Richard Fletcher is a CFP® professional with 34 years of industry experience. He has been with The Kelly Group since 2013 and previously worked at firms including Cambridge Investment Research Advisors, EF Legacy Securities, Edelman Financial Services, and Fidelity. The Kelly Group serves individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing over $1 billion in regulatory assets through a team-based approach. The firm emphasizes diversified model portfolios, active management when appropriate, and ongoing monitoring combined with financial planning and behavioral coaching.

Maxwell Kiely is a CFP® professional with six years of industry experience, currently serving as an advisor at Red Oak Financial Group in Towson, MD. His prior experience includes roles at Osaic Wealth, Inc. d/b/a StoneBridge Advisors and LPL Financial LLC. Outside of financial advising, he is a licensed insurance agent and a Notary Public. Red Oak Financial Group provides wealth management, investment management, and financial planning services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a model-driven, long-term investment approach with an emphasis on retirement plan advisory services and is affiliated with R.L. Compton & Associates, offering pension consulting to plan clients.

Graham Ewing is a CFP® professional with 11 years of experience in financial advising. He has been with The Financial Consulate Inc. since 2015. The Financial Consulate serves individuals, including high-net-worth clients, corporate retirement plans, and institutional clients with comprehensive financial planning and investment management. The firm employs a "Risk Opportunity Investing" approach that combines tactical asset allocation with fundamental, macroeconomic, and technical analysis, while also integrating tax and accounting services into its advisory offerings.

William Leeb is a CFP® professional with 45 years of industry experience. He is currently with Financial Council, LLC, where he has worked since 2024, and he previously spent 17 years at Commonwealth Financial Network and 19 years with AIG Great Rate Plus Mortgage. Outside of his advisory work, he is a co-owner of Gin Mill, LLC, a real estate entity. Financial Council, LLC provides discretionary investment management and advisory services to individuals, trusts, estates, charitable organizations, and corporations. The firm utilizes model-based asset allocation strategies primarily using mutual funds, with a focus on quarterly market commentary and annual portfolio reviews.

Richard Tomaschefsky II is a CFP® professional with seven years of industry experience. He is currently with Financial Council, LLC and has held prior roles at Commonwealth Financial Network and Financial Council Asset Management Inc. Tomaschefsky also engages in fixed insurance sales as a secondary business activity. Financial Council, LLC provides discretionary investment management and advisory services to individuals, trusts, estates, charitable organizations, and corporations. The firm uses model asset allocation strategies, primarily through mutual funds, and conducts regular reviews and market commentary as part of its investment approach.

Jason Simmons is a financial advisor at Red Oak Financial Group with 22 years of industry experience. He holds Series 63, 65, and 66 designations and has worked at firms including LPL Financial, Prudential Financial Planning Services, and Fisher Investments. Red Oak Financial Group provides wealth management, investment management, and financial planning services to individuals, trusts, charitable organizations, businesses, and retirement plans. The firm employs a long-term, model-driven investment approach focused on diversified portfolios with active tax management and retirement plan advisory services.

Austin Root is a financial advisor at Meristead Wealth, LLC with four years of industry experience. He holds a Series 65 designation and has worked at Stansberry Asset Management as Chief Investment Officer since 2021, along with prior experience at Re-Occur Capital Management, Stansberry & Associates Investment Research, and D.F. Dent & Company. Meristead Wealth, LLC offers discretionary portfolio management and financial planning primarily for high-net-worth individuals and families. The firm employs a value-oriented investment approach combining macro analysis and fundamental research, managing separately managed accounts and private credit funds focused on specialized credit and real-estate strategies.

Jordan Heaps is a CFP® professional with eight years of industry experience. He has worked at The Kelly Financial Group since 2020 and previously spent five years with Cambridge Investment Research, Inc. He is based in Bel Air, MD. The Kelly Group serves individuals, families, trusts and estates, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets for over 1,000 clients. The firm employs a team-based model with diversified portfolios focused on institutional mutual funds and offers comprehensive financial planning and investment advisory services.

George Boudreau is a financial advisor with Oliver Wealth Management and holds a Series 65 designation. He has been with the firm since 2025 and has prior work experience at Graul's Market Ruxton and Baltimore Country Club. Oliver Wealth Management provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, corporations, trusts, and estates. The firm employs a primarily long-term investment approach using both fundamental and technical analysis, tailoring portfolios to client goals and risk tolerance.

Brian Nelson is a financial advisor with Jemma Financial Services in Baltimore, MD, holding Series 63 and Series 66 licenses and over 32 years of industry experience. He is the founder and president of Harborside Sales Group, where he oversees sales and marketing functions, and serves as president of Cromwell Investment Advisors, which provides advisory services to mutual funds and ETFs. Nelson also holds a treasurer position on the board of Total Fund Solutions. Jemma Financial Services advises individual investors, pension plans, and charities, managing approximately $140 million across five advisors. The firm offers discretionary portfolio management through five risk-targeted model portfolios, integrating financial planning within its portfolio services and using quantitative and qualitative screening methods alongside third-party analytics to select ETFs and mutual funds.

