Nathan Friend is a financial advisor at Friend Financial Group Inc with one year of industry experience. He holds a Series 65 credential and has previously worked at firms including Charles Schwab, ICAT, and Conexus Insurance Partners. Outside of investment advising, he is involved in a tax and accounting practice with McGehee Davis & Associates. Friend Financial Group Inc is an independent investment adviser founded in 2024 that provides discretionary asset management to individuals, including high-net-worth clients. The firm manages approximately $1.43 million across three accounts using fundamental analysis and modern portfolio theory to construct diversified portfolios.

Hi, I’m Dwight. Thanks for stopping by. I am a CPA and fee-only financial advisor in Lafayette, Colorado, and I specialize in tax-efficient financial planning for retirees and those about to retire in Colorado or elsewhere in the United States. My clients are typically age 50 or older and have successfully launched their kids. They are either retired or planning to retire within the next five years or less. Most are property owners, U.S. citizens, and have liquid assets above $750,000. They want comprehensive financial guidance—not just an investment salesperson—and need support as they approach one of the biggest financial transitions of their lives. They prefer to delegate the heavy lifting of investments, financial planning, and tax planning to a professional on an ongoing basis rather than seeking one-time projects. Just as important, they are genuinely nice people. While it may sound cliché, I only work with clients where there is mutual respect and a strong long-term relationship Winding Trail Financial Planning is a fee-only financial planning firm based in Lafayette, Colorado, serving retirees and small business owners who want more than just investment management. We specialize in tax-aware financial planning—helping clients make smarter decisions around retirement income, business structure, and long-term wealth strategies. Our approach integrates tax planning, investment management, and cash flow into a cohesive strategy designed to reduce lifetime taxes and improve financial clarity. Many of our clients are business owners, pre-retirees, or recently retired households who want a proactive advisor that looks around corners—not just reacts at tax time. As a fee-only fiduciary firm, we do not sell products or earn commissions. Advice is objective, transparent, and aligned with your goals. We aim to serve as a long-term partner—helping clients simplify complexity, make confident decisions, and stay on track throughout retirement. • Tax planning and proactive tax strategy • Retirement income planning and distribution strategies • Financial planning for small business owners and S-Corp optimization • Investment management integrated with tax efficiency • Cash flow and balance sheet planning • Coordination with CPAs and attorneys • Ongoing comprehensive financial planning (not one-time plans) Our process emphasizes forward-looking planning—identifying opportunities before year-end and aligning financial decisions with long-term tax outcomes.

Steven Nading is a CFP® professional with nine years of industry experience. He is the sole advisor at Outbound Financial, where he has worked since 2017. Outbound Financial, Inc. provides wealth management, comprehensive and focused financial planning, and income and gift tax preparation to individuals, high-net-worth clients, not-for-profit entities, and business interests. The firm employs a passive wealth management approach using diversified portfolios of index mutual funds and ETFs, integrating tax preparation and planning with investment advice.

Adrien Vanpoperinghe is a financial advisor with Lybis Investing and holds a Series 65 designation. He has five years of industry experience, including prior roles at CNA Insurance. Lybis Investing, LLC is a single-advisor investment management firm based in Colorado that serves individuals, high-net-worth clients, trusts, estates, small businesses, and charitable organizations. The firm employs a defined investment process focused on asset allocation and typically uses passive index ETF strategies with an emphasis on sustainability factors, incorporating ESG scores alongside macroeconomic indicators.

Kyle Simmons, CFP®, CRPC®, worked for over 13 years in the tech industry as an engineer. When you work with him, you’re not working with a product salesman, but rather someone who works and talks like you, taking a logical and efficient approach to investment management and retirement planning. He understands the financial and intellectual benefits of being a highly compensated employee as well as the challenges and frustrations. He thinks like an engineer and has the integrity of one too. We are a fiduciary, fee-only firm, which means we're required to always put your interests ahead of our own. We don't sell products, get paid commissions, or receive referral fees. Many advisors or financial salespeople work for a brokerage or insurance company and are paid commissions or are "fee-based". We believe that our fee-only, fiduciary structure allows us to have a more objective relationship with our clients because it reduces the possible conflicts of interest.

