Finnian Devine is a financial advisor at Marks Wealth Management with a Series 65 credential and one year of industry experience. Prior to joining Marks Wealth Management, he worked at Advarra, Inc and Stella Notte. Marks Wealth Management provides comprehensive wealth management and investment advisory services primarily to individual clients and related entities. The firm manages portfolios on a discretionary basis using a global allocation approach that incorporates both fundamental and technical analysis.

Eric Schopf is a financial advisor at Mercer Global Advisors Inc. with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for nine years at Tufton Capital Management before joining Mercer in 2025. Mercer Global Advisors provides investment advisory and related planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and other nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory and features globally diversified, risk-appropriate portfolios with multi-factor tilts, regular rebalancing, and tax management where appropriate.

Lisa Hergenroeder is a CFP® and ChFC® with 28 years of industry experience. She has been with Hergenroeder Financial Advisors, Inc. and LPL Financial LLC since 2003. Her background includes selling long-term care and term life insurance. Hergenroeder Financial Advisors serves individuals, business entities, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, standalone financial planning, and consulting, implementing investment strategies that combine active and passive funds, periodic rebalancing, and risk-based manager evaluation.

John Holtzman is a CFP® with 33 years of industry experience, currently serving as a financial advisor at Foundation Financial Advisors, Inc. since 1997. He is also associated with Commonwealth Financial Network over the same period. Foundation Financial Advisors provides financial planning and consulting primarily to individual clients, focusing on comprehensive planning and portfolio analysis without discretionary investment management. The firm offers a range of services including investment analysis, income tax planning, risk management, and estate and retirement planning, and uses fixed or hourly fees rather than percentage-based asset management charges.

Nicolas Abrams is a CFP® with 26 years of industry experience, currently serving as an advisor at Opulentia, LLC since 2022. Prior to joining Opulentia, he worked at Ameritas Advisory Services for 13 years and has been associated with AJW Financial Partners, LLC for 17 years. Outside of his advisory roles, he is a real estate partner at Trocellus Enterprise, LLC. Opulentia, LLC provides wealth management, financial planning, and consulting services to individuals, trusts, estates, charitable organizations, and select corporate and retirement plan clients. The firm delivers discretionary investment management with customized portfolios that utilize mutual funds, ETFs, and third-party managers, supported by independent strategist models and regular portfolio reviews.

Ryan Brady is a financial advisor at Grigg Financial, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at the Securities and Exchange Commission. Brady has also been affiliated with Anne Arundel Community College and the United States Naval Academy since 2015. Grigg Financial provides financial planning, consulting, and discretionary portfolio management to individuals, trusts, estates, retirement plans, and business entities. The firm uses model portfolios and sub-advisers for trading and support, with a focus on a broad range of investable instruments including derivatives and complex structured products.

Joseph Geld is a financial advisor at Hwa Financial Group with 11 years of industry experience. He holds the CFP®, CFA®, and Series 66 designations. Prior to joining Hwa Financial Group in 2017, he worked at PNC Investments and PNC Bank from 2015 to 2017. Hwa Financial Group is a small advisory firm managing approximately $295 million for around 167 clients, primarily individual and high-net-worth households. The firm offers discretionary portfolio management, financial planning, investment consulting, and ERISA Section 3(21) retirement plan services, utilizing a mix of asset allocation strategies across various securities and employing both long-term and trading approaches.

Patricia Eddy is a financial advisor at Oxford Planning Group, LLC with 17 years of industry experience. She holds a Series 65 designation and practices in Woodstock, Maryland. Oxford Planning Group serves individual and high-net-worth clients, pension and profit-sharing plan sponsors, charitable organizations, and businesses. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement plan consulting, employing an analytic approach that combines fundamental and technical analysis while customizing portfolios across various securities and independent managers.

Mike focuses his energy into helping clients navigate all of their financial needs. His experience includes a stint on the floor of the New York Stock Exchange, a career focused on investments at Brown Advisory and insurance at Securian Financial. During these experiences, he learned that a balanced approach and strategic financial planning is what can help clients achieve their goals. When not talking to clients or researching the next great opportunity for them, Mike & his wife enjoy quiet city living and relaxing whenever their new daughter allows. He loves playing soccer, lacrosse, golf, basketball… and really any sport. When he’s not meeting friends or family at the movies or the local watering hole, you can normally find him reading something very nerdy, like science fiction or financial science.

William Riley is a financial advisor at Cristata Investment Management with 25 years of industry experience. He has been with Cristata Wealth Solutions since 2009. Riley holds Series 63 and Series 66 licenses. Cristata Wealth Solutions, LLC provides personalized portfolio management and asset-review services to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs individualized asset-allocation strategies and combines a long-term investment orientation with short-term trading techniques.