Nathan Mc Duffee is a financial advisor at Oliver Wealth Management in Towson, MD, holding the CFP®, ChFC®, and Series 66 credentials with five years of industry experience. His prior work includes roles at Arkadios Wealth Advisors, Kalos Management, Akers Financial Group, and Sherwin-Williams Company. Oliver Wealth Management is an SEC-registered advisory firm managing approximately $297.6 million for about 566 clients, including individuals, high-net-worth clients, corporations, trusts, and estates. The firm offers wealth management, financial planning, and Participant Account Management services, constructing customized long-term portfolios using a range of investment vehicles and employing both fundamental and technical analysis.

Lydia Durski is a CFP® professional with seven years of industry experience, currently serving as an advisor at Financial Council, LLC in Towson, MD. Her background includes roles at T Rowe Price and Commonwealth Financial Network. She has also been involved with Harford Gymnastics and Frederick Gymnastics in prior years. Financial Council, LLC provides discretionary investment management and advisory services using model-based asset allocation strategies for individuals, trusts, estates, charitable organizations, and corporations. The firm emphasizes periodic account reviews and implements client relationships primarily through mutual funds, maintaining discretion over portfolio rebalancing and fund management.

Amanda Eimers is a CFP® professional with three years of industry experience, currently serving as an advisor at Fruitful, Inc. She previously worked at Town Capital LLC and Wells Fargo in various roles dating back to 2016. Outside of her financial career, Amanda has experience related to motherhood and entrepreneurship. Fruitful Advisory, LLC provides web-based financial planning and discretionary investment management to individual clients through a subscription membership model. The firm focuses on personalized planning and passive, low-cost core allocation strategies primarily using exchange-traded funds and index funds.

Emily Smith is a Series 65 licensed advisor with The Kelly Group, bringing one year of industry experience. Prior to her current role, she worked at Johnson and Johnson and has a background that includes time at La Salle University and managing operations at Bomboy's Homemade Candy and Ice Cream. The Kelly Group serves individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets with a team of 15 advisors. The firm employs a team-based approach with diversified model portfolios focused on active management, ongoing monitoring, and behavioral coaching.

Leo Lavezza is a CFP® professional with two years of industry experience, currently serving as a financial advisor at Financial Consulate. His prior experience includes roles at First Financial Federal Credit Union and Towson University, as well as involvement with a family business. Financial Consulate provides comprehensive financial planning and investment management services to individuals, corporate retirement plans, and institutional clients. The firm integrates tax and accounting services with a Risk Opportunity Investing approach that combines active tactical asset allocation and fundamental, macroeconomic, and technical analysis.

Lyle Hardgrove is a financial advisor at CFM Advisors Inc with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at CFM Advisors since 2018, following prior roles at Paychex Securities Corporation and Paychex, Inc. CFM Advisors serves individual clients, including high-net-worth individuals, as well as pension and profit-sharing plans and corporate clients. The firm specializes in non-discretionary portfolio management and retirement plan advisory services, managing over $200 million in client assets outside of retirement plans and advising on more than $2.7 billion in 401(k) assets.

William Ruff is a Series 65-licensed advisor at The Kelly Group with one year of experience. His prior work includes roles in education and the service industry, including positions at Towson University, James Madison University, Texas Roadhouse, and Chick-fil-A. The Kelly Group serves individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in regulatory assets for over 1,000 clients. The firm employs a team-based model and focuses on diversified, actively managed portfolios complemented by ongoing monitoring, rebalancing, and behavioral coaching.

Lauren Madison is a financial advisor at The Kelly Group in Bel Air, MD, holding a Series 65 designation with three years of industry experience. She has worked at The Kelly Group since 2018 and previously held positions at PNC and Salisbury University. The Kelly Group serves individuals, families, trusts and estates, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets across a team of 15 advisors. The firm employs a team-based model using diversified institutional mutual funds and active managers, offering services such as discretionary portfolio management and comprehensive financial planning.

Brandon Oliver is a financial advisor with Oliver Wealth Management in Towson, MD, holding a Series 66 designation and 27 years of industry experience. He has worked at several firms, including Hayden Royal LLC and American Wealth Management, Inc. Oliver is also a licensed insurance professional, dedicating approximately 10% of his business time to this activity. Oliver Wealth Management provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, corporations, trusts, and estates. The firm employs a long-term investment approach combining fundamental and technical analysis, tailoring portfolios to clients’ goals and risk tolerance.

Christopher O’Shea is a CFP® professional with 23 years of industry experience and has been with The Financial Consulate since 2013. He holds a Series 63 license and is based in Fallston, MD. The Financial Consulate serves individuals, including high-net-worth clients, corporate retirement plans, and institutional clients with comprehensive financial planning and investment management. The firm integrates tax and accounting services with a “Risk Opportunity Investing” approach that combines tactical asset allocation and multi-faceted analysis to emphasize capital preservation and adaptive portfolio positioning.