Beulah Messick is a financial advisor with A2Resources LLC, holding a Series 65 designation and two years of industry experience. She has worked for the State of Colorado since 2004, currently serving as Controller with responsibilities including financial reporting, budget administration, and audit response. A2Resources LLC provides financial planning and consulting services to individuals and employer groups, offering comprehensive planning that includes investment, retirement, tax, education, estate, charitable, and risk management components. The firm does not manage client accounts or recommend individual securities, focusing instead on creating individualized financial plans and accepting negotiable or hourly fee arrangements.

Kirk Peterson is the sole advisor at Peterson Financial Services LLC in Denver, CO, holding a Series 63 designation with 27 years of industry experience. He has worked at The Crosby Group Ind. since 1986. Peterson also maintains a licensed insurance practice as part of his service offerings. Peterson Financial Services provides investment portfolio management, financial planning, and insurance services primarily to individual clients and retirement plans, while also managing non-retirement corporate accounts and trusts. The firm focuses on mainstream liquid investments and manages most accounts on a discretionary basis, using a combination of fundamental and technical analysis without third-party managers or wrap programs.

Daniel Bereck is a CFP® and Series 63 credentialed advisor with 27 years of industry experience. He has been the principal of Financial Consulting Associates in Boulder, CO since 1983. Financial Consulting Associates is a small, independent, fee-only advisory serving individual investors, including IRAs and small-business retirement accounts. The firm manages discretionary portfolios primarily composed of no-load mutual funds, applying an active trading approach tailored to client suitability and the adviser’s economic outlook, and also offers limited tax preparation and planning services.

Jonathan Cooper is a financial advisor at Joy Equity Management LLC with 11 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Bank of America, Merrill, and several advisory firms. Joy Equity Management LLC provides discretionary investment management and financial planning services to individual and high-net-worth clients, focusing on long-term portfolios constructed with ETFs, individual equities, and bonds using fundamental analysis and diversification. The firm manages approximately $9.2 million across about a dozen clients and utilizes third-party model managers accessed through Charles Schwab.

Dennis Haberkorn is the principal of Haberkorn Financial Services, Inc. in Louisville, CO, with 26 years of experience in the financial industry. He has operated his firm since 1999 and holds credentials as a Certified Public Accountant. Haberkorn Financial Services provides portfolio management and related advisory services to individuals, charitable organizations, corporations, and trusts. The firm combines investment advisory services with accounting, tax, and business-management offerings, focusing on strategic asset allocation, diversification, and long-term portfolio management.

Linda Towe is a financial advisor with Heritage Planning & Investing Services, LLC in Louisville, CO, holding a Series 65 credential and 25 years of industry experience. She has been with Heritage Planning & Investing Services since 1999. Heritage Planning & Investing Services is an independent, single-advisor firm serving individuals, trusts, and small business owners with hourly consulting, comprehensive financial planning, and discretionary portfolio management. The firm’s investment approach emphasizes fundamental analysis combined with technical analysis, diversification, and a mix of long-term and shorter-term positions, with ongoing portfolio monitoring and annual reviews of investment policy statements.

Mariah Quish is a CFP® with 13 years of industry experience and is the sole advisor at Quish. She has worked at Sequoia Financial Group since 2026 and has been with Quish & Co. LLC since 2008. Quish provides personalized financial planning and discretionary investment management primarily to complex multi-generational families, trusts, estates, and selected charitable organizations. The firm combines traditional public securities with alternative investments and serves high-net-worth, institutional-scale clients, managing approximately $154.2 million in assets.

Sheryl Conklin is a CFP® with nine years of industry experience and is the sole advisor at Conklin Financial Planning. She has worked in financial planning and coaching roles since 2008, including operating under her own business names and roles at Origin Financial and Zeiders Enterprises. Outside of advising, she provides financial coaching through her RetireWise Coaching business. Conklin Financial Planning is an independent, fee-only registered investment adviser serving individual clients with modular or comprehensive financial planning, investment consultation, coaching, and educational workshops. The firm emphasizes passive, low-cost index strategies with long-term buy-and-hold and periodic rebalancing, and it does not provide ongoing portfolio management or custody of client assets.

