John Dallavalle is a ChFC® credentialed financial advisor with 38 years of industry experience, currently serving at Founders Financial Securities LLC. He has held roles at Frederick Financial Planners, Inc. and operated Dallavalle Financial prior to his current position. Outside of advisory work, he serves as treasurer and officer for the National Christian Choir, a nonprofit organization, and chairs the investment committee for the Frederick Rescue Mission. Founders Financial Securities LLC serves a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers discretionary and non-discretionary portfolio management, third-party asset manager access, financial planning, retirement consulting, and integrated brokerage and insurance services, utilizing both traditional and subscription-based delivery methods.

Justin Yoo is a financial advisor at Financial & Tax Architects, LLC in Urbana, MD. He holds a Series 65 credential and has professional experience at Bravium Consulting and Element Materials Technology. Financial & Tax Architects provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, focusing on those nearing or in retirement. The firm employs proprietary investment strategies using ETFs, individual securities, and trend-aware rebalancing, with most client relationships managed on a discretionary basis.

Raymond Cooley is a financial advisor at Waverly Advisors, LLC with 33 years of industry experience. He holds the PFS™ designation and Series 63 and 65 licenses. Prior to joining Waverly Advisors in 2026, he worked at Wealthplans, LLC for five years and spent over 27 years with Avantax Advisory Services and Avantax Investment Services. Outside of advisory work, he is president of Cooley & Associates, P.C., a tax preparation and accounting firm, and serves on the boards of multiple local organizations in Frederick, MD. Waverly Advisors is a multi-team registered investment adviser serving individuals, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-market allocations and operates with a range of affiliated entities, including a state-chartered trust company and a tax and accounting business.

David Urovsky is a financial advisor with Spire Wealth Management, LLC in Frederick, MD, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He previously worked at Spire Investment Partners, LLC, Lincoln Financial Advisors, and Wealth Advisors Group. Outside of his advisory role, he is also a full-time insurance agent with Spire Insurance Agency, focusing on life insurance sales. Spire Wealth Management provides investment advisory and financial planning services to individuals, corporations, trusts, and retirement plans, managing approximately $4.5 billion in assets for over 6,100 clients. The firm offers a combination of advisor-led portfolios, model asset allocation strategies, and sub-advised solutions, employing tactical, active, and passive investment approaches tailored to client objectives.

Donald Andrus Jr. is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and 18 years of industry experience. He has been with Navy Federal Financial Group and its related entities since 2009. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual investors and trusts, providing portfolio management, financial planning, retirement-plan fiduciary services, and an automated ETF-based Digital Investor product. The firm utilizes model portfolios managed by third-party portfolio managers and offers wrap fee programs, unified managed accounts, and model-driven fund strategist portfolios.

Herbert Wolf III is a financial advisor at Capitol Securities Management, Inc. with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Raymond James Financial Services and Cantella & Co., Inc. Outside of advising, he is a general partner and property manager at Wolf Realty Associates, a commercial real estate business. Capitol Securities Management serves individual, corporate, charitable, and plan sponsor clients by providing brokerage and advisory services, financial planning, pension consulting, and insurance products. The firm employs a range of investment strategies and offers access to managed accounts, wrap fee programs, third-party money managers, and model portfolios.

Mark Huber Jr. is a CFP®, CFA®, and holds a Series 66 license with 11 years of industry experience. He currently works at Integrated Advisors Network LLC, where he has been since 2022, and has prior experience at Bolder, LLC, DFPG Investments, Inc., and Financial Foundations, Inc. Integrated Advisors Network is an SEC-registered multi-team investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement and employee benefit plans, and corporate entities. The firm offers portfolio management, financial planning, and consulting services using a variety of investment approaches and frequently utilizes third-party sub-adviser platforms.

Cody Hobelmann is a CFP® with nine years of industry experience and is currently affiliated with EverSource Wealth Advisors, LLC. His prior roles include positions at Turning Point Financial, LPL Financial, LLC, Northwestern Mutual Investment Services LLC, and Wilmington Trust. Hobelmann is also a licensed insurance agent, selling non-variable insurance as an independent activity. EverSource Wealth Advisors serves a diverse client base, including individuals, families, estates, trusts, charitable foundations, broker-dealers, retirement plans, and other RIAs. The firm offers comprehensive wealth management, financial planning, and investment advisory services, utilizing multiple investment programs and platforms to address clients’ risk, tax, and values considerations.

John Pullaro is a financial advisor at OneSeven with 25 years of industry experience. He holds a Series 66 designation and has worked at firms including Fortune Financial Services, International Assets Advisory, and Bb&T Investments. Outside of his advisory role, he is the owner of Lums Lane Farm, where he is involved in farming and selling crops. OneSeven provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, offering portfolio management, financial planning, and retirement-plan consulting. The firm employs a primarily long-term investment approach, utilizing diversified mutual funds, ETFs, individual securities, and alternative investments, and engages third-party platforms and independent managers for implementation.

