Kurt Ruoff is a CFP® and Series 66-licensed advisor with 16 years of industry experience. He has worked at Cypress Financial Planning since 2020 and previously spent nine years with Morgan Stanley Smith Barney and five years with Morgan Stanley Private Bank. Outside of his advisory role, he serves as a board member and treasurer for a youth hockey tournament organization. Cypress Financial Planning is a fee-only, SEC-registered investment adviser serving individuals, high-net-worth households, families, businesses, and charitable or institutional clients. The firm manages approximately $395 million in assets and employs a range of trading strategies, including derivatives and options, within tailored portfolios under both discretionary and non-discretionary management.

David Armbruster is a CFP® with seven years of industry experience, currently serving at Cypress Financial Planning since 2018. Prior to joining Cypress, he worked for four years at William Paterson University of New Jersey. Cypress Financial Planning is a fee-only, SEC-registered advisory firm managing approximately $490 million in client assets. The firm offers financial planning, investment management, and retirement-plan consulting to individuals, families, businesses, and institutional plan sponsors, utilizing a tailored, holistic investment approach that includes advanced trading strategies uncommon among similar-sized teams.

David Leone is a CFP® certificant with 11 years of industry experience. He is currently with Forefront and previously worked with firms including Halpern Financial, Inc. and Pacific Life Insurance Company. Leone is also the owner of Leone & Company Wealth Management, a comprehensive financial planning business operating through Forefront Advisor Network. Forefront Wealth Partners is a registered investment adviser serving individuals, high-net-worth clients, and businesses. The firm provides discretionary investment management, comprehensive financial and estate planning, and offers cash-management solutions along with access to third-party managers and turnkey asset management platforms.

Jessica Ortega is a CFP® with 15 years of industry experience, currently serving as an advisor at Eagle Wealth Strategies. She previously worked at Raymond James Financial Services Advisors Inc. for over a decade. Outside of her advisory role, Ortega owns and operates Aerie Tax & Advisory, LLC, a tax and accounting services firm. Eagle Wealth Strategies is a SEC-registered advisory firm that serves individuals, trusts, estates, businesses, charitable organizations, and retirement plans. The firm offers discretionary and non-discretionary portfolio management with a focus on fundamental analysis and diversified model portfolios, supplemented by independent third-party investment consulting and tax services through its affiliated firm.

Jacob Riloff is a financial advisor at Victory Wealth Partners with 32 years of industry experience. He holds the ChFC® designation, as well as Series 63 and Series 65 licenses. His prior experience includes roles at LPL Financial, Victory Asset Management Co., Inc., TFS Securities, Inc., and Valens Group, LLC. Victory Wealth Partners serves individual and high-net-worth clients, businesses, and retirement plan sponsors with portfolio management, financial planning, and retirement-plan advisory services. The firm’s investment approach combines momentum and fundamental analysis with quantitative screening and fiduciary scoring, managing portfolios through mutual funds, ETFs, and model allocations on both discretionary and non-discretionary bases.

Magan Zavislak is a CFP® and holds a Series 66 license with nine years of industry experience. She is currently with Best Life Infinity, LLC, where she has worked since 2023, following roles at Investment Advisor Group, Investment Advisor Alliance, American Tax and Financial Planners, and PNC Investments. In addition to her advisory work, she provides tax planning and bookkeeping services through PinCrest Tax Advisory. Best Life Infinity serves individual investors and families, including high-net-worth clients and a focused practice for military survivors and combat veterans. The firm offers investment management and financial planning with an emphasis on asset allocation and diversification, using both passive and active strategies tailored to client needs.

Jason Gabrieli is a CFP® and Series 66-licensed financial advisor with HFM Investment Advisors, LLC, where he has worked since 2014. He has 14 years of industry experience and is also the owner of Events By GM, LLC, a DJ services business. HFM Investment Advisors serves individuals, business owners, and employer-sponsored retirement plans with discretionary portfolio management, financial planning, and retirement consulting. The firm employs a range of service models and utilizes third-party platforms and subadvisors to implement and manage client portfolios.

Jeffrey Jones is a CFP® and holds a Series 66 license, with 16 years of industry experience. He has been with Cypress Financial Planning since 2009. Outside of his advisory role, he volunteers as a financial coach for underserved individuals through the nonprofit 3rd Decade. Cypress Financial Planning is a fee-only, SEC-registered investment adviser serving individuals, families, businesses, and institutional clients. The firm offers financial planning, portfolio management, and retirement-plan advisory services, employing modern portfolio theory alongside fundamental and technical analysis, and utilizes a range of trading strategies including options and derivatives within separately managed accounts.

Waris Rahemtulla is a CFP® and ChFC® with 11 years of industry experience. He is currently an advisor at Fruitful, having joined in 2024. His prior roles include positions at Citizens Securities, Inc. and Fidelity Investments. Fruitful Advisory provides financial planning and discretionary investment management exclusively to members of Fruitful, Inc. The firm employs a subscription-based model and focuses on diversified, low-cost portfolios primarily using passive ETFs and index funds, with an emphasis on client-tailored allocation and dynamic financial planning.

Donna Mcgill is a financial advisor with AtCap Partners, LLC, holding a Series 66 designation and 11 years of industry experience. She has worked at AtCap Partners since 2017 and has additional experience with Ceros Financial Services, Forker and Associates Tax Solvers, and Jackson Hewitt Tax Service. Outside of advisory work, she is involved in life insurance sales and seasonal tax preparation. AtCap Partners provides investment management and financial planning services to individual clients, pension and profit-sharing plans, trusts, estates, and corporate entities. The firm employs a blend of fundamental analysis and technical tools, including market cycle timing, and offers access to third-party asset managers as part of its tailored portfolio solutions.