Marc Nicolay is the sole advisor at Halcyon Wealth Management, LLC in Boulder, Colorado, holding a Series 66 designation and bringing 27 years of industry experience. He has been with Halcyon Wealth Management since 2008 and has served as president of Nicolay Norman & Associates Inc, a certified public accounting firm, since 2014, providing attest and non-attest CPA services. Halcyon Wealth Management is an independent, state-registered firm offering discretionary and non-discretionary portfolio management, comprehensive financial planning, and integrated tax preparation services. The firm serves individuals, families, trusts, estates, and retirement plans, focusing on asset allocation, diversification, and long-term investment strategies.

Wyatt O’Rourke is a financial advisor at Basilic LLC in Denver, CO, holding a Series 66 designation with two years of industry experience. He has worked at several firms, including OneAmerica Securities, American United Life, and Mission Peak Capital. Outside of his advisory role, he is a co-founder and consultant for Meera Capital, a business strategy firm. Basilic provides portfolio management, financial planning, pension consulting, and specialized Bitcoin financial services to individuals, high-net-worth clients, pension and profit-sharing plans, and business entities. The firm employs modern portfolio theory and quantitative, fundamental, and technical analysis across traditional and alternative investments, and partners with third parties for digital-asset custody and trading services.

Michael Corbett is a CFP® and CFA® with nine years of industry experience. He is the sole advisor at WealthEQ, an independent firm based in Erie, Colorado, where he has worked since 2022. Prior to WealthEQ, he was with Innovest Portfolio Solutions for three years and Bessemer Trust for five years. WealthEQ provides wealth management and investment advisory services to high-net-worth individuals, families, family offices, and captive insurance companies. The firm employs a research-based investment approach that combines goals-based and liability-driven portfolio construction with behavioral finance, automation, and quantitative analysis.

Diedre Braverman is a CFP® and Series 65 licensed financial advisor with six years of industry experience. She is the principal of Braverman Wealth Advisors, LLC in Boulder, CO, and also practices as an attorney at Braverman Law Group, LLC, where she assists clients with estate planning including wills and trusts. Braverman Wealth Advisors, LLC provides discretionary investment management and financial planning to individuals, trusts, estates, charitable organizations, corporations, and 401(k) plan participants. The firm emphasizes a passive, indexed ETF approach tailored by individualized investment policy statements and integrates portfolio management with ongoing planning services.

James Morgan is a CFP® professional with 18 years of experience in financial advisory. He is the sole advisor at James Morgan Asset Management, LLC, founded in 2014, and also operates JHM Financial Services, LLC and James H Morgan LLC. In addition to his advisory work, he provides estate, business planning, tax planning, and elder law services through a separate legal practice. James Morgan Asset Management serves individual and high-net-worth clients with discretionary portfolio management and comprehensive financial planning, including retirement, estate, tax, and business planning. The firm constructs tailored investment policies and manages portfolios using a mix of fundamental, technical, cyclical, and charting methods, with an affiliation to an estate and tax law practice that allows for referral to related legal services.

Curtis Clegg is a CFP® with 20 years of industry experience, currently serving as the sole advisor at AMA Financial Planning LLC in Louisville, CO. His prior experience includes roles at Silver Oak Securities, Inc. and Jackson National Life Distributors. Outside of financial planning, he is the owner of an independent auto, home, and life insurance brokerage. AMA Financial Planning LLC provides fee-only financial planning and investment advice on an hourly or fixed-fee basis to individuals, couples, and families. The firm focuses on strategic asset allocation using a core-and-satellite approach, emphasizing passive index funds and ETFs for core holdings and selective active managers as satellites, while typically delivering project-based advice without ongoing portfolio management.

Michael Lunsford is a CFP® professional with 23 years of experience in financial planning and wealth management. He has been the principal advisor at Lunsford Financial Planning, Inc. since 2003. The firm provides comprehensive financial planning and investment management services to individual clients, including retirement and estate plan reviews, cash-flow planning, and employer benefits guidance. Lunsford Financial Planning employs a long-term, fundamental investment approach focusing on diversified, low-cost index funds with discretionary portfolio management and tax-aware strategies.