both brokerage and advisory services, offering financial planning, retirement-plan consulting, and business consulting. The firm utilizes a range of investment strategies through proprietary and third-party portfolios, supporting both discretionary and non-discretionary account management.

Thomas Palecek is a financial advisor at Corient with 21 years of industry experience and holds a Series 66 designation. His prior work includes roles at Summit Trail Securities, Summit Trail Advisors, and Barclays Capital. He serves on the board of Trans Pacific Networks Cayman Holdings and is a manager and committee member of Icon Recovery Fund LLC, both on an uncompensated basis. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach combining in-house strategies with third-party managers, continuous portfolio monitoring, and risk management tools, incorporating private fund capabilities and affiliated trust services.

Jessica Abrams is a CFP® with 10 years of industry experience, currently affiliated with Commonwealth Financial Network and Pacific Crest Wealth Planning. Her prior roles include positions at Facet Wealth, Vantage, LPL Financial, and William W Austin. She serves as a Notary Public in Truckee, CA, and works as a Personal Financial Councilor with Magellan Federal. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages over $210 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, and custody services to individual and institutional clients.

Sean Moore is a financial advisor at Cerity Partners LLC with 13 years of industry experience. He holds the Series 66 designation and has been with Cerity Partners since 2016. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, charitable organizations, foundations, endowments, and institutional investors. The firm builds client programs through tailored asset allocation, manager selection, and periodic rebalancing, incorporating proprietary quantitative screens alongside third-party managers and individual securities.

Vincent Crivello is a financial advisor with Focus Advisor Solutions, LLC, holding a Series 66 designation and having 23 years of industry experience. His prior work includes roles at Buckingham Strategic Partners, Foreside Financial Services, LLC, and Loring Ward Financial Inc. In addition to advising, he serves as a trustee in trust services and administration in Truckee, CA. Focus Advisor Solutions provides turnkey asset management and back-office services primarily to independent registered investment advisors and their clients. The firm offers diversified mutual fund and ETF model portfolios, discretionary fixed-income management, and fiduciary services for retirement plans, combining enterprise scale with a relatively small advisor base.

Robert Green Jr. is a CFA® charterholder and Series 63 licensee with 17 years of industry experience. He is currently associated with Independent Advisor Alliance, LLC and has previously worked with Advisor Resource Council LLC and Cojo Bay Advisors, LLC. Outside of advisory roles, he owns and operates Bixby Benefit Auctioneers, a charitable auction business, and serves as president and fundraising chair for the nonprofit Highlander Pride, which supports local high school sports and activities. Independent Advisor Alliance serves a diverse client base, including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement plan consulting. The firm uses a network model of independent advisory representatives and integrates various portfolio management strategies alongside technology platforms for asset aggregation and estate planning.

Scott Macdonald is a financial advisor with Merrill, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. He has been with Merrill since 1987 and concurrently associated with Bank of America since 2009. Outside of his advisory role, he serves as Chair of the Tahoe Fire Helicopter Steering Committee, coordinating community outreach and efforts to establish a regional fire base and helicopter rescue program. Merrill serves a diverse client base, including individuals, retirement plans, corporations, and institutional clients, offering a range of managed account programs, discretionary portfolio management, and brokerage services. The firm is noted for its integration with Bank of America affiliates and its focus on manager selection and tax-efficient investment strategies.

Eric Overstreet is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009, with prior roles at Citigroup Global Markets, J.P. Morgan Securities, Credit Suisse Securities, and Pershing LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment modeling.

Ralph Agostini is a Financial Advisor and Certified Plan Fiduciary Advisor (CPFA) serving clients in the Lake Tahoe and Reno area. He works with families and business owners to address various aspects of their financial wellbeing, focusing on retirement planning to ensure sufficient assets for a comfortable retirement. Ralph collaborates with clients to create roadmaps tailored to their goals, covering asset management, income generation, and generational wealth planning. He holds a Bachelor's Degree and a Master's Degree from The City College of New York and holds professional designations including Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). Ralph is affiliated with Merrill Lynch Wealth Management and is involved with professional and community organizations such as the League To Save Lake Tahoe, ASPCA, and Keep Tahoe Blue. Outside of his professional work, Ralph enjoys antiquing, baseball, basketball, football, hiking, music, reading, skiing, spending time with his family, and traveling.

Sanford Katz is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of his advisory work, Sanford Katz is a 100% owner of an agricultural business growing grapes for wineries in St. Helena, California. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, including pension and charitable organizations. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Russell Cory Jr. is a financial advisor at UBS Financial Services with 28 years of industry experience. He has been with UBS since 2008 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved in residential property management as a landlord. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor strategies to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and custody solutions.

Shane Mulron is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds the Series 66 designation and has worked at firms including E*TRADE Securities LLC and Options House Securities, LLC. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and investment committee insights.

Bradley Hyldahl is a financial advisor with UBS Financial Services who holds Series 63 and Series 65 designations and has 33 years of industry experience. He has been with UBS since 2004. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Marshall Grant is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by proprietary tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate financial planning agreements.

Mark Reichhelm is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with LPL Financial since 1999. Outside of his advisory work, he is a board member of WMR Inc., a corporate entity related to his wife's business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools for operational and research purposes.

Paul Warmerdam is a financial advisor with Raymond James Financial in Truckee, CA, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. His career includes roles at Raymond James Financial since 2005 and a four-year tenure at Truckee Donner Public Utility District. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals, while also maintaining specialized municipal and public-finance advisory capabilities.