Carly Seneca is a CFP® and Series 66-licensed financial advisor with eight years of industry experience. She is currently with Cambridge Investment Research Advisors and has prior experience at Pensionmark Securities, Harvest Financial, and BNY Mellon. Outside of her advisory role, she is also registered as an insurance agent. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various portfolio management and model-based solutions.

Linda Burns is a financial advisor at LPL Financial with 27 years of industry experience. She previously worked for NEXT Financial Group, Inc. for 25 years before joining LPL Financial in 2025. Burns holds Series 63 and Series 66 designations and is based in Altoona, Pennsylvania. She is also involved in non-variable insurance activities related to investments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Kenneth Decker is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 44 years of industry experience. He previously spent 26 years with Next Financial Group, Inc. Decker operates Ken Decker Financial, a business associated with his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations, offering diverse advisory programs and financial planning services through its national network of representatives.

Joseph Zerbee is a financial advisor with Osaic Wealth, Inc. in Altoona, PA, holding Series 63 and Series 65 licenses and 20 years of industry experience. His prior roles include positions at Securities America Advisors, Inc. and Securities America, Inc., where he worked for a total of 18 years. Outside of his advisory work, Zerbee is also involved as an insurance agent, selling fixed annuities and life insurance products. Osaic Wealth, Inc. serves a wide range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a diverse investment platform that incorporates firm-provided tools for asset allocation, risk assessment, and automated rebalancing across multiple asset classes and account structures.

Alex Hinton is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. He previously worked at S&T Bank, BB&T, United Bank, and NewDay Financial. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

David Miller is a financial advisor at Ameriprise with 40 years of industry experience. He has been with Ameriprise and its predecessor firms since 1985. Outside of his advisory role, he manages his own business, David G. Miller Group LLC. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered through a centralized consulting team to support clients’ retirement planning.

Nicholas De Longis is a financial advisor at Stifel with 11 years of industry experience. He holds the Series 66 designation and has been with Stifel Nicolaus since 2016. Prior to his current role, he worked at Sheetz Inc. for six years. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Timothy Holtz is a financial advisor at LPL Financial with 40 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Next Financial Group, Inc. for 26 years. Outside his advisory work, he is engaged in insurance sales and serves as a notary in Altoona, PA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and various investment strategies.

Amy Boggs is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Buddy Fulton is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has worked at Fulton Bank since 2019 and has held advisory roles at Raymond James Financial Services Advisors since 2016. His background includes positions at Pennsylvania Highland Community College and Saint Francis University. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm uses fact-finding and analytical tools to tailor non-discretionary planning and investment consulting to client goals and supports a broad network of advisors with specialized programs and partnerships.

Sarah Decker is a financial advisor at LPL Financial with five years of industry experience. She holds the Series 66 designation and has previously been involved with Ken Decker Financial and Tusseymountain Food Corp. She also worked at The State Theater. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, with capabilities in both discretionary and non-discretionary management.

Kimberly Gildea is a CFP®-certified financial advisor with 41 years of industry experience. She has worked at Wells Fargo Advisors and its related entities since 2009. She is also a 50% owner of Fair Winds Wealth Strategies, LLC, a separate investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers comprehensive financial planning services and integrates advisory with various financial products and referral channels.

Clifford Cashman is a financial advisor at OSAIC with 56 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Everbank, Securities America, and founded The Cashman Financial Group Inc., where he serves as CEO. Cashman is also involved as a board member with GBU Financial Life and leads Coach4Retirees Inc., a retirement services marketing firm. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisers, utilizing asset-allocation tools and access to third-party money managers across multiple platforms.

Michael Webb is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at M&T Securities, Infinex Investments, Inc., and First Commonwealth Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Tammy Frank is a financial advisor at Ameriprise with 28 years of industry experience. She has held positions at Ameriprise since 2019 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Tammy holds a Series 63 designation and is based in Altoona, PA. Ameriprise offers a retirement-income planning service focused on clients nearing or in retirement who meet specific asset criteria. The firm provides detailed written Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis, with an emphasis on assets held in Ameriprise Managed Accounts.

Jessica Ulery is a financial advisor with Ameriprise, holding a Series 66 designation and 23 years of industry experience. She has worked at Ameriprise since 2018 and also serves as Vice President Financial Advisor at S&T Bank, a role she has held since 2006. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Timothy Melbinger is a financial professional with one year of experience, currently affiliated with Cetera. He holds the Series 66 designation and has worked at Cetera and VIP Financial Matters, LLC since 2025. Outside of finance, he has been teaching piano lessons since 2008. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Brian Hall is a financial advisor at Raymond James Financial with 19 years of industry experience. He holds a Series 66 designation and has been with Raymond James Financial and affiliated entities since 2007. Hall serves as Treasurer and board member for the nonprofit Arc of Blair County. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports its clients through a broad network of advisors and advisory programs.

Stephen Tidd is a financial advisor at Edward Jones with three years of industry experience. He holds the Series 66 designation and previously worked at Valaris PLC for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeff Hinish is a financial advisor with Ameriprise in Altoona, PA, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 1997. Outside of his advisory role, he is involved with the Zack Hinish Foundation, a donor-advised fund through the Central PA Community Foundation. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset criteria, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory support and emphasizes managed accounts alongside a broad range of advisory, brokerage, and insurance solutions.