Thomas Schmidt is a Wealth Management Advisor with Merrill Lynch Wealth Management. He provides advice, guidance, and customized strategies across various aspects of wealth management for high-net-worth individuals, affluent families, and corporate executives nationwide. With over 20 years of experience in financial services, Thomas holds a Bachelor's Degree in Economics from the University of Massachusetts Amherst. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). Outside of work, Thomas and his wife have three children, and the family enjoys watersports, trail running, skiing, and mountain biking.

Nickolas Ohara is a CFP® with seven years of industry experience, currently advising at OSAIC since 2023. He previously worked at Sagepoint Financial, Inc. for five years and has been involved with Devlin Financial Services since 2018. Outside of his advisory role, he also has entrepreneurial experience with businesses in the food and beverage sector. OSAIC serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charities, offering integrated brokerage and advisory services through a large network of affiliated financial advisors and multiple advisory platforms. The firm utilizes a variety of asset-allocation tools and third-party solutions to construct portfolios that may include stocks, bonds, mutual funds, ETFs, and alternative investments.

Arin Maercks is a financial advisor at Morgan Stanley with one year of industry experience. Prior to joining Morgan Stanley, Arin operated NFCP as a self-employed professional for 14 years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Zachary Mobilian is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has previously worked at Raymond James Financial Services Advisors, Inc., High Country Financial Advisors, and BlackRock. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Donna Di Ianni is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been a financial advisor since 1983, founding Di Ianni & Associates and advising high-net-worth individuals, families, endowments, and private family foundations. Donna began her career at Merrill Lynch Wealth Management in Bridgewater, New Jersey, where she worked for 17 years before relocating to Aspen, Colorado in 2000 to open the Aspen Merrill branch. Donna holds a Bachelor's degree from Susquehanna University and a Master's degree from The Pennsylvania State University. She has earned the Personal Investment Advisor (PIA) designation. Her community involvement includes serving on the boards of nonprofit organizations such as Jazz Aspen Snowmass, where she is currently on the Board of Trustees and Co-Chair of the National Council. She has also held past board positions with the Aspen Music Festival and School and Schools Need Active Parents (SNAP). Donna resides in Aspen, Colorado.

Steven Penton is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 1994 and is designated as a Merrill Institutional Consultant, providing integrated institutional consulting services to clients such as Taft-Hartley retirement plans, corporations, foundations, endowments, and nonprofit organizations. His work focuses on executive wealth management, advisory services, managed money, and equity and fixed-income analysis. Steven has expertise in assisting retirement plan sponsors with the design and administration of defined-contribution plans, including 401(k), 403(b), 457 plans, nonqualified defined-contribution plans, and supplemental executive retirement plans. He holds professional designations including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), and Personal Investment Advisor (PIA). He earned a bachelor's degree in history and economics from Denison University and completed his high school education at Western Reserve Academy. Steven resides in Chagrin Falls, Ohio, with his wife and two sons, and his interests include skiing, running, playing golf, and bike riding.

Kevin Hueth is a Series 66-licensed financial advisor at Merrill with three years of industry experience. Prior to joining Merrill in 2026, he worked at Wells Fargo Clearing from 2022 to 2026 and held various roles including positions at Boston University and entrepreneurial ventures such as Eat, LLC and Calcydny, LLC. He also spent nine years with Aspen Ski Company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Nicholas Sadowsky is a Series 66 licensed financial advisor with UBS Financial Services in Snowmass Village, Colorado, where he has worked since 2013. He has 17 years of industry experience. Outside of his advisory role, he serves on the boards of a small business accounting software company and a nonprofit focused on healthcare for Special Operations Forces veterans, and is a partner in a craft Bloody Mary mix business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to client goals. The firm combines institutional trading capabilities with wealth management services, providing a broad range of financial solutions.

Mark Devlin is a financial advisor with OSAIC and holds Series 63 and Series 65 credentials. He has 34 years of industry experience, including over a decade at Sagepoint Financial, Inc. Devlin is also involved in insurance sales through his own agency, Aspen Financial and Insurance Services. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, and access to various managed-account platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios that may include diverse asset classes managed on discretionary or non-discretionary bases.

