Louis Barberio III is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with Penn Mutual and Connecticut General Life Insurance Company during his career. Barberio serves as a board member and investment committee member for the Stockton University Foundation and is a member of the parish council at St. Gianna Parish. Hornor, Townsend & Kent (HTK) serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad network of advisers, providing advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, offering discretionary and non-discretionary account options and managing substantial assets under advisement.

Daniel Lesneski is a CFP® with 16 years of industry experience. He is currently with Concurrent Investment Advisors, LLC and Purshe Kaplan Sterling, having previously worked at UBS Financial Services and Morgan Stanley. Concurrent Investment Advisors, LLC is a multi-team firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investment vehicles, supported by a network of approximately 286 advisors serving over 13,000 clients.

Michelle Keates is a financial advisor at Janney Montgomery Scott with over 32 years of industry experience, including 25 years at Janney. She holds Series 63 and Series 66 designations. Outside of her advisory role, Keates serves on the Board of Trustees at Stockton University, where she chairs the Investment Committee and contributes to several other university committees. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base through a combination of in-house portfolio management and third-party managers, offering brokerage, financial planning, consulting, and multiple advisory programs.

Craig Blum is a CFP® professional with 27 years of industry experience. He is currently with Benjamin F. Edwards & Company, Inc., having joined in 2026 after 12 years at UBS Financial Services and prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Outside of his advisory work, he serves as secretary of a family-owned business, Cheri Blum Studios. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through a network of over 500 advisors. The firm offers a range of advisory and brokerage services including wrap-fee programs, financial planning, investment management, and retirement plan consulting.

Peter Tampellini is a CFP® with 35 years of experience in the financial services industry. He has been with Benjamin F. Edwards & Company, Inc. since 2012, following prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser that serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a variety of advisory programs, financial planning, investment management, and brokerage services, combining proprietary strategies with third-party model providers.

Brandon Hina is a financial advisor at Concurrent Investment Advisors, LLC with a Series 65 designation and one year of industry experience. His prior roles include positions at Cornerstone Private Wealth and Affiliated Distributors, as well as an internship at UBS Financial Services. Concurrent Investment Advisors is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term investment portfolios using ETFs, mutual funds, and may include individual securities and alternative investments, supported by a network of approximately 286 advisors.

Joseph Ruffenach Jr. is a financial advisor with GWN Securities Inc. and holds a Series 63 designation. He has 35 years of industry experience and has been involved with Siracusa Benefits Programs since 1985, where he currently serves as president. He sells 403(b) plans, fixed and indexed annuities, and occasionally life and long-term care insurance, primarily through GWN Securities. GWN Securities provides investment advisory and related services to individual and corporate clients through multiple managed account programs and financial planning offerings. The firm utilizes a combination of affiliated and unaffiliated sub-advisers and employs both traditional asset allocation and tactical strategies in its portfolio management.

Rafael Roque Espinosa is a financial advisor with Empower Advisory Group based in Northfield, NJ. He holds Series 63 and Series 65 licenses and has 12 years of industry experience. His prior work includes positions at GWFS Equities, Prudential Investment Management Services, Prudential Insurance Company of America, MassMutual, and MML Investors Services. Outside of his advisory role, he serves as a contracted financial officer for Outco Inc., where he analyzes and summarizes financial statements for the executive board. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing, delivered through an integrated model linked to Empower’s recordkeeping and administrative platforms.

Stavroula Koutsfetsoulis is a financial advisor at Ameriprise with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2011. In addition to her advisory role, she is involved in fiduciary activities as an attorney-in-fact (power of attorney). Ameriprise is a large institutional firm that provides retirement-income planning services primarily to individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, focusing on tailored retirement income strategies.

Paul Oakley is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 35 years of experience in financial services. His expertise encompasses retirement income planning, tax-efficient investing, portfolio management, and services tailored for endowments, foundations, non-profits, defined benefit plans, and small business strategies. Paul also focuses on employee financial health, liquidity management, managing new wealth, and serves clients in the sports and entertainment sectors. Paul holds a Bachelor’s degree in Political Science from Rutgers University and has a background in Securities Law and Compliance. He maintains several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional work, Paul serves as President of the Lisa Oakley Memorial Foundation, a non-profit organization funding cancer research and patient care in the South Jersey and Philadelphia area. He resides in Egg Harbor Township and enjoys baseball, music, reading, swimming, and writing in his personal time.

Vincent Russo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Wells Fargo since 2016 and previously worked at Prudential Equity Group, LLC. Wells Fargo Advisors provides investment advisory and financial planning services to individual, corporate, and institutional clients, offering both brokerage and advisory solutions through a large national platform with approximately $671 billion in assets under management.

Ava Pierce is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, she worked at Ameriprise and has a background that includes roles in education and the restaurant industry. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

James Caulfield is a financial advisor at Edward Jones with nine years of industry experience. He has held his current role at Edward Jones since 2017 and previously worked at the University of Scranton from 2015 to 2017. Caulfield holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Wayne Grant is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 designations and bringing 36 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, he serves as president of the Willow Ridge Executive Office Park Owners Association and the Willow Ridge Executive Office Park Condominium Association, managing property oversight and maintenance activities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on topics such as retirement, tax, estate, and special needs planning. The firm emphasizes goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while maintaining separate planning and investment management services.

Thomas De Caprio is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and with 29 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Transamerica Life Insurance Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions with a broad range of financial planning and asset management services.

Timothy Davis is a financial advisor at Ameriprise with six years of industry experience. He holds the Series 66 designation and has previously worked at firms including TD Bank, LPL Financial, Sun FCU, CUNA Brokerage Services, and Edward Jones. Before his financial career, he served 12 years in the United States Air Force. Davis is also the owner of RealFinX LLC, a holding company intended for future use. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver annual, non-discretionary recommendation reports through a centralized consulting team in partnership with financial advisors.

Robert Whiteside is a financial advisor with Wells Fargo Clearing in Linwood, NJ. He holds Series 63 and Series 65 licenses and has 47 years of industry experience. His prior work includes a role at Prudential Equity Group, LLC from 2002 to 2003. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Leslie Esposito is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. She has worked at Wells Fargo Clearing since 2011, with a two-year period at Merrill in between. Outside of her advisory role, she serves as power of attorney for a family member. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and utilizes research and analytics from Wells Fargo Investment Institute alongside third-party data to support its investment strategies.

Steven Sinderbrand is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 certifications and possessing 35 years of industry experience. His prior work includes positions at Merrill and UBS Financial Services. He serves as co-trustee of a family trust and acts as power of attorney for his daughter in investment-related matters. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Steven Litner is a financial advisor at Ameriprise Financial Services, LLC with 41 years of industry experience. He holds the ChFC®, Series 63, and Series 65 designations. His previous experience includes roles at Mass Mutual Life Insurance Company, MetLife Securities, and Equitable Advisors. Outside of his advisory work, he is involved in independent insurance brokering and participates in viatical settlement processes. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. This service provides a written Recommendation Report and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.