Heather Marie Dolce is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 65 credentials and 24 years of industry experience. Her prior experience includes six years at Wells Fargo Clearing. Outside of finance, she has worked as a background performer in entertainment. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory and financial planning services.

Malcolm Elvy is a CFP® with 10 years of industry experience, currently advising at Mariner since 2025. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, Wells Fargo, and Morgan Stanley. Mariner serves a diverse client base, including individuals, pension plans, trusts, and corporations, offering investment management, financial planning, retirement plan consulting, and access to third-party managers. The firm provides customized, discretionary portfolios supported by an internal investment team and emphasizes tax and accounting integration alongside traditional portfolio management.

John Scarpinato is a financial advisor at PNC Wealth Management with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with PNC Investments since 2013. Outside of his financial career, he serves as an ice hockey referee in the New Jersey area. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only online discretionary model account for employees. The firm employs algorithm-driven risk assessment and uses third-party managers for portfolio implementation and proxy voting.

Ralph Wendell is a financial advisor with GWN Securities Inc. in Bridgeton, NJ, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with GWN Securities since 2004 and also owns Wendell Financial Services and Ralph S. Wendell Insurance, where he has been involved in life insurance, disability insurance, and annuity sales since 1982. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 accounts and offers a range of managed-account programs, including both traditional asset-allocation and legacy market-timing strategies.

John Du Mond is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has previously worked at The Leaders Group, Inc., Questar Asset Management, Questar Capital Corporation, and TruChoice. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through its asset allocation portfolios. The firm’s investment approach uses a top-down strategic asset allocation framework combined with risk-based mutual fund portfolios and periodic rebalancing based on defined strategic events.

Beth Mcdowell is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 designations and bringing 37 years of industry experience. She has been with Commonwealth Financial Network since 2006. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Jerard Gray is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Gwfs Equities, Inc., Prudential Investment Management Services LLC, Prudential Insurance Company of America, and T. Rowe Price. Outside of financial advising, he is involved in real estate sales with Keller Williams Legacy. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain individual investors. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

Craig Sargent is a financial advisor with Empower Advisory Group in Franklinville, NJ, holding Series 65 and Series 66 designations and possessing 17 years of industry experience. His prior roles include positions at GWFS Equities Inc., Cantella & CO., Inc., CPI Capital, and LPL Financial. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage account holders. The firm’s services integrate financial planning with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Patrick Mcgrory is a CFP® with 26 years of industry experience, currently serving as an advisor with Independent Advisor Alliance, LLC since 2022. Prior to this, he worked at Ameriprise Financial Services, Inc. for 17 years and is also affiliated with LPL Financial. Outside of his advisory role, he owns and operates tax preparation and accounting services. Independent Advisor Alliance serves a diverse clientele including individuals, small businesses, charitable organizations, and retirement plans. The firm offers asset management, financial planning, retirement plan consulting, and coordinates discretionary and non-discretionary portfolio management using various analytical strategies and technology platforms.

Raymond Trost is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to joining Edward Jones, he worked at T3 Trading Group and Susquehanna Capital Group. Outside of advising, he is a co-owner of TMT Property Investments. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates one of the largest networks of financial advisors and branch offices in the country and manages over $1 trillion in assets.

Brian Collini is a financial advisor at Cetera with 21 years of industry experience and holds a Series 66 designation. His prior experience includes work at Securities America, Wealth Capital Group, and Securities Service Network, among others. Outside of advisory roles, he has been involved in real estate through entities such as Collini Real Estate, LLC and NSC Property Investments, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with various program options and over $256 billion in assets under management.

Anthony Alfe is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked at JP Morgan and UBS Financial Services. Outside of finance, he assists part-time in the operations of his family’s Italian restaurant. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, providing customized reports that address income, Social Security, and tax strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored retirement recommendations.

Howard Mattson is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has previously worked with Sagepoint Financial, Inc. and American General Securities Incorporated. Mattson serves as a board member of the South Harrison Board of Education, participating in local elementary school policy discussions. OSAIC Wealth serves a diverse clientele including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers a wide range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and the use of numerous program options including Unified Managed Accounts and third-party money manager programs.

Americo Santella is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of finance, he owns and operates a dog grooming business, POSH PETS LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.

Eric Allen is a CFP®-certified financial advisor with 12 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Generation Capital Group LLC, Regional Investment Advisors, and Minnesota Life Insurance Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services through a large network of advisors, supported by proprietary research and technology tools.

Joseph Frank is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and over 52 years of industry experience. He has been with Cambridge since 2015 and previously worked at Questar Asset Management, U.S. Allianz Securities, and Investacorp Advisory Services. Outside of his advisory role, he is involved in insurance product sales through an ownership interest in Frank Leonards & Frank LLC and manages Frank Family Capital Group LLC. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and provides access to proprietary and third-party strategies through multiple platforms.

Dominic Romano is a Series 66 credentialed financial advisor with 11 years of industry experience. He is currently with Cambridge Investment Research Advisors and has prior experience at Cantella & Co., Inc. Romano is also involved in tax preparation through Romano Tax and Business Consultants LLC and owns Romano Buonadonna Financial Services LLC, an independent securities firm. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a broad network of financial professionals. The firm utilizes multiple platforms and proprietary model strategies while supporting discretionary and non-discretionary management.

Martha Toledo is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. She holds the Series 63 and Series 65 credentials and has worked at firms including Raymond James Financial and Avantax Advisory Services. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, operating with over 14,000 financial advisors and approximately $671 billion in assets under management. The firm provides a range of brokerage and advisory solutions, leveraging research and analytics to support its investment approach.

Christopher Jackowski is a CFP® with nine years of industry experience, currently affiliated with Raymond James Financial. He previously worked at Merrill and spent three years at Saint Joseph's University. He is also associated as an employee with Aspire Wealth Group in a non-investment role. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary advice supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

David Weiss Sr. is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 30 years of industry experience. His career includes long-term roles at American Portfolios Financial Services, Inc. and Dempsey, Weiss & Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions with a range of advisory and brokerage services. The firm supports its advisors with model portfolios, third-party asset management, and technology tools, managing over $819 billion in discretionary assets across more than 22,800 advisors.