Christopher Murray is a financial advisor at Inspire Advisors, LLC with 16 years of industry experience. He holds Series 63 and Series 65 credentials and founded Murray Financial Group, where he worked for over two decades before joining Inspire Advisors. Outside of his advisory work, he is a partner in a real estate business, Degaran, LLC. Inspire Advisors manages approximately $1.33 billion in discretionary client assets, primarily serving individual and high-net-worth clients as well as institutions and charitable organizations. The firm integrates Biblically Responsible Investing using proprietary tools and employs a variety of portfolio construction methods, frequently utilizing sub-advisors and its own proprietary ETFs.

Veralynn Morris is a financial advisor at AdvisorNet Wealth Partners with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Capital Portfolio Management, Inc. and Potomac Financial Services Group LLC. She is also a Certified Divorce Financial Analyst and provides mediation and expert witness services related to marital property for divorcing couples. AdvisorNet Wealth Partners offers investment management, financial planning, and retirement-plan consulting to individuals, trusts, corporations, and qualified plans. The firm constructs diversified portfolios using equities, fixed income, mutual funds, and ETFs, and manages accounts with both discretionary and non-discretionary approaches.

Eric Dallavalle is a financial advisor with Founders Financial Securities LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He previously operated Dallavalle Financial from 2015 to 2022 and has been with Founders Financial Securities since 2012. Outside of his advisory role, he serves as Treasurer for the Rotary Club of Carroll Creek’s Tour de Frederick community event. Founders Financial Securities serves a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement consulting, and integrates advisory, brokerage, and insurance services through various programs and third-party sub-advisors.

Augustus Martz is a financial advisor with OneSeven, holding a Series 66 designation and 17 years of industry experience. He has worked at firms including Truist Advisory Services and M&T Securities. Martz is the owner of Martz Financial, a DBA under OneSeven. OneSeven provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a primarily long-term investment approach using diversified portfolios and offers both discretionary and non-discretionary arrangements.

Steven Switlick is a financial advisor with Lombard Advisers Incorporated, holding Series 63 and Series 65 designations and bringing 48 years of industry experience. He has been with Lombard Advisers since 2000 and Lombard Securities since 1999. Lombard Advisers provides personalized investment management services to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses. The firm employs both discretionary and non-discretionary programs and uses a combination of fundamental, technical, charting, and cyclical analysis to construct and monitor portfolios.

Mark Schlossenberg is a financial advisor at Foundations Investment Advisors LLC with 10 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at AE Wealth Management, Freedom Financial Advisors of Maryland, Re/Max Town Center, Westex Group, Inc., and Potomac Wealth Advisors, LLC. He serves as a board member of Shoresh Inc., a nonprofit organization focused on building positive Jewish identity among children and their families. Foundations Investment Advisors LLC provides financial planning and portfolio management to individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm uses a mix of fundamental, technical, and cyclical analysis, employing model portfolios and an asymmetric rebalancing approach.

Ryan Timmins is a Series 65-licensed advisor with Independent Wealth Network, Inc. in Frederick, MD, with three years of industry experience. He has worked with Evergreen Financial Group, LLC (formerly Holt Advisory Group) and Holt Advisory Group. Independent Wealth Network, Inc. serves individuals, trusts, pension and profit-sharing plans, estates, charitable organizations, and corporations. The firm offers discretionary portfolio management, financial planning, and advisory support, employing a range of strategies including fundamental and technical analysis, options, and third-party model portfolios tailored to client goals.

Thomas Sarkes is a financial advisor with Integrated Advisors Network LLC, holding Series 63 and Series 65 licenses and bringing five years of industry experience. His prior roles include positions at Wells Fargo Clearing, Purshe Kaplan Sterling Investments, and T Rowe Price. Integrated Advisors Network is an SEC-registered multi-team investment adviser offering portfolio management, financial planning, and consulting services to a diverse client base that includes individuals, high-net-worth clients, trusts, and corporate entities. The firm employs a mix of fundamental and quantitative strategies, incorporating third-party sub-adviser platforms and private fund investments as part of its tailored client solutions.

Erik Holt is a financial advisor with Independent Wealth Network, Inc. He holds a Series 66 designation and has 21 years of industry experience. His prior roles include positions at Emerson Equity LLC, Brokers International Financial Services, LLC, and Broker Dealer Financial Services/IAC. Holt is also involved in managing a fixed insurance business focused on life, disability, and health insurance. Independent Wealth Network serves a diverse client base including individuals, trusts, pension plans, estates, charitable organizations, and corporations. The firm combines fundamental and technical analysis with various trading strategies and access to third-party managers to tailor investment approaches according to client goals and risk tolerances.

Tiffany Amspacher is a financial advisor at Founders Financial Securities LLC with a Series 66 designation. She joined the firm in 2024 and has prior experience in various roles including hospitality and education. Outside of advising, she works part-time as a golf cart bartender and a catering bartender. Founders Financial Securities serves a diverse client base including individual and high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers portfolio management, financial planning, retirement consulting, and other services through various programs and sub-advisory relationships.

Emmett Stewart is a CFP® with 16 years of industry experience, currently serving at Wedmont Private Capital. He has previously worked at Facet Wealth and Charles Schwab. Outside of financial advising, he was involved with Monster Brazilian Jiu Jitsu for five years. Wedmont Private Capital offers financial planning and discretionary investment management to individuals, charities, corporations, and employee benefit plans. The firm uses a fixed advisory fee model and employs a primarily passive, tax-aware investment approach supplemented by selective specialized strategies for qualified clients.