Joseph Gaspari is a financial advisor with HFM Investment Advisors, LLC, holding a Series 65 designation and three years of industry experience. He has been with HFM since 2021 and previously worked as self-employed and at JetSki AC. HFM Investment Advisors serves individuals, business owners, and employer-sponsored retirement plans, offering discretionary portfolio management, financial planning, and retirement plan consulting. The firm utilizes multiple service models to tailor client engagement and leverages third-party platforms and subadvisors for investment implementation and account management.

Andrew Barnhardt is a CFP® professional with four years of industry experience, currently serving as an advisor at HFM Investment Advisors, LLC. Prior to joining HFM, he held roles at Morgan Stanley and LPL Financial and worked at Chick-fil-A. HFM Investment Advisors serves individuals, business owners, and retirement plans with discretionary portfolio management, financial planning, and retirement consulting, utilizing a range of service models that scale from modular planning to integrated wealth management. The firm incorporates third-party subadvisors and technology platforms to manage portfolios and employer-sponsored accounts.

John Timmermans is a financial advisor at LUMINIST Capital, LLC in Grand Rapids, MI, holding a Series 65 license with 11 years of industry experience. His previous roles include positions at Advisory Advocates LLC and RM Investment Strategies, LLC. He is also involved with the Grand Rapids Yacht Club in a non-investment capacity. LUMINIST Capital provides investment advisory and financial planning services to individuals, trusts, estates, corporations, and other business entities. The firm employs a mix of fundamental and technical analysis to manage client portfolios, typically on a discretionary basis, and offers tailored financial planning, portfolio management, and consulting.

Alexa Comey is a financial advisor with Kennedy Investment Group holding a Series 66 designation and five years of industry experience. She has worked at several firms including Raymond James Financial Services and Ameriprise Financial Services. In addition to her advisory role, she is involved in insurance sales, dedicating approximately 10% of her monthly time to this activity. Kennedy Investment Group is an SEC-registered advisory team managing approximately $633 million for individuals, high-net-worth clients, and select corporate clients. The firm offers wealth management, financial planning, retirement advice, and discretionary portfolio management, employing a fundamental, long-term investment approach while incorporating options and derivatives as part of its risk management strategies.

Brian Hoguet is a CFP® and ChFC® with 23 years of experience in financial advising. He has been with MFG Investments, LLC since 2005 and has prior experience at Securities America, Inc. and Securities Service Network, Inc. He also holds a registered representative license with Osaic Wealth, Inc. and is an insurance agent providing coverage solutions for clients. MFG Investments serves individual clients, including both non-high-net-worth and high-net-worth individuals, offering discretionary portfolio management and financial planning. The firm employs fundamental analysis and modern portfolio theory, providing tailored strategies with regular account reviews and educational seminars.

Ryan Miller is a Series 66-credentialed financial advisor with 11 years of industry experience. He is currently with Eagle Wealth Strategies, where he has worked since 2023. His prior experience includes roles at Raymond James Financial Services, Bank of America, Merrill, and Ameriprise Financial Services. Eagle Wealth Strategies provides wealth management, investment management, and financial planning services to individuals, trusts, estates, businesses, and charitable organizations. The firm follows a fundamental, long-term investment approach and offers discretionary and non-discretionary portfolio management, retirement advice, and credit management solutions.

Melissa Phillips is a financial advisor at Eagle Wealth Strategies with eight years of industry experience and a Series 66 designation. Her prior roles include positions at Raymond James Financial Services and work related to the Estate of David B. Tapp Sr. Outside of her advisory work, she serves as an executor on a private estate. Eagle Wealth Strategies is a team-based firm serving individuals, trusts, estates, businesses, and charitable organizations with wealth management, investment management, and financial planning. The firm employs a fiduciary, fundamental, and long-term investment approach, utilizing diversified portfolios of mutual funds, ETFs, and selected individual equities.

Thomas Devine is a Series 65-licensed financial advisor with two years of industry experience. He has worked at Cypress Financial Planning since 2024 and previously held roles at Ally Bank and GNR Group. Cypress Financial Planning is a fee-only, SEC-registered advisory firm serving individuals, families, businesses, and institutional clients. The firm employs a tailored, holistic process and incorporates sophisticated trading strategies, including derivatives and options, within a team of seven advisors managing approximately $490 million in assets.

William Merriken Jr. is a financial advisor at Almanack Investment Partners with 35 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. Merriken has been involved with Merriken Financial Group, Inc. since 1982, where he provides planning and insurance services, and he is also affiliated with Redwood Wealth Management Group. Almanack Investment Partners offers discretionary and non-discretionary investment management and financial planning to individual and institutional clients, including high-net-worth individuals, trusts, estates, and charitable organizations. The firm employs diversified, risk-conscious model portfolios and manages adviser-led pooled vehicles and private funds alongside managed accounts.

Justin Biebel is a financial advisor at LUMINIST Capital, LLC with four years of industry experience. He holds the Series 65 designation and has worked with firms including RM Investment Strategies, LLC and 616 Advisors, where he served as Vice President of Exchange Traded Products. Outside of his advisory roles, he is a member of Advisory Advocates, LLC. LUMINIST Capital provides investment advisory and financial planning services to individuals, trusts, estates, corporations, and other business entities. The firm uses a combination of fundamental and technical analysis to manage accounts, emphasizing tailored financial planning, portfolio management, and co-advisory arrangements.