Jon Snyder is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Hergenroeder Financial Advisors, Inc. since 2021. His prior experience includes roles at LPL Financial LLC, Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Hergenroeder Financial Advisors serves individuals, business entities, pension and profit-sharing plans, trusts, estates, and charitable organizations, providing discretionary and non-discretionary portfolio management alongside financial planning and consulting. The firm employs a blend of active and passive investment strategies with tactical risk management tools, managing approximately $305 million in client assets.

Kirsten Calambro is a CFP® professional with Oxford Planning Group, LLC in Woodstock, MD, where she has worked since 2019. She has four years of industry experience and attended James Madison University. Oxford Planning Group provides investment advisory services, financial planning, and retirement plan consulting to individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm employs a tailored investment approach combining fundamental analysis with technical techniques and offers services including participant education and plan menu selection for retirement plans.

Taiyoung Lee is a financial advisor at Wealthy & Wise Family Office with 20 years of industry experience. He holds a Series 65 designation and has worked at PTC International Portfolio Management, Inc. since 2000 and at PTC International Inc. since 1981. Outside of his advisory role, he consults for small and mid-size companies in South Korea, focusing on business development. Wealthy & Wise Family Office provides investment advisory and wealth management services to small business owners, professionals, and a variety of individual and institutional clients. The firm employs a customized investment process with discretionary portfolio management and offers comprehensive financial and family-office planning services.

Richard Gloekler is a financial advisor at Marks Wealth Management in Ellicott City, MD. He holds a Series 65 designation and has recently started his career in financial advising, with prior experience at the University of Maryland. Marks Wealth Management serves individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and business entities. The firm offers comprehensive wealth management services including financial planning, consulting, and discretionary portfolio management, with an investment approach focused on globally allocated portfolios and active management.

Leon Malnik is a financial advisor with Malnik Wealth Management, LLC in Clarksville, MD, holding Series 63 and Series 66 licenses and over 33 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments and The Retirement Group, LLC. Outside of advisory work, he is involved in selling fixed insurance and annuity products and owns an insurance agency. Malnik Wealth Management provides personalized asset management primarily focused on retirement preparation and ongoing portfolio oversight for individuals and families. The firm manages approximately $79 million for around 150 clients, employing a mix of active and passive strategies across equities, ETFs, and fixed income, with services including management of held-away retirement accounts.

Brian Grigg is a CFP® and ChFC® with 10 years of industry experience. He is the principal of Grigg Financial, LLC in Timonium, MD, and previously worked with Foundations Investment Advisors, LLC. Outside of advising, he is an independent insurance agent offering fixed annuities, life insurance, and long-term care products. Grigg Financial provides financial planning, consulting, and discretionary portfolio management to individuals, trusts, estates, retirement plans, and business entities. The firm uses model portfolios and sub-advisers for trading and back-office support while maintaining supervisory and client-facing duties, and it employs a range of investment instruments including derivatives and structured products.

Dale Rice Jr. is a CFP® with 30 years of industry experience, currently serving as an advisor at Intentional, LLC. His career includes roles at Prime Wealth Management, Commonwealth Financial Network, LPL Financial, and Uvest Financial Services Group, Inc. He is also part owner of Rice Financial, LLC. Intentional provides discretionary portfolio management and financial planning services to individuals, families, businesses, and institutions. The firm’s investment process integrates fundamental, technical, and economic analysis, with specialized pension consulting and a structured due diligence program for alternative investments.

Christopher Benson is a PFS™ credentialed advisor with 13 years of industry experience. He has been with L. K. Benson & Company, P.C. since 2009. L. K. Benson & Company, P.C. serves individual and high-net-worth clients with financial planning, discretionary portfolio management, tax planning, and accounting services. The firm emphasizes asset allocation and diversification using mutual funds and ETFs, and integrates tax and accounting work through a formal affiliation with an accounting practice.

Joseph Johnson is a financial advisor at The J.O. Johnson Group Inc. with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade Investment Management, LLC and Scottrade/TD Ameritrade. The J.O. Johnson Group provides advisory services primarily to individual and high-net-worth clients, as well as pension and profit-sharing plans. The firm combines technical and fundamental analysis with modern portfolio theory to manage portfolios across a range of asset classes and employs active options strategies, typically managing accounts on a discretionary basis.

Lauren Gretchen is a financial advisor at Invested Advisors with 23 years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at Abundance Wealth Counselors and Triad Advisors. Outside of her advisory role, she is involved with Swayze LLC, a compliance consulting business. Invested Advisors provides financial planning, investment management, and retirement-plan consulting to individuals, high-net-worth clients, and businesses. The firm focuses on goal-driven portfolio construction tailored to clients’ objectives and risk tolerance, often utilizing third-party managers and specialist strategies.