Christopher O'Connor is a financial advisor at Raymond James Financial with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has served as Vice President and Director of The Arrowhead Foundation, Inc., a charitable foundation incorporated by his parents, since 2014. He has been with Raymond James Financial and its affiliates since 2006. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and supports advisory programs with an emphasis on analytical tools, institutional consulting, and municipal and public finance services.

Cynthia Golden Brown is a financial advisor with UBS Financial Services in Aspen, Colorado. She holds Series 63 and Series 66 designations and has 24 years of industry experience, including 18 years with J.P. Morgan Securities Inc. Outside of her advisory role, she is the proprietor of a real estate investment in the Bahamas, where she makes decisions regarding property management and sales. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates institutional trading capabilities with wealth management services and provides customized planning using proprietary research and model-based asset allocations.

John Miller is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked with Bank of America and Morgan Stanley Smith Barney LLC. Outside of advising, he is involved in a small business selling a tool he invented, which operates more as a hobby. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Steven Latterman is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He has been providing wealth management advice and services to high net worth families and business owners since 1994. Prior to his current role, he co-founded Alpha & Omega I.C.S., a developer and installer of computer software for large distribution centers. His entrepreneurial experience includes managing various aspects of the business and navigating the sale of the company and career transition, which informs his approach to helping clients manage similar life events. Steven specializes in areas including college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, small business strategies, and tax minimization. His team's planning-based "WealthCare" strategies utilize probabilistic planning methods to assist clients in making informed decisions about their financial goals. He holds a Master's Degree (MBA with a concentration in MSIA) with Distinction from Carnegie Mellon University and a Bachelor's Degree in Engineering, earned Summa Cum Laude from the University of Pennsylvania. Steven holds professional designations including Accredited Asset Management Specialist (AAMS), Chartered Financial Consultant (ChFC), and Chartered Retirement Planning Counselor (CRPC). He is involved with the Jewish Federation of Greater Pittsburgh. Outside of work, Steven's interests include cooking, football, scuba diving, skiing, traveling, and spending time with his family.

Allison Gerrie is a Financial Advisor with the Gerrie-Stafford Group at Merrill Lynch Wealth Management. She specializes in assisting individuals and families with complex financial needs through a goals-based wealth planning approach. Allison is committed to guiding her clients through the uncertainties of life and financial markets while delivering attentive customer service. Before joining Merrill Lynch in 2021, she spent five years at J.P. Morgan’s Private Bank in Dallas, where she began her career serving high net worth individuals. Allison earned a Bachelor of Business Administration in Finance with a Minor in Marketing from the University of Texas at Austin. She holds the Personal Investment Advisor (PIA) designation. Residing in Carbondale, Colorado with her husband, Andrew, Allison is involved in her community through volunteer work at the Wind Walkers Equine Assisted Learning & Therapy Center. In her personal time, she enjoys activities such as horseback riding, fly fishing, snow skiing, and attending football games.

John Cary IV is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 designation and has worked with Morgan Stanley and its Private Bank since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Charles Smith is a financial advisor with J.P. Morgan Securities in Aspen, Colorado, holding Series 63 and Series 66 designations and six years of industry experience. Prior to joining J.P. Morgan Securities in 2021, he held roles at Ally Financial, Cetera Investment Advisers, and Wells Fargo, among others. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

James Dowley is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 34 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. He also serves as a trustee for a parent investment-related entity in La Jolla, California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Jeffrey Sgroi is a CFP® with 27 years of experience, currently serving as a financial advisor at Raymond James Financial since 2009. He has been affiliated with Raymond James Financial Services, Inc. since 1999. Outside of his advisory role, he is involved in local real estate through managing several LLCs that own and lease office properties, and he serves as president of a professional building homeowners association. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and supports advisory programs alongside specialized municipal and public finance services.

Patrick Coyle is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His previous work includes lengthy tenures at Merrill and Bank of America. Outside of his advisory role, he is an owner of an LLC and serves as a co-trustee of a family investment trust. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor strategies. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of financial solutions.

William Swanson Jr. is a financial advisor with Raymond James Financial in Aspen, CO, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. He has been with Raymond James Financial since 2009 and concurrently associated with High Country Financial Inc. and Raymond James Financial Services since 2005. Outside of his advisory roles, he owns and manages a rental real estate business in Marble, Colorado. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and maintains unique affiliations, such as with a municipal advisor, enhancing its public finance capabilities.